SAMALO
ActiveThe computed 12-month bankruptcy probability of SAMALO is 4.4% (elevated). For SAMALO, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show equity of €66k and a net result of €-617. Equity is shrinking by ~81.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2023. Its solvency ranks better than 29% of 6767 sector peers (fiscal year 2021). The company has been active since 1979 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2021 · tick = 2020
Profitability37▲+37
Solvency51▲+5
Growth58▲+26
Track record92
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
25.9%
Return on assets
-0.2%
Age of the figures
63 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-06-2022 close31-01-2023 deadline20-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2021 was due by 31-01-2022 and was filed on 10-06-2022, 130 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
130 d late
2020
9 d late
2019
on the day
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Late accounts filing
Financials · fiscal year 2021, micro schema
Equity
€66k▼ 0.9%
2020 · €66k
2019: €174k
2020: €66k
2019 → 2021
Total assets
€253k▼ 19.0%
2020 · €312k
2019: €384k
2020: €312k
2019 → 2021
Net result
€-617▲ 99.4%
2020 · €-107k
2019: €-41k
2020: €-107k
2019 → 2021
Working capital
€66k▲ 18.8%
2020 · €55k
2019: €154k
2020: €55k
2019 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201920202021Trend
Equity€174k-€66k▼ 61.8%€66k▼ 0.9%
Operating result€26k-€-101k€-431▲ 99.6%
Net result€-41k-€-107k▼ 160%€-617▲ 99.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €431 in 2021 against €101k in 2020; the loss shrinks.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Equity and liabilities €253k
Equity
€66k▼ 0.9%
Debt
€187k▼ 23.8%
The debt ratio falls from 78.8% to 74.1%. Equity and debt are lower.
Key figures and ratios
Solvency
25.9%▲
2020 · 21.2%
Current ratio
1.35▲
2020 · 1.22
Quick ratio
1.35▲
2020 · 1.22
Debt / equity
2.85
ROE
-0.9%▲
2020 · -162.1%
ROA
-0.2%▲
2020 · -34.4%
Debt
€187k▼
2020 · €246k
Debt ≤ 1 year
€187k▼
2020 · €246k
Income taxes
€73▼
2020 · €6k
Staff costs
€69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€312k€253k▼
Fixed assets21/28€11k-
Tangible fixed assets22/27€11k-
Current assets29/58€301k€253k▼
Amounts receivable within one year40/41€8k€8k▼
Trade receivables40-€6k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€292k€245k▼
Deferred charges and accrued income490/1-€176
Equity and liabilities
Total equity and liabilities10/49€312k€253k▼
Equity10/15€66k€66k▼
Contributions10/11€41k€41k=
Reserves13€25k€25k=
Non-distributable reserves130/1-€5k
Reserves not available under the articles1311-€5k
Distributable reserves133-€20k
Profit (loss) carried forward14€-277€-894▼
Amounts payable17/49€246k€187k▼
Amounts payable within one year42/48€246k€187k▼
Trade debts44€35k-
Other amounts payable47/48-€187k
Income statement
Code20202021
Remuneration, social security and pensions62-€69k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k-
Other operating charges640/8-€615
Non-recurring operating charges66A-€11k
Gross operating margin9900€7k€80k▲
Operating profit (loss)9901€-101k€-431▲
Financial charges65/66B-€114
Recurring financial charges65€478€114▼
Profit (loss) for the period before taxes9903€-101k€-544▲
Income taxes67/77€6k€73▼
Profit (loss) for the period9904€-107k€-617▲
Profit (loss) for the period to be appropriated9905€-107k€-617▲
Appropriation of the result
Profit (loss) to be appropriated9906-€-894
Profit (loss) brought forward from the previous period14P-€-277
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-04
KBO administration
Late accounts filing
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 130 days late
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-06
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
20-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
2016
27-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
23-01
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
21-02
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 21 days late
2012
28-09
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 59 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterkasteelstraat 1131180 UkkelGround area
1,201 m²
Building footprint
178 m²
Volume, LiDAR
1,673 m³
2 parcels, Brussels · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Delleurlaan 18, 1170 Watermaal-Bosvoorde
since 19792.016.537.354
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0291/00W002 | Brussels | 1,004 m² | 1 · 125 m² | 14.3 m · 4 fl. |
| 21614E0135/00S004 | Brussels | 197 m² | 1 · 53 m² | 8.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 1,234 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-1979
Fiscal year end30-06
Activities, NACEBEL
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.