Financials
- Fiscal year
- 2025
- Total assets
- €164,614
- Profit
- €45,233
- Solvency
- 47.0%
Total assets▲ 37.1%
Net result
20182025
SAMA TRADING
ActiveSummary
SAMA TRADING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,405 and a net result of €45,233. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 51% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423
1 site
Size
€164,614total assets 2025
- Staff
- 0.7 FTE
- Equity
- €77,405
- Profit
- €45,233
Structure
- Board
- 1 member
Accounts 92 d early1 of 3 deeds read
Why 72- 2 of the last 3 late- 1 change of registered office in 24 months+ Liquidity: current ratio 1.82, cash €73,629+ Equity €77,405 (47.0% of total assets)Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 81% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
72+20
equity 47.0% of total assets
Liquidity
73+45
short-term debt 53.0% · cash 44.7%
Profitability
100+40
return on assets 27.5%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 1.8%
12-2025: 1.8%● 0.0% vs 11-2025
01-2026: 1.6%▼ -7.5% vs 12-2025
02-2026: 1.6%● 0.0% vs 01-2026
03-2026: 1.6%▼ -1.3% vs 02-2026
04-2026: 2.5%▲ +52.4% vs 03-2026
05-2026: 2.7%▲ +7.9% vs 04-2026highest value
06-2026: 0.8%▼ -68.6% vs 05-2026
07-2026: 0.7%▼ -17.0% vs 06-2026
08-2026: 0.7%● 0.0% vs 07-2026
09-2026: 0.6%▼ -8.3% vs 08-2026lowest value
10-2026: 0.6%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 1.82, cash €73,629 lowers the probability
- 2 of the last 3 late raises the probability
- 1 change of registered office in 24 months raises the probability
- Equity €77,405 (47.0% of total assets) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.27 in 2024; short-term debt: 53% and cash: 44.7% of total assets), but 53% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 55%, liquidity 77%, profitability 95%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
92 d early
2024
61 d late
2023
69 d late
2022
on the day
2021
11 d early
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 70 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Resignations: Ahmad Saloum (non-statutory director) and…Appointment: Samer Ajoura (non-statutory director)…
- Back to profitnet €45,233
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 11
- Since
- 2019
- Next accounts
- by 31-07-2027
- 30-04-2026Annual accounts filed
- 19-03-2026Resignations: Ahmad Saloum (non-statutory director) and Ismat…
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of clothing, excluding workwear and underwearNACE 46423
- Founded
- 07-05-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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