SAMA GROUPE
ActiveSummary
The computed 12-month bankruptcy probability of SAMA GROUPE is 3.2% (moderate). The 2025 annual accounts show negative equity (€-19k) and a net result of €33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 4659 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+15
Solvency13▲+11
Growth58=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.4 in 2024; short-term debt: 90.4% and cash: 0% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.7%
Return on assets
20.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4659 sector peers (2025).
NBB · sector comparisonPosition among 4659 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
19 d late
2022
1 d late
2021
8 d late
2020
13 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k▲ 64.2%
2024 · €-52k
2019: €1khighest in 7 years
2020: €-36k▼ -2537% vs 2019
2021: €-39k▼ -7.0% vs 2020
2022: €-16k▲ +58.3% vs 2021
2023: €-65k▼ -300% vs 2022lowest in 7 years
2024: €-52k▲ +19.8% vs 2023
2025: €-19k▲ +64.2% vs 2024
2019 → 2025
Total assets
€159k▼ 30.5%
2024 · €229k
2019: €50k
2020: €39k▼ -23.5% vs 2019lowest in 7 years
2021: €52k▲ +35.9% vs 2020
2022: €76k▲ +45.1% vs 2021
2023: €229k▲ +202% vs 2022
2024: €229k▲ +0.1% vs 2023highest in 7 years
2025: €159k▼ -30.5% vs 2024
2019 → 2025
Net result
€33k▲ 160%
2024 · €13k
2019: €-17k
2020: €-38k▼ -121% vs 2019
2021: €-3k▲ +93.2% vs 2020
2022: €13k▲ +627% vs 2021
2023: €-49k▼ -462% vs 2022lowest in 7 years
2024: €13k▲ +126% vs 2023
2025: €33k▲ +160% vs 2024highest in 7 years
2019 → 2025
Working capital
€-96k▲ 33.7%
2024 · €-144k
2019: €-30khighest in 7 years
2020: €-68k▼ -125% vs 2019
2021: €-73k▼ -7.6% vs 2020
2022: €-72k▲ +2.0% vs 2021
2023: €-222k▼ -209% vs 2022lowest in 7 years
2024: €-144k▲ +35.0% vs 2023
2025: €-96k▲ +33.7% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-39k-€-16k▲ 58.3%€-65k▼ 300%€-52k▲ 19.8%€-19k▲ 64.2%
2021: €-39k
2022: €-16k▲ +58.3% vs 2021highest in 5 years
2023: €-65k▼ -300% vs 2022lowest in 5 years
2024: €-52k▲ +19.8% vs 2023
2025: €-19k▲ +64.2% vs 2024
Operating result€452-€17k▲ 3,603%€-41k€44k€48k▲ 9.3%
2021: €452
2022: €17k▲ +3603% vs 2021
2023: €-41k▼ -343% vs 2022lowest in 5 years
2024: €44k▲ +208% vs 2023
2025: €48k▲ +9.3% vs 2024highest in 5 years
Net result€-3k-€13k€-49k€13k€33k▲ 160%
2021: €-3k
2022: €13k▲ +627% vs 2021
2023: €-49k▼ -462% vs 2022lowest in 5 years
2024: €13k▲ +126% vs 2023
2025: €33k▲ +160% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€111k ▼ 15.7%
Current assets
€49k ▼ 50.3%
Key figures and ratios
EBITDA
€77k▲
2024 · €73k
Cash flow
€62k▲
2024 · €42k
Solvency
-11.7%▲
2024 · -22.7%
Current ratio
0.34▼
2024 · 0.40
Quick ratio
0.23▼
2024 · 0.33
Debt to equity
-9.56▼
2024 · -5.41
ROA
20.9%▲
2024 · 5.6%
Interest coverage
5.51▼
2024 · 7.49
Debt
€178k▼
2024 · €282k
Debt ≤ 1 year
€144k▼
2024 · €242k
Debt > 1 year
€34k▼
2024 · €39k
Income taxes
€764▼
2024 · €2k
Staff costs
€134k▲
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€229k€159k▼
Fixed assets21/28€131k€111k▼
Tangible fixed assets22/27€131k€111k▼
Plant, machinery and equipment23€26k€16k▼
Furniture and vehicles24€10k€10k▲
Leasing and similar rights25€12k€9k▼
Other tangible fixed assets26€83k€76k▼
Financial fixed assets28€165€165=
Current assets29/58€98k€49k▼
Stocks and contracts in progress3€18k€16k▼
Stocks30/36€18k€16k▼
Amounts receivable within one year40/41€78k€33k▼
Trade receivables40€66k€23k▼
Other amounts receivable41€12k€10k▼
Cash at bank and in hand54/58€2k€1▼
Deferred charges and accrued income490/1€478-
Equity and liabilities
Total equity and liabilities10/49€229k€159k▼
Equity10/15€-52k€-19k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-71k€-37k▲
Amounts payable17/49€282k€178k▼
Amounts payable after more than one year17€39k€34k▼
Financial debts170/4€39k€34k▼
Amounts payable within one year42/48€242k€144k▼
Current portion of amounts payable after more than one year42€30k€21k▼
Financial debts43€19€9k▲
Credit institutions430/8€19€9k▲
Trade debts44€51k€31k▼
Suppliers440/4€51k€31k▼
Advances received on contracts in progress46€44k-
Taxes, remuneration and social security45€37k€67k▲
Taxes450/3€19k€52k▲
Remuneration and social security454/9€18k€15k▼
Other amounts payable47/48€80k€16k▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€131k€134k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€210k€214k▲
Operating profit (loss)9901€44k€48k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€29k€14k▼
Recurring financial charges65€10k€14k▲
Non-recurring financial charges66B€19k-
Profit (loss) for the period before taxes9903€15k€34k▲
Income taxes67/77€2k€764▼
Profit (loss) for the period9904€13k€33k▲
Profit (loss) for the period to be appropriated9905€13k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-71k€-37k▲
Profit (loss) brought forward from the previous period14P€-83k€-71k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2k | - | - | - | €11k | - |
| Remuneration, social security and pensions62 | €25k | €62k | €135k | €131k | €134k | ▲ 1.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €16k | €45k | €29k | €29k | ▼ 0.3% |
| Other operating charges640/8 | €3k | €1k | €1k | €6k | €3k | ▼ 40.6% |
| Non-recurring operating charges66A | €530 | €602 | €2k | - | - | - |
| Gross operating margin9900 | €39k | €96k | €141k | €210k | €214k | ▲ 1.9% |
| Operating profit (loss)9901 | €452 | €17k | €-41k | €44k | €48k | ▲ 9.3% |
| Financial income75/76B | - | - | - | - | €1 | - |
| Recurring financial income75 | - | - | - | - | €1 | - |
| Financial charges65/66B | €3k | €3k | €7k | €29k | €14k | ▼ 51.8% |
| Recurring financial charges65 | €3k | €3k | €7k | €10k | €14k | ▲ 43.5% |
| Non-recurring financial charges66B | - | - | - | €19k | - | - |
| Profit (loss) for the period before taxes9903 | €-2k | €13k | €-48k | €15k | €34k | ▲ 128% |
| Income taxes67/77 | €492 | - | €632 | €2k | €764 | ▼ 64.7% |
| Profit (loss) for the period9904 | €-3k | €13k | €-49k | €13k | €33k | ▲ 160% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €13k | €-49k | €13k | €33k | ▲ 160% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €52k | €76k | €229k | €229k | €159k | ▼ 30.5% |
| Fixed assets21/28 | €34k | €56k | €213k | €131k | €111k | ▼ 15.7% |
| Tangible fixed assets22/27 | €34k | €55k | €213k | €131k | €111k | ▼ 15.8% |
| Plant, machinery and equipment23 | - | €27k | €35k | €26k | €16k | ▼ 36.2% |
| Furniture and vehicles24 | €24k | €15k | €71k | €10k | €10k | ▲ 0.9% |
| Leasing and similar rights25 | - | - | €16k | €12k | €9k | ▼ 31.5% |
| Other tangible fixed assets26 | €10k | €13k | €90k | €83k | €76k | ▼ 9.1% |
| Financial fixed assets28 | €165 | €165 | €165 | €165 | €165 | = |
| Current assets29/58 | €18k | €20k | €16k | €98k | €49k | ▼ 50.3% |
| Stocks and contracts in progress3 | €3k | €4k | €16k | €18k | €16k | ▼ 11.9% |
| Stocks30/36 | €3k | €4k | €16k | €18k | €16k | ▼ 11.9% |
| Amounts receivable within one year40/41 | €775 | €14k | - | €78k | €33k | ▼ 57.7% |
| Trade receivables40 | €775 | €14k | - | €66k | €23k | ▼ 65.6% |
| Other amounts receivable41 | - | €4 | - | €12k | €10k | ▼ 15.6% |
| Cash at bank and in hand54/58 | €14k | €2k | €335 | €2k | €1 | ▼ 100.0% |
| Deferred charges and accrued income490/1 | - | - | - | €478 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €52k | €76k | €229k | €229k | €159k | ▼ 30.5% |
| Equity10/15 | €-39k | €-16k | €-65k | €-52k | €-19k | ▲ 64.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €-57k | €-35k | €-83k | €-71k | €-37k | ▲ 47.3% |
| Amounts payable17/49 | €91k | €92k | €294k | €282k | €178k | ▼ 36.7% |
| Amounts payable after more than one year17 | - | - | €56k | €39k | €34k | ▼ 14.1% |
| Financial debts170/4 | - | - | €56k | €39k | €34k | ▼ 14.1% |
| Amounts payable within one year42/48 | €91k | €92k | €238k | €242k | €144k | ▼ 40.4% |
| Current portion of amounts payable after more than one year42 | - | - | €15k | €30k | €21k | ▼ 29.9% |
| Financial debts43 | - | €16 | €8k | €19 | €9k | ▲ 48,037% |
| Credit institutions430/8 | - | €16 | €8k | €19 | €9k | ▲ 48,037% |
| Trade debts44 | €23k | €48k | €95k | €51k | €31k | ▼ 39.5% |
| Suppliers440/4 | €23k | €48k | €95k | €51k | €31k | ▼ 39.5% |
| Advances received on contracts in progress46 | - | - | - | €44k | - | - |
| Taxes, remuneration and social security45 | €26k | €33k | €35k | €37k | €67k | ▲ 78.4% |
| Taxes450/3 | €14k | €17k | €15k | €19k | €52k | ▲ 173% |
| Remuneration and social security454/9 | €12k | €16k | €20k | €18k | €15k | ▼ 18.4% |
| Other amounts payable47/48 | €42k | €11k | €85k | €80k | €16k | ▼ 79.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €13k | €-49k | €13k | €33k | ▲ 160% |
| + Depreciation and write-downs630 | €10k | €16k | €45k | €29k | €29k | ▼ 0.3% |
| Operating cash flow (approximation) | €8k | €29k | €-4k | €42k | €62k | ▲ 48.9% |
| Investment in fixed assets (approximation) | - | €-37k | €-202k | €52k | €-8k | ▼ 116% |
| Change in cash | - | €-12k | €-2k | €1k | €-2k | ▼ 223% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €33k ▲160%
Operating result €48k, net result €33k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2018
Ground area
2,813 m²
Building footprint
593 m²
Volume, LiDAR
13,137 m³
2 parcels, Brussels · tallest building 32.2 m, ±8 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
GENTLEMEN BARBER CLUB
since 20182.284.771.058
Gentlemen Barber Club
since 20252.380.603.791
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0007/00S000 | Brussels | 2,692 m² | 1 · 508 m² | 32.2 m · 8 fl. |
| 21612C0048/00Y002 | Brussels | 122 m² | 1 · 85 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 21,742 companies in sector 96210 we hold annual accounts for 2,831. 1,234 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Contact
Phone
00000000000000Ukkel
Scores and ratios are computed by Checked and are not a credit decision.