SAMA.BE
ActiveSummary
SAMA.BE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €626k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 92% of 4352 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▲+62
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 0.72 in 2023; short-term debt: 9.2% of total assets), and 9.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.8%
Return on assets
3.9%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €626k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
26 d late
2021
58 d late
2020
40 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, micro schema
Equity
€626k▲ 4.5%
2023 · €600k
Total assets
€690k▲ 4.5%
2023 · €661k
Net result
€27k
2023 · €-35k
Working capital
€33k
2023 · €-17k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€587▼ 99.0%€4k▲ 558%€-17k€-34k▼ 103%€29k
Net result€2k▼ 95.4%€2k▲ 4.9%€-19k€-35k▼ 80.7%€27k
Equity€66k▲ 3.2%€68k▲ 3.2%€49k▼ 28.5%€600k▲ 1,131%€626k▲ 4.5%
Total assets€104k▲ 5.7%€153k▲ 47.2%€129k▼ 15.4%€661k▲ 410%€690k▲ 4.5%
Debt€38k▲ 10.5%€85k▲ 124%€81k▼ 4.9%€61k▼ 24.4%€64k▲ 4.0%
Working capital€55k▲ 8.1%€60k▲ 9.0%€39k▼ 34.3%€-17k€33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €29k after a loss of €34k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €690k
Fixed assets
€593k ▼ 3.8%
Current assets
€97k ▲ 120%
Equity and liabilities €690k
Equity
€626k ▲ 4.5%
Debt
€64k ▲ 4.0%
Debt's share of the balance-sheet total stays at 9.2%.
Key figures and ratios
EBITDA
€52k▲
2023 · €-9k
Cash flow
€50k▲
2023 · €-10k
Current ratio
1.52▲
2023 · 0.72
Debt to equity
0.10▼
2023 · 0.10
ROE
4.3%▲
2023 · -5.9%
ROA
3.9%▲
2023 · -5.3%
Interest coverage
37.76▲
2023 · -6.48
Debt ≤ 1 year
€64k▲
2023 · €61k
Income taxes
€138▲
2023 · €120
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €5k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €3k | €4k | €25k | €23k | ▼ 7.5% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €444 | - | - | - | - |
| Other operating charges640/8 | - | €240 | €1k | €5k | €6k | ▲ 29.3% |
| Gross operating margin9900 | €21k | €13k | €-12k | €-4k | €58k | ▲ 1,570% |
| Operating profit (loss)9901 | €587 | €4k | €-17k | €-34k | €29k | ▲ 185% |
| Financial income75/76B | - | €150 | €5 | €10 | €3 | ▼ 75.1% |
| Recurring financial income75 | - | €150 | €5 | €10 | €3 | ▼ 75.1% |
| Financial charges65/66B | - | €1k | €2k | €1k | €1k | ▲ 4.1% |
| Recurring financial charges65 | €443 | €1k | €2k | €1k | €1k | ▲ 4.1% |
| Profit (loss) for the period before taxes9903 | €144 | €3k | €-18k | €-35k | €27k | ▲ 178% |
| Income taxes67/77 | €-2k | €510 | €1k | €120 | €138 | ▲ 15.6% |
| Profit (loss) for the period9904 | €2k | €2k | €-19k | €-35k | €27k | ▲ 177% |
| Profit (loss) for the period to be appropriated9905 | €2k | €2k | €-19k | €-35k | €27k | ▲ 177% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €104k | €153k | €129k | €661k | €690k | ▲ 4.5% |
| Fixed assets21/28 | €11k | €9k | €10k | €617k | €593k | ▼ 3.8% |
| Intangible fixed assets21 | €3k | €2k | €500 | - | - | - |
| Tangible fixed assets22/27 | €9k | €7k | €9k | €617k | €593k | ▼ 3.8% |
| Land and buildings22 | - | - | - | €609k | €589k | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €1k | €885 | €385 | - | - |
| Furniture and vehicles24 | - | €4k | €7k | €5k | €2k | ▼ 61.3% |
| Other tangible fixed assets26 | - | €2k | €1k | €3k | €2k | ▼ 15.4% |
| Current assets29/58 | €93k | €145k | €120k | €44k | €97k | ▲ 120% |
| Amounts receivable within one year40/41 | €86k | €142k | €118k | €43k | €96k | ▲ 125% |
| Trade receivables40 | - | €85k | €54k | €3k | €25k | ▲ 658% |
| Other amounts receivable41 | - | €57k | €65k | €39k | €71k | ▲ 79.6% |
| Cash at bank and in hand54/58 | €6k | €1k | - | €292 | - | - |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €952 | €452 | ▼ 52.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €104k | €153k | €129k | €661k | €690k | ▲ 4.5% |
| Equity10/15 | €66k | €68k | €49k | €600k | €626k | ▲ 4.5% |
| Contributions10/11 | €20k | €20k | €20k | €606k | €606k | = |
| Outside capital11 | - | €20k | - | - | - | - |
| Other1109/19 | - | €20k | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €44k | €46k | €27k | €-8k | €19k | ▲ 321% |
| Amounts payable17/49 | €38k | €85k | €81k | €61k | €64k | ▲ 4.0% |
| Amounts payable within one year42/48 | €38k | €85k | €81k | €61k | €64k | ▲ 4.0% |
| Financial debts43 | - | - | €3k | €3k | €2k | ▼ 5.9% |
| Credit institutions430/8 | - | - | €3k | €3k | €2k | ▼ 5.9% |
| Trade debts44 | €18k | €70k | €62k | €29k | €23k | ▼ 19.9% |
| Suppliers440/4 | - | €70k | €62k | €29k | €23k | ▼ 19.9% |
| Taxes, remuneration and social security45 | - | €8k | €9k | €7k | €15k | ▲ 129% |
| Taxes450/3 | - | €8k | €9k | €7k | €15k | ▲ 129% |
| Other amounts payable47/48 | - | €7k | €7k | €23k | €23k | = |
| Accrued charges and deferred income492/3 | - | - | €151 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €2k | €-19k | €-35k | €27k | ▲ 177% |
| + Depreciation and write-downs630 | €8k | €3k | €4k | €25k | €23k | ▼ 7.5% |
| Operating cash flow (approximation) | €10k | €5k | €-16k | €-10k | €50k | ▲ 605% |
| Investment in fixed assets (approximation) | - | €-172 | €-5k | €-632k | €0 | ▲ 100% |
| Change in cash | - | €-4k | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.52
Current ratio from 0.72 to 1.52.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €600k ▲1,131%
Equity rises from €49k to €600k.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 2019
Ground area
916 m²
Building footprint
94 m²
Volume, LiDAR
652 m³
Parcel 25080B0233/00F000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAMA.BE
since 20192.287.039.868
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25080B0233/00F000 | Wallonia | 916 m² | 1 · 94 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,288 companies in sector 74120 we hold annual accounts for 1,010. 393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
Scores and ratios are computed by Checked and are not a credit decision.