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SAMA

Active
Private limited company (pre-2019)founded 2014active for 11 yearsMolensstraat 76, 7700 Mouscron, Belgium10 active companies are registered at this addressKBO/BCE: BE 0506.971.092
Summary

SAMA has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,376 and a net result of €30,417. Equity is growing by about 51% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activity not known1 site
Size
€620,262total assets 2025
Equity
€1,376
Profit
€30,417
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 35 days early1 of 3 deeds summarised
Why 86raises riskFigures for financial year 2025 (filed 28-09-2025)Equity €1,376 (0.2% of total assets)lowers riskSize: total assets €620,262No main activity registeredShow the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 38% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency 25+5
equity 0.2% of total assets
Liquidity 11+5
short-term debt 99.8% · cash 9.0%
Profitability 50=
return on assets 4.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.6%highest value 12-2024: 0.2%▼ -0.4 percentage points vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 16% on solvency, 9% on liquidity, 36% on profitability and 93% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €620,262
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 28-09-2025)
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Equity €1,376 (0.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-09-2025, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 days early
2024
31 days early
2023
38 days early
2022
32 days early
2021
32 days early
2020
25 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 29 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end30-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Financials · financial year 2025, full format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30,417▲ 1.4%
2024 · €29,995
Working capital
-€352,049▲ 8.0%
2024 · -€382,465
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result stays negative: a loss of €472 in 2025 against €469 in 2024; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€472 2025 Net result€0.03m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€0.09m--€0.1m▼ 58.2%-€0.001m▲ 99.4%-€0.001m▼ 11.5%-€0.001m▲ 45.2%-€469▲ 9.1%-€472▼ 0.7%
Net result-€0.07m--€0.1m▼ 58.1%€0.03m€0.03m▼ 15.2%€0.03m▲ 8.7%€0.03m▼ 4.3%€0.03m▲ 1.4%
Equity-€0.04m--€0.2m▼ 329%-€0.1m▲ 22.2%-€0.09m▲ 24.2%-€0.06m▲ 34.7%-€0.03m▲ 50.8%€0.001m
Total assets€1.2m-€0.5m▼ 54.8%€0.5m▲ 2.7%€0.6m▲ 5.3%€0.6m▲ 5.4%€0.6m▼ 3.3%€0.6m▲ 5.2%
Debt€1.2m-€0.7m▼ 43.6%€0.7m▼ 2.8%€0.7m=€0.7m=€0.6m▼ 7.5%€0.6m▲ 0.1%
Working capital-€0.7m--€0.5m▲ 27.5%-€0.5m▲ 6.7%-€0.4m▲ 6.1%-€0.4m▲ 7.1%-€0.4m▲ 7.3%-€0.4m▲ 8.0%
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €620,262
Fixed assets €353,425 =
Current assets €266,837 ▲ 13.1%
Equity and liabilities €620,262
Equity €1,376
Debt €618,885
Debt finances 99.8% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.43▲
2024 · 0.38
ROA
4.9%▼
2024 · 5.1%
Debt ≤ 1 year
€618,885▲
2024 · €618,498
Income taxes
€1,144▲
2024 · €908
A ratio outside any meaningful range has been withheld (balance sheet total €620,262, equity €1,376).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€589,458€620,262▲
Fixed assets21/28€353,425€353,425=
Financial fixed assets28€353,425€353,425=
Current assets29/58€236,033€266,837▲
Current investments50/53€207,874€211,277▲
Cash at bank and in hand54/58€28,159€55,559▲
Equity and liabilities
Total equity and liabilities10/49€589,458€620,262▲
Equity10/15-€29,040€1,376▲
Contributions10/11€6,200€6,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€37,100-€6,684▲
Amounts payable17/49€618,498€618,885▲
Amounts payable within one year42/48€618,498€618,885▲
Trade debts44-€387
Suppliers440/4-€387
Other amounts payable47/48€618,498€618,498=
Income statement Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900-€85-€85▼
Operating profit (loss)9901-€469-€472▼
Financial income75/76B€33,028€33,812▲
Recurring financial income75€33,028€33,812▲
Financial charges65/66B€1,656€1,780▲
Recurring financial charges65€1,656€1,780▲
Profit (loss) for the period before taxes9903€30,903€31,560▲
Income taxes67/77€908€1,144▲
Profit (loss) for the period9904€29,995€30,417▲
Profit (loss) for the period to be appropriated9905€29,995€30,417▲
Appropriation of the result
Profit (loss) to be appropriated9906-€37,100-€6,684▲
Profit (loss) brought forward from the previous period14P-€67,095-€37,100▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63,333-------
Other operating charges640/8---€868€348€384€387▲ 0.9%
Gross operating margin9900-€8,780-€80,244-€72-€73-€168-€85-€85▼ 0.1%
Operating profit (loss)9901-€89,829-€142,134-€844-€941-€516-€469-€472▼ 0.7%
Financial income75/76B---€30,206€35,141€33,028€33,812▲ 2.4%
Recurring financial income75€27,000€30,000€35,000€30,206€35,141€33,028€33,812▲ 2.4%
Financial charges65/66B---€432€1,732€1,656€1,780▲ 7.5%
Recurring financial charges65€7,247€5,339€175€432€1,732€1,656€1,780▲ 7.5%
Profit (loss) for the period before taxes9903-€70,076-€117,473€33,981€28,833€32,893€30,903€31,560▲ 2.1%
Income taxes67/77€4,220--€3€1,542€908€1,144▲ 25.9%
Profit (loss) for the period9904-€74,296-€117,473€33,981€28,830€31,351€29,995€30,417▲ 1.4%
Profit (loss) for the period to be appropriated9905-€74,296-€117,473€33,981€28,830€31,351€29,995€30,417▲ 1.4%
Line2019202020212022202320242025Change
Assets
Total assets20/58€1.2m€0.5m€0.5m€0.6m€0.6m€0.6m€0.6m▲ 5.2%
Fixed assets21/28€1.1m€0.4m€0.4m€0.4m€0.4m€0.4m€0.4m=
Tangible fixed assets22/27€0.8m-------
Financial fixed assets28€0.4m€0.4m€0.4m€0.4m€0.4m€0.4m€0.4m=
Current assets29/58€0.05m€0.2m€0.2m€0.2m€0.3m€0.2m€0.3m▲ 13.1%
Amounts receivable within one year40/41-€0.001m€96-----
Current investments50/53---€0.2m€0.2m€0.2m€0.2m▲ 1.6%
Cash at bank and in hand54/58€0.04m€0.2m€0.2m€0.05m€0.06m€0.03m€0.06m▲ 97.3%
Equity and liabilities
Total equity and liabilities10/49€1.2m€0.5m€0.5m€0.6m€0.6m€0.6m€0.6m▲ 5.2%
Equity10/15-€0.04m-€0.2m-€0.1m-€0.09m-€0.06m-€0.03m€0.001m-
Contributions10/11€0.006m€0.006m-€0.006m€0.006m€0.006m€0.006m=
Reserves13€0.002m€0.002m€0.002m€0.002m€0.002m€0.002m€0.002m=
Non-distributable reserves130/1---€0.002m€0.002m€0.002m€0.002m=
Reserves not available under the articles1311---€0.002m€0.002m€0.002m€0.002m=
Profit (loss) carried forward14-€0.04m-€0.2m-€0.1m-€0.1m-€0.07m-€0.04m-€0.007m▲ 82.0%
Amounts payable17/49€1.2m€0.7m€0.7m€0.7m€0.7m€0.6m€0.6m▲ 0.1%
Amounts payable after more than one year17€0.5m-------
Amounts payable within one year42/48€0.7m€0.7m€0.7m€0.7m€0.7m€0.6m€0.6m▲ 0.1%
Trade debts44-€0.02m----€387-
Suppliers440/4------€387-
Other amounts payable47/48---€0.7m€0.7m€0.6m€0.6m=
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€74,296-€117,473€33,981€28,830€31,351€29,995€30,417▲ 1.4%
+ Depreciation and write-downs630€63,333-------
Operating cash flow (approximation)-€10,963-€117,473€33,981€28,830€31,351€29,995€30,417▲ 1.4%
Investment in fixed assets (approximation)-€781,111€0€0€0€0€0-
Change in cash-€135,219€15,759-€141,796€7,178-€32,911€27,400-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (10)
Financial year Type Filed Reference
31-03-2025 full format 26-09-2025 2025-00507392
31-03-2024 full format 30-09-2024 2024-00492256
31-03-2023 full format 23-09-2023 2023-00453305
31-03-2022 full format 29-09-2022 2022-20444760
31-03-2021 full format 29-09-2021 2021-70400457
31-03-2020 full format 06-10-2020 2020-59500048
31-03-2019 full format 17-09-2019 2019-64700039
31-03-2018 full format 17-09-2018 2018-63300104
31-03-2017 full format 21-09-2017 2017-62100143
31-03-2016 full format 26-09-2016 2016-62100219

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

SAMA was incorporated on 18 December 2014.1 The registered office was moved to Mouscron in 2022.2 Total assets fell from €1.2m in 2019 to €620,262 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-11-2022
  3. 3National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-10-2026
2025
26-09
NBB filing Annual accounts filed
financial year 2025 · full format
2024
30-09
NBB filing Annual accounts filed
financial year 2024 · full format
2023
23-09
NBB filing Annual accounts filed
financial year 2023 · full format
2022
24-11
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • Board meeting, 01-12-2021
  • Registered-office move, Résidence Park Avenue Rue des Moulins 76 boîte 7 7700 Mouscron
  • Director in office, Christophe Sadoine (director)
29-09
NBB filing Annual accounts filed
financial year 2022 · full format
2021
29-09
NBB filing Annual accounts filed
financial year 2021 · full format
31-03
Financial Back to profitnet €33,981
Net result €33,981 after 2 loss-making years.
2020
06-10
NBB filing Annual accounts filed
financial year 2020 · full format
31-03
Financial Weakest financial yearnet -€117,473
Net result drops to -€117,473, the lowest in the series; recovery starts the following year.
2019
17-09
NBB filing Annual accounts filed
financial year 2019 · full format
2018
17-09
NBB filing Annual accounts filed
financial year 2018 · full format
2017
21-09
NBB filing Annual accounts filed
financial year 2017 · full format
2016
26-09
NBB filing Annual accounts filed
financial year 2016 · full format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2014
Financial year end31-03
E-invoicing
Reachable via Peppol
Peppol ID 0208:0506971092
Registered 21-10-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

984500ETBFB0V203J231
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2014
registered office establishment The establishment unit on the map
Ground area
3,956 m²
Building footprint
216 m²
Parcel 54433E0813/00E000, Wallonia. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
SAMA
Molensstraat 76, 7700 MouscronBuying and selling of own real estate
since 2014unit no. 2.240.224.797
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
54433E0813/00E000 Wallonia 3,956 m² 1 · 216 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.