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SAM TRANSPORT

Active
Private limited companyfounded 201313 yrs activeBoomlaarstraat 77H, 2500 Lier, BelgiumKBO/BCE: BE 0502.627.274

SAM TRANSPORT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €65k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 4488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
45 / 100
Fair▼ -49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency9▼-81
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.79 against 1.81 in 2024), and 96% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4%
Return on assets
10.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4488 sector peers (2025).
NBB · sector comparison
Position among 4488 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
79 d early
2024
68 d early
2023
58 d early
2022
24 d late
2021
51 d early
2020
51 d late
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€25k▼ 90.4%
2024 · €260k
2018: €74k 2019: €127k 2020: €147k 2021: €199k 2022: €229k 2023: €201k 2024: €260k
2018 → 2025
Total assets
€633k▲ 19.9%
2024 · €528k
2018: €305k 2019: €450k 2020: €438k 2021: €447k 2022: €521k 2023: €450k 2024: €528k
2018 → 2025
Net result
€65k▼ 35.9%
2024 · €101k
2018: €28k 2019: €54k 2020: €19k 2021: €55k 2022: €59k 2023: €25k 2024: €101k
2018 → 2025
Working capital
€-98k
2024 · €149k
2018: €-3k 2019: €41k 2020: €78k 2021: €118k 2022: €116k 2023: €108k 2024: €149k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€199k-€229k▲ 15.4%€201k▼ 12.5%€260k▲ 29.7%€25k▼ 90.4%
Operating result€89k-€55k▼ 37.5%€42k▼ 23.7%€118k▲ 180%€76k▼ 35.9%
Net result€55k-€59k▲ 7.3%€25k▼ 57.9%€101k▲ 307%€65k▼ 35.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €89k€89kNet result 2021: €55k€55kOperating result 2022: €55k€55kNet result 2022: €59k€59kOperating result 2023: €42k€42kNet result 2023: €25k€25kOperating result 2024: €118k€118kNet result 2024: €101k€101kOperating result 2025: €76k€76kNet result 2025: €65k€65k20212022202320242025
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €633k
Fixed assets €266k▲ 35.9%
Current assets €367k▲ 10.5%
Equity and liabilities €633k
Equity €25k▼ 90.4%
Debt €608k▲ 127%
The debt ratio rises from 50.7% to 96.0%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€175k
2024 · €166k
Cash flow
€164k
2024 · €149k
Solvency
4.0%
2024 · 49.3%
Current ratio
0.79
2024 · 1.81
Quick ratio
0.79
2024 · 1.81
Debt / equity
24.22
2024 · 1.03
ROE
257.9%
2024 · 38.8%
ROA
10.2%
2024 · 19.1%
Interest coverage
21.40
2024 · 109.84
Debt
€608k
2024 · €268k
Debt ≤ 1 year
€465k
2024 · €183k
Debt > 1 year
€143k
2024 · €84k
Income taxes
€18k
2024 · €29k
Staff costs
€309k
2024 · €316k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€528k€633k
Fixed assets21/28€196k€266k
Tangible fixed assets22/27€160k€230k
Furniture and vehicles24€26k€4k
Leasing and similar rights25€134k€226k
Financial fixed assets28€36k€36k
Current assets29/58€332k€367k
Amounts receivable within one year40/41€165k€175k
Trade receivables40€165k€175k
Cash at bank and in hand54/58€167k€192k
Equity and liabilities
Total equity and liabilities10/49€528k€633k
Equity10/15€260k€25k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€240k€5k
Amounts payable17/49€268k€608k
Amounts payable after more than one year17€84k€143k
Financial debts170/4€84k€143k
Amounts payable within one year42/48€183k€465k
Current portion of amounts payable after more than one year42€32k€60k
Financial debts43€5k€5k=
Credit institutions430/8€5k€5k=
Trade debts44€17k€27k
Suppliers440/4€17k€27k
Taxes, remuneration and social security45€82k€119k
Taxes450/3€55k€94k
Remuneration and social security454/9€27k€25k
Other amounts payable47/48€47k€255k
Income statement Code20242025
Remuneration, social security and pensions62€316k€309k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€99k
Other operating charges640/8€34k€33k
Non-recurring operating charges66A-€0
Gross operating margin9900€515k€517k
Operating profit (loss)9901€118k€76k
Financial income75/76B€14k€15k
Recurring financial income75€14k€15k
Financial charges65/66B€2k€8k
Recurring financial charges65€2k€8k
Profit (loss) for the period before taxes9903€130k€83k
Income taxes67/77€29k€18k
Profit (loss) for the period9904€101k€65k
Profit (loss) for the period to be appropriated9905€101k€65k
Appropriation of the result
Profit (loss) to be appropriated9906€281k€305k
Profit (loss) brought forward from the previous period14P€180k€240k
Profit to be distributed694/7€41k€300k
Return on contributions (dividend)694€41k€300k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €101k ▲307%
Operating result €118k, net result €101k, both a record.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial Equity above €200kEq €229k ▲15.4%
5 profitable years in a row build equity to €229k.
10-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €199k ▲35.7%
4 profitable years in a row build equity to €199k.
20-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial Weakest financial yearnet €19k ▼63.8%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €100kEq €127k ▲72.8%
2 profitable years in a row build equity to €127k.
22-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
10-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boomlaarstraat 77H2500 Lier
Ground area
6,894 m²
Building footprint
730 m²
Volume, LiDAR
6,165 m³
2 parcels, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sam Transport
Manebruggestraat 19, 2100 AntwerpenFreight transport by road
since 20132.222.200.021
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12393F0289/00H006 Flanders 6,128 m² 1 · 483 m² 9.3 m · 3 fl.
11345B0388/00K002 Flanders 766 m² 1 · 247 m² 13.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,603 companies in sector 49410 we hold annual accounts for 8,196. 5,265 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-01-2013
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.