SAM - O - KA
ActiveSAM - O - KA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €34k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-18
Solvency31▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.41 against 1.25 in 2024; short-term debt: 57.5% and cash: 1.2% of total assets), and 93.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.3%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
69 d late
2023
60 d late
2022
68 d late
2021
69 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 247%
2024 · €14k
2018: €-71k
2019: €-67k
2020: €-67k
2021: €-48k
2022: €-49k
2023: €-19k
2024: €14k
2018 → 2025
Total assets
€751k▲ 327%
2024 · €176k
2018: €36k
2019: €56k
2020: €20k
2021: €107k
2022: €177k
2023: €188k
2024: €176k
2018 → 2025
Net result
€34k▲ 1.7%
2024 · €33k
2018: €3k
2019: €3k
2020: €620
2021: €19k
2022: €-2k
2023: €30k
2024: €33k
2018 → 2025
Working capital
€-254k
2024 · €35k
2018: €-72k
2019: €-69k
2020: €-68k
2021: €-50k
2022: €-12k
2023: €21k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-48k-€-49k▼ 3.2%€-19k▲ 60.7%€14k€47k▲ 247%
Operating result€21k-€58▼ 99.7%€32k▲ 55,293%€35k▲ 8.4%€55k▲ 56.7%
Net result€19k-€-2k€30k€33k▲ 10.2%€34k▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €751k
Fixed assets
€573k▲ 27,987%
Current assets
€178k▲ 2.7%
Equity and liabilities €751k
Equity
€47k▲ 247%
Debt
€704k▲ 334%
The debt ratio rises from 92.2% to 93.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▲
2024 · €35k
Cash flow
€63k▲
2024 · €33k
Solvency
6.3%▼
2024 · 7.8%
Current ratio
0.41▼
2024 · 1.25
Quick ratio
0.41▲
2024 · 0.31
Debt / equity
14.87▲
2024 · 11.87
ROE
71.1%▼
2024 · 242.5%
ROA
4.5%▼
2024 · 18.8%
Interest coverage
9.69▼
2024 · 17.69
Debt
€704k▲
2024 · €162k
Debt ≤ 1 year
€432k▲
2024 · €139k
Debt > 1 year
€272k▲
2024 · €23k
Income taxes
€10k
Staff costs
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€751k▲
Fixed assets21/28€2k€573k▲
Intangible fixed assets21-€571k
Tangible fixed assets22/27€538€355▼
Furniture and vehicles24€538€355▼
Financial fixed assets28€2k€2k=
Current assets29/58€174k€178k▲
Stocks and contracts in progress3€130k-
Stocks30/36€130k-
Amounts receivable within one year40/41€32k€169k▲
Trade receivables40€24k€51k▲
Other amounts receivable41€9k€118k▲
Cash at bank and in hand54/58€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€176k€751k▲
Equity10/15€14k€47k▲
Contributions10/11€19k€19k=
Reserves13€112€112=
Non-distributable reserves130/1€112€112=
Reserves not available under the articles1311€112€112=
Profit (loss) carried forward14€-5k€29k▲
Amounts payable17/49€162k€704k▲
Amounts payable after more than one year17€23k€272k▲
Financial debts170/4€23k€272k▲
Amounts payable within one year42/48€139k€432k▲
Current portion of amounts payable after more than one year42€19k€64k▲
Trade debts44€23k€351k▲
Suppliers440/4€23k€351k▲
Taxes, remuneration and social security45-€17k
Taxes450/3-€14k
Remuneration and social security454/9-€3k
Other amounts payable47/48€98k-
Income statement
Code20242025
Remuneration, social security and pensions62-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12€29k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€36k€98k▲
Operating profit (loss)9901€35k€55k▲
Financial income75/76B€35€197▲
Recurring financial income75€35€197▲
Financial charges65/66B€2k€11k▲
Recurring financial charges65€2k€9k▲
Non-recurring financial charges66B-€3k
Profit (loss) for the period before taxes9903€33k€44k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€33k€34k▲
Profit (loss) for the period to be appropriated9905€33k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€29k▲
Profit (loss) brought forward from the previous period14P€-38k€-5k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-12
Financial
Highest result since 2018net €34k ▲1.7%
Operating result €55k, net result €34k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼108%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 69 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de la Meuse(JB) 715100 NamurGround area
160 m²
Building footprint
108 m²
Volume, LiDAR
1,059 m³
Parcel 92322F0204/00C000, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
L'Insolent Coffee
since 19962.077.121.871
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322F0204/00C000 | Wallonia | 159 m² | 1 · 108 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DRIESEN EQUIPMENT
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ALPHA DRAIN SOLUTIONS
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Of 2,509 companies in sector 46649 we hold annual accounts for 1,761. 780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-1993
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.