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Sam Consult

Active
Private limited companyfounded 201313 yrs activeDrève de la Vannette 14, 1410 Waterloo, BelgiumKBO/BCE: BE 0533.864.442
Summary

For Sam Consult, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €454,087 and a net result of €78,428. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 42 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2022
Profitability77▲+49
Solvency61▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
36.3%
Return on assets
6.3%
Age of the figures
27 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 97
Relative position
BE, all sectors
reference
Activities of households as employers of domestic personnel (NACE 97)
about 10% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 239 days later.
NBB · 9 filings
Position against the passed deadline
30-06-2025 close31-01-2026 deadline27-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 24-12-2024, 38 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
38 d early
2022
36 d early
2021
27 d early
2020
15 d early
2019
24 d early
2018
19 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 27 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Sam Consult was incorporated on 3 May 2013.1 Total assets rose from EUR 203,896 in 2019 to EUR 1.3 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€454,087▲ 27.6%
2022 · €355,814
Total assets
€1.3m▼ 4.1%
2022 · €1.3m
Net result
€78,428
2022 · -€27,221
Working capital
-€202,696▲ 20.5%
2022 · -€255,045
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222024
Operating result-€1,202--€47,907▼ 3,887%-€122,195▼ 155%-€9,239▲ 92.4%€84,139-
Net result€3,395--€49,427-€127,835▼ 159%-€27,221▲ 78.7%€78,428-
Equity€194,297-€144,870▼ 25.4%€383,035▲ 164%€355,814▼ 7.1%€454,087-
Total assets€203,896-€498,466▲ 144%€1.3m▲ 164%€1.3m▼ 0.7%€1.3m-
Debt€9,599-€353,596▲ 3,584%€930,863▲ 163%€949,457▲ 2.0%€797,060-
Working capital€194,297-€112,015▼ 42.3%-€213,371-€255,045▼ 19.5%-€202,696-
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000-€100,000€0€100,000Operating result 2019: -€1,202-€1,202Net result 2019: €3,395€3,395Operating result 2020: -€47,907-€47,907Net result 2020: -€49,427-€49,427Operating result 2021: -€122,195-€122,195Net result 2021: -€127,835-€127,835Operating result 2022: -€9,239-€9,239Net result 2022: -€27,221-€27,221Operating result 2024: €84,139€84,139Net result 2024: €78,428€78,42820192020202120222024-€200,000-€100,000€0€100,000Operating result 2021: -€122,195-€122,000Net result 2021: -€127,835-€128,000Operating result 2022: -€9,239-€9,240Net result 2022: -€27,221-€27,200Operating result 2024: €84,139€84,100Net result 2024: €78,428€78,400202120222024
The operating result is €84,139 in 2024, compared with -€9,239 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €1.3m
Fixed assets €1.2m ▼ 4.1%
Current assets €29,442 ▼ 7.2%
Equity and liabilities €1.3m
Equity €454,087 ▲ 27.6%
Debt €797,060 ▼ 16.1%
Debt's share of the balance-sheet total falls from 72.7% to 63.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2022
EBITDA
€124,091▲
2022 · €26,506
Cash flow
€118,380▲
2022 · €8,524
Current ratio
0.13▲
2022 · 0.11
Debt to equity
1.76▼
2022 · 2.67
ROE
17.3%▲
2022 · -7.7%
ROA
6.3%▲
2022 · -2.1%
Interest coverage
21.72▲
2022 · 1.47
Debt ≤ 1 year
€232,138▼
2022 · €286,783
Debt > 1 year
€564,922▼
2022 · €662,674
Income taxes
€1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2022 · 44 lines
Balance sheet Code20222024
Assets
Total assets20/58€1.3m€1.3m▼
Fixed assets21/28€1.3m€1.2m▼
Tangible fixed assets22/27€1.3m€1.2m▼
Land and buildings22€1.2m€1.2m▼
Other tangible fixed assets26€47,158€70,388▲
Current assets29/58€31,737€29,442▼
Amounts receivable within one year40/41-€6,442
Other amounts receivable41-€6,442
Cash at bank and in hand54/58€31,737€23,000▼
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m▼
Equity10/15€355,814€454,087▲
Contributions10/11€474,600€474,600=
Capital10€474,600-
Issued capital100€474,600-
Outside capital11-€474,600
Other1109/19-€474,600
Reserves13€10,860€10,860=
Non-distributable reserves130/1€10,860€10,860=
Legal reserve130€10,860-
Reserves not available under the articles1311-€10,860
Profit (loss) carried forward14-€129,646-€31,373▲
Amounts payable17/49€949,457€797,060▼
Amounts payable after more than one year17€662,674€564,922▼
Financial debts170/4€662,674€564,922▼
Amounts payable within one year42/48€286,783€232,138▼
Current portion of amounts payable after more than one year42€31,594€32,909▲
Trade debts44€16,747€37,840▲
Suppliers440/4€16,747€37,840▲
Other amounts payable47/48€238,442€161,389▼
Income statement Code20222024
Non-recurring operating income76A-€64,964
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35,745€39,952▲
Other operating charges640/8€4,564€8,967▲
Gross operating margin9900€31,070€133,058▲
Operating profit (loss)9901-€9,239€84,139▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€17,982€5,713▼
Recurring financial charges65€17,982€5,713▼
Profit (loss) for the period before taxes9903-€27,221€78,428▲
Income taxes67/77-€1
Profit (loss) for the period9904-€27,221€78,428▲
Profit (loss) for the period to be appropriated9905-€27,221€78,428▲
Appropriation of the result
Profit (loss) to be appropriated9906-€129,646-€31,373▲
Profit (loss) brought forward from the previous period14P-€102,425-€109,800▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222024Change
Non-recurring operating income76A----€64,964-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€39,492€136,504€35,745€39,952-
Other operating charges640/8---€4,564€8,967-
Gross operating margin9900€2,276-€6,355€17,485€31,070€133,058-
Operating profit (loss)9901-€1,202-€47,907-€122,195-€9,239€84,139-
Financial income75/76B----€2-
Recurring financial income75€5,000---€2-
Financial charges65/66B---€17,982€5,713-
Recurring financial charges65€403€1,521€5,639€17,982€5,713-
Profit (loss) for the period before taxes9903€3,395-€49,427-€127,835-€27,221€78,428-
Income taxes67/77----€1-
Profit (loss) for the period9904€3,395-€49,427-€127,835-€27,221€78,428-
Profit (loss) for the period to be appropriated9905€3,395-€49,427-€127,835-€27,221€78,428-
Line20192020202120222024Change
Assets
Total assets20/58€203,896€498,466€1.3m€1.3m€1.3m-
Fixed assets21/28-€242,855€1.3m€1.3m€1.2m-
Tangible fixed assets22/27-€242,855€1.3m€1.3m€1.2m-
Land and buildings22---€1.2m€1.2m-
Other tangible fixed assets26---€47,158€70,388-
Current assets29/58€203,896€255,611€16,396€31,737€29,442-
Amounts receivable within one year40/41€23,500---€6,442-
Other amounts receivable41----€6,442-
Cash at bank and in hand54/58€75,396€255,611€16,396€31,737€23,000-
Equity and liabilities
Total equity and liabilities10/49€203,896€498,466€1.3m€1.3m€1.3m-
Equity10/15€194,297€144,870€383,035€355,814€454,087-
Contributions10/11€108,600€108,600€474,600€474,600€474,600-
Capital10---€474,600--
Issued capital100---€474,600--
Outside capital11----€474,600-
Other1109/19----€474,600-
Reserves13€10,860€10,860€10,860€10,860€10,860-
Non-distributable reserves130/1---€10,860€10,860-
Legal reserve130---€10,860--
Reserves not available under the articles1311----€10,860-
Profit (loss) carried forward14€74,837€25,410-€102,425-€129,646-€31,373-
Amounts payable17/49€9,599€353,596€930,863€949,457€797,060-
Amounts payable after more than one year17-€210,000€701,096€662,674€564,922-
Financial debts170/4---€662,674€564,922-
Amounts payable within one year42/48€9,599€143,596€229,767€286,783€232,138-
Current portion of amounts payable after more than one year42---€31,594€32,909-
Trade debts44€868€3,730€15,853€16,747€37,840-
Suppliers440/4---€16,747€37,840-
Other amounts payable47/48---€238,442€161,389-
Line20192020202120222024Change
Profit (loss) for the period9904€3,395-€49,427-€127,835-€27,221€78,428-
+ Depreciation and write-downs630-€39,492€136,504€35,745€39,952-
Operating cash flow (approximation)€3,395-€9,935€8,669€8,524€118,380-
Investment in fixed assets (approximation)---€1.2m-€11,777--
Change in cash-€180,215-€239,215€15,341--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Back to profitnet €78,428
Net result €78,428 after 3 loss-making years.
2022
26-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
04-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet -€127,835
Net result drops to -€127,835, the lowest in the series; recovery starts the following year.
30-06
Financial Equity above €200,000Eq €383,035 ▲164%
Equity rises from €144,870 to €383,035.
16-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
07-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
12-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
09-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
29-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
24-01
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
1,592 m²
Building footprint
560 m²
Volume, LiDAR
9,852 m³
2 parcels, Brussels, Wallonia · tallest building 34.2 m, ±10 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Sam Consult
Ter Kamerenlaan 3, 1050 ElseneReal estate activities
since 20132.220.568.243
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25763M0607/00S000 Wallonia 1,327 m² 1 · 224 m² 8.7 m · 2 fl.
21444B0116/00R004 Brussels 264 m² 1 · 336 m² 34.2 m · 10 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,996 companies in sector 97000 we hold annual accounts for 55. 45 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-05-2013
Fiscal year end30-06
Activities, NACEBEL 2025
97000Households as employers of domestic personnel
E-invoicing
Reachable via Peppol
Peppol ID 0208:0533864442
Also 9925:BE0533864442
Registered 08-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.