Financials
- Fiscal year
- 2024
- Total assets
- €137,920
- Loss
- -€2,507
- Solvency
- -45.1%
Turnover▼ 32.0%
Net result
20192020
SAM & COMPAGNIE
ActiveSummary
The computed 12-month bankruptcy probability of SAM & COMPAGNIE is 3.1% (moderate). The 2024 annual accounts show negative equity (-€62,260) and a net result of -€2,507. Equity is shrinking by ~3.3% per year across the filed fiscal years. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known2 sites
Size
€137,920total assets 2024
- Equity
- -€62,260
- Loss
- -€2,507
Structure
Accounts filed 61 d late0 of 2 deeds read
Why 48- Figures for FY 2024 (filed 02-10-2025)- Liquidity: current ratio 0.01, cash €1,120+ Size: total assets €137,920+ Founded in 2009Show the evidence
Checked score
Score 2024
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -45.1% of total assets
Liquidity
13-3
short-term debt 70.4% · cash 0.8%
Profitability
41-16
return on assets -1.8%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%▼ -3.9% vs 11-2024
01-2025: 0.9%▼ -0.3% vs 12-2024
02-2025: 0.8%▼ -7.1% vs 01-2025lowest value
03-2025: 0.9%▲ +5.5% vs 02-2025
04-2025: 1.0%▲ +17.4% vs 03-2025
05-2025: 1.5%▲ +53.3% vs 04-2025
06-2025: 1.9%▲ +22.3% vs 05-2025
07-2025: 2.7%▲ +43.2% vs 06-2025
08-2025: 3.0%▲ +10.9% vs 07-2025
09-2025: 3.9%▲ +30.5% vs 08-2025
10-2025: 5.9%▲ +51.6% vs 09-2025highest value
11-2025: 1.2%▼ -78.9% vs 10-2025
12-2025: 1.2%● 0.0% vs 11-2025
01-2026: 1.3%▲ +1.0% vs 12-2025
02-2026: 1.3%● 0.0% vs 01-2026
03-2026: 1.2%▼ -2.9% vs 02-2026
04-2026: 1.2%▼ -1.4% vs 03-2026
05-2026: 1.2%▲ +0.3% vs 04-2026
06-2026: 1.3%▲ +5.1% vs 05-2026
07-2026: 1.3%▲ +0.9% vs 06-2026
08-2026: 2.0%▲ +54.9% vs 07-2026
09-2026: 2.3%▲ +18.3% vs 08-2026
10-2026: 3.1%▲ +32.9% vs 09-2026
- Size: total assets €137,920 lowers the probability for this profile
- Figures for FY 2024 (filed 02-10-2025) raises the probability
- Founded in 2009 lowers the probability for this profile
- Liquidity: current ratio 0.01, cash €1,120 raises the probability
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2023; short-term debt: 70.4% and cash: 0.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 10%, profitability 32%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year -€62,260
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
61 d late
2023
14 d late
2022
1 d late
2021
11 d late
2020
2 d early
2019
3 d early
2018
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 12 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €2,727
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- 30-09-2025Annual accounts filed
- 14-05-2024Annual accounts filed
- 30-09-2023Back to profit
Company details
- Sites
- 2
- Legal form
- Private limited company
- Founded
- 04-11-2009
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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