Financials
- Fiscal year
- 2024
- Total assets
- €137,920
- Loss
- -€2,507
- Solvency
- -45.1%
Turnover▼ 32.0%
Net result
20192020
SAM & COMPAGNIE
ActiveSummary
The computed 12-month bankruptcy probability of SAM & COMPAGNIE is 3.1% (moderate). The 2024 annual accounts show negative equity (-€62,260) and a net result of -€2,507. Equity is shrinking by ~3.3% per year across the filed fiscal years. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known2 sites
Size
€137,920total assets 2024
- Equity
- -€62,260
- Loss
- -€2,507
Structure
Accounts filed 61 days late0 of 2 deeds read
Why 48- Figures for FY 2024 (filed 02-10-2025)- Liquidity: current ratio 0.01, cash €1,120+ Size: total assets €137,920+ Founded in 2009Show the evidence
Checked score
Score 2024
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Weak
Solvency
0=
equity -45.1% of total assets
Liquidity
13-3
short-term debt 70.4% · cash 0.8%
Profitability
41-16
return on assets -1.8%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● unchanged vs 11-2024
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.8%▼ -0.1 percentage points vs 01-2025lowest value
03-2025: 0.9%▲ +0.1 percentage points vs 02-2025
04-2025: 1.0%▲ +0.1 percentage points vs 03-2025
05-2025: 1.5%▲ +0.5 percentage points vs 04-2025
06-2025: 1.9%▲ +0.4 percentage points vs 05-2025
07-2025: 2.7%▲ +0.8 percentage points vs 06-2025
08-2025: 3.0%▲ +0.3 percentage points vs 07-2025
09-2025: 3.9%▲ +0.9 percentage points vs 08-2025
10-2025: 5.9%▲ +2.0 percentage points vs 09-2025highest value
11-2025: 1.2%▼ -4.7 percentage points vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.3%▲ +0.1 percentage points vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.2%▼ -0.1 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.3%▲ +0.1 percentage points vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 2.0%▲ +0.7 percentage points vs 07-2026
09-2026: 2.3%▲ +0.3 percentage points vs 08-2026
10-2026: 3.1%▲ +0.8 percentage points vs 09-2026
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2023; short-term debt: 70.4% and cash: 0.8% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 10% on liquidity and 32% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year -€62,260
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
61 days late
2023
14 days late
2022
1 day late
2021
11 days late
2020
2 days early
2019
3 days early
2018
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 12 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €2,727
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- 01-05-2023Annual accounts filed
- 11-05-2022Annual accounts filed
- 28-04-2021Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Founded
- 04-11-2009
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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