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SAM.CO

Active
Private limited companyfounded 2016active for 10 yearsDuytstraat(O) 5, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0663.639.653
Summary

SAM.CO has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of -€1,457. Equity is growing by about 3.9% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Activity not known1 site
Size
€1.3mtotal assets 2025
Equity
€1.3m
Loss
-€1,457
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 9 days early1 of 3 deeds read
Why 83raises riskLiquidity: current ratio 62.96lowers riskSize: total assets €1.3mNo main activity registeredEquity €1.3m (98.4% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.4% of total assets
Liquidity 100+50
short-term debt 1.6%
Profitability 37-10
return on assets -0.1%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.6%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity ample (current ratio 62.96, compared with 67.51 in 2024, above the usual 1.5; short-term debt: 1.6% of total assets), and 1.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 28% on profitability and 45% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 62.96
NBB · annual accounts
lowers risk · Size: total assets €1.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · No main activity registered
KBO
lowers risk · Equity €1.3m (98.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
9 days early
2024
7 days early
2023
19 days early
2022
on the day
2021
3 days early
2020
26 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 10 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 24 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end12-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Yves Van den Dorpe (director)Appointment: Maxim Van den Dorpe…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€1.3m▼ 0.1%
2024 · €1.3m
Total assets
€1.3m=
2024 · €1.3m
Net result
-€1,457
2024 · €47,784
Working capital
€1.3m▼ 0.1%
2024 · €1.3m
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result stays negative: a loss of €1,455 in 2025 against €1,916 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€0.001m 2025 Net result-€0.001m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€0.006m--€0.007m▼ 13.2%-€0.02m▼ 226%€0.002m-€0.003m-€0.002m▲ 24.6%-€0.001m▲ 24.1%
Net result-€0.006m--€0.007m▼ 11.8%-€0.02m▼ 225%€0.009m€0.02m▲ 72.4%€0.05m▲ 197%-€0.001m
Equity€0.7m-€0.7m▼ 1.0%€1.2m▲ 81.3%€1.2m▲ 0.8%€1.3m▲ 1.3%€1.3m▲ 3.8%€1.3m▼ 0.1%
Total assets€0.7m-€0.7m▼ 0.9%€1.3m▲ 81.0%€1.3m=€1.3m▲ 1.4%€1.3m▲ 4.0%€1.3m=
Debt€0.01m-€0.01m▲ 8.2%€0.02m▲ 64.7%€0.01m▼ 38.2%€0.02m▲ 13.2%€0.02m▲ 15.7%€0.02m▲ 7.2%
Working capital€0.2m-€0.2m▲ 0.5%€0.2m▼ 31.0%€1.2m▲ 703%€1.3m▲ 1.3%€1.3m▲ 3.8%€1.3m▼ 0.1%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.3m
Equity €1.3m ▼ 0.1%
Debt €20,968 ▲ 7.2%
Debt's share of the balance-sheet total rises from 1.5% to 1.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
62.96▼
2024 · 67.51
Debt to equity
0.02▲
2024 · 0.02
ROE
-0.1%▼
2024 · 3.7%
ROA
-0.1%▼
2024 · 3.6%
Debt ≤ 1 year
€20,968▲
2024 · €19,557
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
5.4% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.3m=
Current assets29/58€1.3m€1.3m=
Amounts receivable after more than one year29-€1.3m
Other amounts receivable291-€1.3m
Amounts receivable within one year40/41€1.3m-
Other amounts receivable41€1.3m-
Cash at bank and in hand54/58€46-
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m=
Equity10/15€1.3m€1.3m▼
Contributions10/11€0.8m€0.8m=
Reserves13€0.5m€0.5m▼
Distributable reserves133€0.5m€0.5m▼
Amounts payable17/49€0.02m€0.02m▲
Amounts payable within one year42/48€0.02m€0.02m▲
Trade debts44-€0.001m
Suppliers440/4-€0.001m
Other amounts payable47/48€0.02m€0.02m▲
Income statement Code20242025
Other operating charges640/8€180-
Gross operating margin9900-€0.002m-€0.001m▲
Operating profit (loss)9901-€0.002m-€0.001m▲
Financial income75/76B€0.05m-
Recurring financial income75€0.05m-
Financial charges65/66B€0.001m€2▼
Recurring financial charges65€0.001m€2▼
Profit (loss) for the period before taxes9903€0.05m-€0.001m▼
Profit (loss) for the period9904€0.05m-€0.001m▼
Profit (loss) for the period to be appropriated9905€0.05m-€0.001m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.05m-€0.001m▼
Transfer from equity791/2-€0.001m
Transfer to equity691/2€0.05m-
To the legal reserve6920€0.05m-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Non-recurring operating income76A---€129,350----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,305€8,305€11,463-----
Other operating charges640/8---€1,596-€180--
Non-recurring operating charges66A---€83,978----
Gross operating margin9900€4,534€3,733-€9,212€87,334-€2,543-€1,736-€1,455▲ 16.2%
Operating profit (loss)9901-€6,275-€7,104-€23,141€1,760-€2,543-€1,916-€1,455▲ 24.1%
Financial income75/76B---€7,835€18,647€50,789--
Recurring financial income75---€7,835€18,647€50,789--
Financial charges65/66B---€262€18€1,089€2▼ 99.8%
Recurring financial charges65€99€22€25€262€18€1,089€2▼ 99.8%
Profit (loss) for the period before taxes9903-€6,374-€7,126-€23,166€9,333€16,086€47,784-€1,457-
Profit (loss) for the period9904-€6,374-€7,126-€23,166€9,333€16,086€47,784-€1,457-
Profit (loss) for the period to be appropriated9905-€6,374-€7,126-€23,166€9,333€16,086€47,784-€1,457-
Line2019202020212022202320242025Change
Assets
Total assets20/58€0.7m€0.7m€1.3m€1.3m€1.3m€1.3m€1.3m=
Fixed assets21/28€0.5m€0.5m€1.1m-----
Tangible fixed assets22/27€0.5m€0.5m€1.1m-----
Current assets29/58€0.2m€0.2m€0.2m€1.3m€1.3m€1.3m€1.3m=
Amounts receivable after more than one year29------€1.3m-
Other amounts receivable291------€1.3m-
Amounts receivable within one year40/41€0.2m€0.2m€0.2m€0.6m€1.3m€1.3m--
Other amounts receivable41---€0.6m€1.3m€1.3m--
Cash at bank and in hand54/58€231€0.003m€0.007m€0.6m€324€46--
Equity and liabilities
Total equity and liabilities10/49€0.7m€0.7m€1.3m€1.3m€1.3m€1.3m€1.3m=
Equity10/15€0.7m€0.7m€1.2m€1.2m€1.3m€1.3m€1.3m▼ 0.1%
Contributions10/11€0.2m--€0.8m€0.8m€0.8m€0.8m=
Reserves13€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m▼ 0.3%
Distributable reserves133---€0.5m€0.5m€0.5m€0.5m▼ 0.3%
Amounts payable17/49€0.01m€0.01m€0.02m€0.01m€0.02m€0.02m€0.02m▲ 7.2%
Amounts payable within one year42/48€0.01m€0.01m€0.02m€0.01m€0.02m€0.02m€0.02m▲ 7.2%
Trade debts44€0.003m-€0.009m€348€0.002m-€0.001m-
Suppliers440/4---€348€0.002m-€0.001m-
Other amounts payable47/48---€0.01m€0.01m€0.02m€0.02m▲ 0.1%
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€6,374-€7,126-€23,166€9,333€16,086€47,784-€1,457-
+ Depreciation and write-downs630€8,305€8,305€11,463-----
Operating cash flow (approximation)€1,931€1,179-€11,703€9,333€16,086€47,784-€1,457-
Investment in fixed assets (approximation)-€0-€631,059-----
Change in cash-€2,805€3,689€631,193-€637,594-€278--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (9)
Financial year Type Filed Reference
31-03-2025 micro format 22-10-2025 2025-00548301
31-03-2024 micro format 24-10-2024 2024-00515097
31-03-2023 micro format 12-10-2023 2023-00485162
31-03-2022 micro format 31-10-2022 2022-20483467
31-03-2021 micro format 28-10-2021 2021-74400301
31-03-2020 micro format 05-10-2020 2020-59100061
31-03-2019 micro format 24-10-2019 2019-71300298
31-03-2018 micro format 30-10-2018 2018-70900420
31-03-2017 micro format 30-10-2017 2017-68700124

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2025
Maxim Van den Dorpe
Director (not named in the articles) · since 07-11-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 3 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

2 people since 2025, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Maxim Van den Dorpe
  • Director (not named in the articles), from 07-11-2025 to date
Yves Van den Dorpe
  • Director, until 07-11-2025
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SAM.CO was incorporated on 29 September 2016.1 Total assets rose from €697,678 in 2019 to €1.3m in 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-10-2026
2026
02-06
Gazette deed Resignation: Yves Van den Dorpe (director)
Appointment: Maxim Van den Dorpe (director)3 facts ▸
  • General meeting, 18-05-2026
  • Director resignation, Yves Van den Dorpe (director)
  • Director appointment, Maxim Van den Dorpe (director (not named in the articles))
2025
22-10
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
24-10
NBB filing Annual accounts filed
financial year 2024 · micro format
31-03
Financial Highest result from 2019 to 2025net €47,784 ▲197%
Net result €47,784, the highest in the series.
2023
12-10
NBB filing Annual accounts filed
financial year 2023 · micro format
2022
31-10
NBB filing Annual accounts filed
financial year 2022 · micro format
31-03
Financial Back to profitnet €9,333
Net result €9,333 after 3 loss-making years.
31-03
Financial Liquidity more than 11 timescurrent ratio 83.78
Current ratio from 7.37 to 83.78; short-term debt falls from €24,180 to €14,942.
2021
28-10
NBB filing Annual accounts filed
financial year 2021 · micro format
31-03
Financial Weakest financial yearnet -€23,166
Net result drops to -€23,166, the lowest in the series; recovery starts the following year.
31-03
Financial Equity above €1mequity €1.2m ▲81.3%
Equity rises from €676,981 to €1.2m.
2020
05-10
NBB filing Annual accounts filed
financial year 2020 · micro format
Show earlier events
2019
24-10
NBB filing Annual accounts filed
financial year 2019 · micro format
2018
30-10
NBB filing Annual accounts filed
financial year 2018 · micro format
2017
30-10
NBB filing Annual accounts filed
financial year 2017 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded29-09-2016
Financial year end31-03
E-invoicing
Not found in the Peppol Directory

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 12 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2016
registered office establishment The establishment unit on the map
Ground area
1.0 ha
Building footprint
1,306 m²
Building volume
7,870 m³
Parcel 45502C0135/00M000, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
1 establishment unit
SAM.CO
Duytstraat(O) 5, 9700 OudenaardeBuying and selling of own real estate
since 2016unit no. 2.259.226.802
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
45502C0135/00M000 Flanders 1.0 ha 1 · 1,306 m² 11.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.