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SAM CARS

Active
Private limited companyfounded 2021active for 5 yearsBurgstraat 148, 9000 Gent, BelgiumKBO/BCE: BE 0769.373.514

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SAM CARS has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€893) and a net result of €108. Equity has been shrinking by about 50% per year since 2022. Its solvency ranks better than 27% of 5,709 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

KBO
Status
Active since 05-06-2021 Normal situation
Activity
Hairdressing and barber services NACE 96210and 2 others
Establishment units
2.318.666.224 9000 Gent, since 05-06-2021
2.386.085.776 8000 Brugge, since 03-03-2026
Financial year end
31 December
Peppol
Reachable since 14-01-2026

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€12,692
Turnover
≈ €86,000
estimated
Profit
€108
Equity
-€893
▲ 10.8%
Total assets
€21,757
▲ 14.4%
Staff
≈ 0.3 FTE
estimated
Filed on 06-08-2026, 6 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 6 days late; 2 of the last 3 accounts lateFounded in 2021lowers riskLiquidity: current ratio 0.85, cash €10,207Size: total assets €21,757Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 45% of micro companies in personal services (NACE 96)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 21+1
equity -4.1% of total assets
Liquidity 50+37
short-term debt 104.1% · cash 46.9%
Profitability 69+55
return on assets 0.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 11-2024: 2.0% 12-2024: 2.0%● unchanged vs 11-2024 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 1.8%▼ -0.2 percentage points vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.3 percentage points vs 03-2025 05-2025: 2.6%▲ +0.5 percentage points vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.7%▲ +0.1 percentage points vs 06-2025 08-2025: 3.5%▲ +0.8 percentage points vs 07-2025 09-2025: 3.5%● unchanged vs 08-2025 10-2025: 5.9%▲ +2.4 percentage points vs 09-2025 11-2025: 6.0%▲ +0.1 percentage points vs 10-2025 12-2025: 4.0%▼ -2.0 percentage points vs 11-2025 01-2026: 4.0%● unchanged vs 12-2025 02-2026: 4.0%● unchanged vs 01-2026 03-2026: 4.1%▲ +0.1 percentage points vs 02-2026 04-2026: 5.2%▲ +1.1 percentage points vs 03-2026 05-2026: 5.9%▲ +0.7 percentage points vs 04-2026 06-2026: 6.1%▲ +0.2 percentage points vs 05-2026 07-2026: 6.1%● unchanged vs 06-2026 08-2026: 7.0%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 1.4%▼ -5.6 percentage points vs 08-2026lowest value 10-2026: 1.4%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.85 (0.9 in 2024), below 1. Short-term debt is 104.1% and cash 46.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 28% of them on solvency, 47% on liquidity, 48% on profitability and 58% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 6 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 0.85, cash €10,207
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €21,757
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
6 days late
2024
92 days late
2023
31 days late
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 32 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€893 View

Comparable companies

These companies have the same main activity as SAM CARS: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €19,500 and €23,700, founded between 2020 and 2022.

CompanyTotal assetsGross margin
SAM CARS Gent€21,757€12,692
AMORETTI Gent€19,510€12,150
Hair Wish Boechout€22,114€13,204
PRINCE BROERS Turnhout€22,750€10,988
Hair Evolution Olen€20,767€11,119
Banana’s Hair Studio Ukkel€22,163€9,777
BY MAHDI HAIRSTYLIST Kraainem€23,716€10,450
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about SAM CARS

What is the company number of SAM CARS?
The company number of SAM CARS is 0769.373.514. The VAT number is the same number with BE in front: BE 0769.373.514.
Where is SAM CARS based?
The registered office is at Burgstraat 148, 9000 Gent.Company details
What does SAM CARS do?
According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of SAM CARS?
The legal form of SAM CARS is Private limited company (BV).
When was SAM CARS founded?
SAM CARS was founded on 05-06-2021.
Is SAM CARS still active?
Yes, SAM CARS is an active enterprise in the KBO register.
What is the turnover of SAM CARS?
The turnover in financial year 2025 is ≈ €86,000. This figure is estimated from the gross margin of €12,692 and 94 comparable companies (NACE 96210). It probably lies between €50,000 and €160,000. It is a rough estimate.Financials
Is SAM CARS profitable?
In financial year 2025, SAM CARS made a profit of €108.
Where can I find the annual accounts of SAM CARS?
SAM CARS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SAM CARS due?
SAM CARS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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