SALY PARKET
ActiveThe computed 12-month bankruptcy probability of SALY PARKET is 4.1% (elevated). The 2024 annual accounts show equity of €148k and a net result of €29k. Equity is growing by ~52.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 36377 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
78
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▼-3
Solvency51▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.44 in 2023), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
119 d late
2022
148 d late
2021
96 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k▼ 68.5%
2023 · €91k
2021: €20k
2022: €23k
2023: €91k
2021 → 2024
Working capital
€148k▲ 24.1%
2023 · €120k
2021: €25k
2022: €48k
2023: €120k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€26k-€49k▲ 90.0%€120k▲ 146%€148k▲ 24.0%
Operating result€24k-€30k▲ 28.4%€113k▲ 273%€33k▼ 70.5%
Net result€20k-€23k▲ 17.5%€91k▲ 295%€29k▼ 68.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 71% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €538k
Equity
€148k▲ 24.0%
Debt
€390k▲ 45.1%
The debt ratio rises from 69.2% to 72.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€33k▼
2023 · €113k
Cash flow
€29k▼
2023 · €91k
Solvency
27.6%▼
2023 · 30.8%
Current ratio
1.38▼
2023 · 1.44
Quick ratio
1.38▼
2023 · 1.44
Debt / equity
2.63▲
2023 · 2.24
ROE
19.3%▼
2023 · 76.0%
ROA
5.3%▼
2023 · 23.4%
Interest coverage
31.88▲
2023 · 19.01
Debt
€390k▲
2023 · €269k
Debt ≤ 1 year
€390k▲
2023 · €269k
Income taxes
€11k▼
2023 · €18k
Staff costs
€6k▼
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€389k€538k▲
Formation expenses20€180-
Current assets29/58€388k€538k▲
Amounts receivable within one year40/41€213k€538k▲
Trade receivables40€76k€352k▲
Other amounts receivable41€137k€186k▲
Cash at bank and in hand54/58€175k-
Equity and liabilities
Total equity and liabilities10/49€389k€538k▲
Equity10/15€120k€148k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€114k€142k▲
Amounts payable17/49€269k€390k▲
Amounts payable within one year42/48€269k€390k▲
Trade debts44€104k€352k▲
Suppliers440/4€104k€352k▲
Advances received on contracts in progress46€91k-
Taxes, remuneration and social security45€54k€38k▼
Taxes450/3€49k€36k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€20k-
Income statement
Code20232024
Remuneration, social security and pensions62€19k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€216€180▼
Other operating charges640/8€400€850▲
Gross operating margin9900€132k€40k▼
Operating profit (loss)9901€113k€33k▼
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€6k€1k▼
Recurring financial charges65€6k€1k▼
Profit (loss) for the period before taxes9903€109k€39k▼
Income taxes67/77€18k€11k▼
Profit (loss) for the period9904€91k€29k▼
Profit (loss) for the period to be appropriated9905€91k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€134k€142k▲
Profit (loss) brought forward from the previous period14P€43k€114k▲
Profit to be distributed694/7€20k-
Directors or managers695€20k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 119 days late
2023
31-12
Financial
Highest result since 2021net €91k ▲295%
Operating result €113k, net result €91k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲146%
3 profitable years in a row build equity to €120k.
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 148 days late
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 96 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gustave Hubertistraat 521030 SchaarbeekGround area
124 m²
Building footprint
85 m²
Volume, LiDAR
738 m³
Parcel 21015A0186/00E004, Brussels · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SALY PARKET
since 20202.313.064.275
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0186/00E004 | Brussels | 124 m² | 1 · 85 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MILLFLOOR
BE 0670.869.519
Braine-l'Alleud · Eq €149k
VERBELEN FILIP
BE 0810.308.009
Opwijk · Eq €147k
LE PARKETEUR
BE 0476.325.032
Zulte · Eq €151k
GABY'S
BE 0881.455.727
Gembloux · Eq €145k
RODAN INTERIEUR
BE 0430.082.063
Stekene · Eq €142k
Of 739 companies in sector 43332 we hold annual accounts for 408. 349 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2020
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.