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SALVA IMMO

Active
Private limited companyfounded 201412 yrs activeRue du Moulin d'en Haut(JEM.II) 140, 7012 Mons, BelgiumKBO/BCE: BE 0547.947.852
Summary

The computed 12-month bankruptcy probability of SALVA IMMO is 1.5% (moderate). The 2025 annual accounts show equity of €88,360 and a net result of €8,603. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 5218 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
SALVA IMMOActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Other building cleaning and industrial cleaning
NACE 81220
1 site
Size
€238,341total assets 2025
Equity
€88,360
Profit
€8,603
Financial health
64 Healthy Checked score 2025
Bankruptcy chance 12 m
1.5%
Structure
Accounts filed 56 d late0 of 2 deeds read
Why 64- Latest accounts 56 days late; 3 of the last 3 late- Sector Services to buildings and landscape activities (NACE 81)- Size: total assets €238,341+ Founded in 2014Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 62+1
equity 37.1% of total assets
Liquidity 50-2
short-term debt 18.6% · cash 4.5%
Profitability 73+43
return on assets 3.6%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,599 companies)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● 0.0% vs 11-2024 01-2025: 3.1%▲ +0.7% vs 12-2024 02-2025: 3.1%▲ +2.4% vs 01-2025 03-2025: 3.1%▼ -1.2% vs 02-2025 04-2025: 3.4%▲ +8.8% vs 03-2025 05-2025: 3.4%▼ -0.3% vs 04-2025 06-2025: 3.3%▼ -3.0% vs 05-2025 07-2025: 3.4%▲ +3.3% vs 06-2025 08-2025: 4.5%▲ +33.3% vs 07-2025 09-2025: 5.5%▲ +23.4% vs 08-2025 10-2025: 8.7%▲ +56.7% vs 09-2025 11-2025: 8.9%▲ +2.6% vs 10-2025highest value 12-2025: 1.9%▼ -78.7% vs 11-2025 01-2026: 1.9%▼ -1.5% vs 12-2025 02-2026: 1.9%● 0.0% vs 01-2026 03-2026: 1.9%▼ -0.7% vs 02-2026 04-2026: 1.9%▲ +0.6% vs 03-2026 05-2026: 1.8%▼ -2.2% vs 04-2026 06-2026: 1.8%▼ -3.0% vs 05-2026 07-2026: 1.8%▲ +0.5% vs 06-2026 08-2026: 2.3%▲ +32.1% vs 07-2026 09-2026: 2.6%▲ +9.3% vs 08-2026 10-2026: 1.5%▼ -41.5% vs 09-2026lowest value
  • Latest accounts 56 days late; 3 of the last 3 late raises the probability
  • Sector Services to buildings and landscape activities (NACE 81) raises the probability
  • Founded in 2014 lowers the probability for this profile
  • Size: total assets €238,341 raises the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.86 against 2.04 in 2024; short-term debt: 18.6% and cash: 4.5% of total assets), but 62.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 45%, liquidity 49%, profitability 44%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 56 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Services to buildings and landscape activities (NACE 81)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2014
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €238,341
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
56 d late
2024
92 d late
2023
82 d late
2022
66 d late
2021
61 d late
2020
31 d late
2019
23 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €8,603
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €238,341 View
  • Active since 2014founded 14-03-2014 12 years View

By topic

Financials

Fiscal year
2025
Total assets
€238,341
Profit
€8,603
Solvency
37.1%
Total assets▲ 8.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 25-09-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building cleaning and industrial cleaningNACE 81220
Founded
14-03-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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