Salutem Academy

Active

Private limited companyfounded 2025active for 1 yearVoordestraat 32, 9080 Lochristi, BelgiumKBO/BCE: BE 1021.921.328

Summary

Salutem Academy has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,167 and a net result of €3,967. Its solvency ranks better than 40% of 13,576 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

Salutem AcademyActiveChecked score 69/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46391

1 site

Size

€18,740total assets 2025

Equity: €5,167
Profit: €3,967

Turnover not published (micro format)

Financial health

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

Accounts 1 day early

Why 69raises riskFounded in 2025Size: total assets €18,740lowers riskLiquidity: current ratio 1.31, cash €6,331Figures for financial year 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 61% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 53

equity 27.6% of total assets

Liquidity 53

short-term debt 72.4% · cash 33.8%

Profitability 95

return on assets 21.2%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,876 companies, NACE 46, micro)

Last 24 months 05-2026: 1.6% 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 2.0%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 0.8%▼ -1.2 percentage points vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 38% on solvency, 58% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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