Saltech
ActiveSummary
Saltech has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,563 and a net result of -€934. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability24▼-32
Solvency78▼-18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.15 against 3.48 in 2024; short-term debt: 46.6% and cash: 87.2% of total assets), and 46.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
-5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
53 d early
2024
55 d early
2023
54 d early
2022
30 d early
2021
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€9,563▼ 8.9%
2024 · €10,497
Total assets
€17,906▲ 21.6%
2024 · €14,729
Net result
-€934
2024 · €1,100
Working capital
€9,563▼ 8.9%
2024 · €10,497
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,752--€742€3,968€1,496▼ 62.3%-€815
Net result€1,938within the sector's middle half--€814within the sector's middle half€3,024below the sector's middle half€1,100below the sector's middle half▼ 63.6%-€934below the sector's middle half
Equity€7,188below the sector's middle half-€6,373below the sector's middle half▼ 11.3%€9,397below the sector's middle half▲ 47.4%€10,497below the sector's middle half▲ 11.7%€9,563below the sector's middle half▼ 8.9%
Total assets€7,855below the sector's middle half-€8,976below the sector's middle half▲ 14.3%€13,035below the sector's middle half▲ 45.2%€14,729below the sector's middle half▲ 13.0%€17,906below the sector's middle half▲ 21.6%
Debt€667-€2,603▲ 290%€3,638▲ 39.8%€4,232▲ 16.3%€8,343▲ 97.2%
Working capital€7,188-€6,373▼ 11.3%€9,397▲ 47.4%€10,497▲ 11.7%€9,563▼ 8.9%
Solvency91.5%above the sector's middle half-71.0%above the sector's middle half▼ 20.5pp72.1%within the sector's middle half▲ 1.1pp71.3%within the sector's middle half▼ 0.8pp53.4%within the sector's middle half▼ 17.9pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €815 after €1,496 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17,906
Equity
€9,563 ▼ 8.9%
Debt
€8,343 ▲ 97.2%
Debt's share of the balance-sheet total rises from 28.7% to 46.6%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
2.15▼
2024 · 3.48
Debt to equity
0.87▲
2024 · 0.40
ROE
-9.8%▼
2024 · 10.5%
ROA
-5.2%▼
2024 · 7.5%
Debt ≤ 1 year
€8,343▲
2024 · €4,232
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,440 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.4%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,440 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €122 | €728 | €528 | €654 | ▲ 23.9% |
| Gross operating margin9900 | €2,752 | -€620 | €4,696 | €2,024 | -€161 | ▼ 108% |
| Operating profit (loss)9901 | €2,752 | -€742 | €3,968 | €1,496 | -€815 | ▼ 154% |
| Financial income75/76B | €2 | - | €4 | €120 | €7 | ▼ 94.3% |
| Recurring financial income75 | €2 | - | €4 | €120 | €7 | ▼ 94.3% |
| Non-recurring financial income76B | - | - | - | €120 | - | - |
| Financial charges65/66B | €149 | €72 | €95 | €112 | €126 | ▲ 12.6% |
| Recurring financial charges65 | €149 | €72 | €95 | €112 | €126 | ▲ 12.6% |
| Profit (loss) for the period before taxes9903 | €2,605 | -€814 | €3,877 | €1,504 | -€934 | ▼ 162% |
| Income taxes67/77 | €667 | - | €853 | €404 | - | - |
| Profit (loss) for the period9904 | €1,938 | -€814 | €3,024 | €1,100 | -€934 | ▼ 185% |
| Profit (loss) for the period to be appropriated9905 | €1,938 | -€814 | €3,024 | €1,100 | -€934 | ▼ 185% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7,855 | €8,976 | €13,035 | €14,729 | €17,906 | ▲ 21.6% |
| Current assets29/58 | €7,855 | €8,976 | €13,035 | €14,729 | €17,906 | ▲ 21.6% |
| Amounts receivable within one year40/41 | €2,639 | €3,561 | €4,422 | €5,198 | €1,815 | ▼ 65.1% |
| Trade receivables40 | €2,222 | €3,000 | €4,386 | €4,029 | €1,666 | ▼ 58.7% |
| Other amounts receivable41 | €417 | €561 | €36 | €1,169 | €149 | ▼ 87.2% |
| Cash at bank and in hand54/58 | €4,235 | €5,415 | €8,614 | €8,106 | €15,607 | ▲ 92.5% |
| Deferred charges and accrued income490/1 | €980 | - | - | €1,425 | €484 | ▼ 66.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7,855 | €8,976 | €13,035 | €14,729 | €17,906 | ▲ 21.6% |
| Equity10/15 | €7,188 | €6,373 | €9,397 | €10,497 | €9,563 | ▼ 8.9% |
| Contributions10/11 | €5,250 | €5,250 | €5,250 | €5,250 | €5,250 | = |
| Reserves13 | €1,938 | €1,123 | €4,147 | €5,247 | €5,247 | = |
| Distributable reserves133 | €1,938 | €1,123 | €4,147 | €5,247 | €5,247 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€934 | - |
| Amounts payable17/49 | €667 | €2,603 | €3,638 | €4,232 | €8,343 | ▲ 97.2% |
| Amounts payable within one year42/48 | €667 | €2,603 | €3,638 | €4,232 | €8,343 | ▲ 97.2% |
| Trade debts44 | - | €2,603 | €2,785 | €3,379 | €8,343 | ▲ 147% |
| Suppliers440/4 | - | €2,603 | €2,785 | €3,379 | €8,343 | ▲ 147% |
| Taxes, remuneration and social security45 | €667 | - | €853 | €853 | - | - |
| Taxes450/3 | €667 | - | €853 | €853 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,938 | -€814 | €3,024 | €1,100 | -€934 | ▼ 185% |
| Operating cash flow (approximation) | €1,938 | -€814 | €3,024 | €1,100 | -€934 | ▼ 185% |
| Change in cash | - | €1,180 | €3,199 | -€508 | €7,501 | ▲ 1,577% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€934
Net result drops to -€934, the lowest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3,024
Net result €3,024 after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Ground area
777 m²
Building footprint
144 m²
Parcel 46002C0779/00K000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KMO-Facturatie
since 20202.298.319.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C0779/00K000 | Flanders | 777 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,710 EUR awarded · 1,710 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 855 EUR | 855 EUR |
| 2023 | 1 | 855 EUR | 855 EUR |
Similar companies · same sector, comparable size
Data Solutions de Spirlet
BE 0825.506.127
Berloz · Eq €9,576
INTERNET & E-BUSINESS SERVICES
BE 0477.454.388
Courcelles · Eq €9,547
KRATOLUTIONS
BE 0781.400.425
Overijse · Eq €9,584
Signalfarm
BE 1002.127.685
Antwerpen · Eq €9,586
PRAVIS-ERP
BE 0665.930.239
Oostende · Eq €9,590
Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 9,332 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63910Web portal activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742498871
Also
9925:BE0742498871
Registered
27-02-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.