SALT & PAPER

Active

Private limited companyfounded 20242 yrs activeAndré Ryckmanslaan 14, 1180 Ukkel, BelgiumKBO/BCE: BE 1013.857.856

Summary

SALT & PAPER has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,996 and a net result of €4,996. Its solvency ranks better than 77% of 4266 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

SALT & PAPERActiveChecked score 98/100

Risk analysis Report Compare

Activity

Graphic design and visual communication

NACE 74120NACE 74103

1 site

Size

€7,767total assets 2025

Equity: €5,996
Profit: €4,996

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 30 d early0 of 1 deed read

Why 98- Size: total assets €7,767- Founded in 2024+ Sector Other professional, scientific and technical activities (NACE 74)+ Liquidity: current ratio 4.39, cash €7,497Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 87% of its sector peers (NACE 74, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 77.2% of total assets

Liquidity 92

short-term debt 22.8% · cash 96.5%

Profitability 100

return on assets 64.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,407 companies)

Last 24 months 10-2025: 0.6% 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%▲ +2.1% vs 11-2025 01-2026: 0.6%▲ +3.3% vs 12-2025 02-2026: 0.6%▲ +5.5% vs 01-2026 03-2026: 0.7%▲ +11.4% vs 02-2026 04-2026: 0.7%● 0.0% vs 03-2026 05-2026: 0.8%▲ +10.9% vs 04-2026 06-2026: 0.8%▼ -0.6% vs 05-2026 07-2026: 0.8%▼ -1.4% vs 06-2026 08-2026: 0.8%▲ +10.8% vs 07-2026 09-2026: 0.9%▲ +5.2% vs 08-2026highest value 10-2026: 0.1%▼ -90.2% vs 09-2026lowest value

Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
Liquidity: current ratio 4.39, cash €7,497 lowers the probability
Size: total assets €7,767 raises the probability for this profile
Founded in 2024 raises the probability for this profile

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 4.39; short-term debt: 22.8% and cash: 96.5% of total assets), and 22.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 88%, liquidity 86%, profitability 88%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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