SALT MANAGEMENT
ActiveSALT MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19k and a net result of €141k. Equity is shrinking by ~24.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 13% of 2403 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 2403 sector peers (2025).
NBB · sector comparisonPosition among 2403 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
57 d early
2024
37 d early
2023
56 d early
2022
49 d early
2021
44 d early
2020
53 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 47.1%
2024 · €35k
2019: €147k
2020: €148k
2021: €160k
2022: €104k
2023: €28k
2024: €35k
2019 → 2025
Net result
€141k▲ 167%
2024 · €53k
2019: €129k
2020: €310
2021: €12k
2022: €64k
2023: €-47k
2024: €53k
2019 → 2025
Total assets
€318k▲ 97.3%
2024 · €161k
2019: €421k
2020: €291k
2021: €280k
2022: €301k
2023: €212k
2024: €161k
2019 → 2025
Solvency
5.9%▼ 16.0pp
2024 · 21.8%
2019: 35.0%
2020: 50.8%
2021: 57.3%
2022: 34.7%
2023: 13.3%
2024: 21.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€160k-€104k▼ 34.8%€28k▼ 73.0%€35k▲ 24.6%€19k▼ 47.1%
Operating result€24k-€91k▲ 273%€15k▼ 83.9%€67k▲ 357%€193k▲ 188%
Net result€12k-€64k▲ 422%€-47k€53k€141k▲ 167%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 188% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318k
Fixed assets
€57k▲ 70.4%
Current assets
€261k▲ 104%
Equity and liabilities €318k
Equity
€19k▼ 47.1%
Debt
€299k▲ 138%
The debt ratio rises from 78.2% to 94.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
5.9%▼
2024 · 21.8%
ROE
760.2%▲
2024 · 150.6%
ROA
44.5%▲
2024 · 32.9%
Debt
€299k▲
2024 · €126k
Debt ≤ 1 year
€271k▲
2024 · €126k
Debt > 1 year
€28k
Income taxes
€48k▲
2024 · €9k
Staff costs
€52k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€161k€318k▲
Fixed assets21/28€34k€57k▲
Intangible fixed assets21€29k€1k▼
Tangible fixed assets22/27€4k€55k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€1k€52k▲
Financial fixed assets28€561€561=
Current assets29/58€128k€261k▲
Cash at bank and in hand54/58€105k€237k▲
Deferred charges and accrued income490/1€22k€24k▲
Equity and liabilities
Total equity and liabilities10/49€161k€318k▲
Equity10/15€35k€19k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€17k€0▼
Amounts payable17/49€126k€299k▲
Amounts payable after more than one year17-€28k
Financial debts170/4-€28k
Amounts payable within one year42/48€126k€271k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€21k€53k▲
Taxes450/3€13k€45k▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€104k€203k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€41k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€154k€287k▲
Operating profit (loss)9901€67k€193k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€893-
Profit (loss) for the period before taxes9903€62k€189k▲
Income taxes67/77€9k€48k▲
Profit (loss) for the period9904€53k€141k▲
Profit (loss) for the period to be appropriated9905€53k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€158k▲
Profit (loss) brought forward from the previous period14P€10k€17k▲
Profit to be distributed694/7€46k€158k▲
Return on contributions (dividend)694€46k€158k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €141k ▲167%
Operating result €193k, net result €141k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-47k ▼173%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €160k ▲8.3%
3 profitable years in a row build equity to €160k.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keperenbergstraat 331701 DilbeekGround area
655 m²
Building footprint
158 m²
Volume, LiDAR
1,007 m³
Parcel 23037B0139/00G000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Keperenbergstraat 33, 1701 Dilbeek
since 20182.281.910.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037B0139/00G000 | Flanders | 655 m² | 1 · 158 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549007UAPHTI50JVD06
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Of 4,666 companies in sector 66220 we hold annual accounts for 3,215. 1,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2018
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
65111Insurance, reinsurance and pension funding, except compulsory social security
65112Insurance, reinsurance and pension funding, except compulsory social security
65121Insurance, reinsurance and pension funding, except compulsory social security
65122Insurance, reinsurance and pension funding, except compulsory social security
65300Insurance, reinsurance and pension funding, except compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.