SalMAR&T
ActiveSalMAR&T has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €6k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 30% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency55▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.66 in 2024; short-term debt: 44.9% and cash: 10.6% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
22 d late
2022
3 d early
2021
4 d early
2020
1 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 42.1%
2024 · €15k
2018: €13k
2019: €14k
2020: €4k
2021: €5k
2022: €9k
2023: €10k
2024: €15k
2018 → 2025
Total assets
€69k▼ 17.5%
2024 · €83k
2018: €33k
2019: €45k
2020: €21k
2021: €59k
2022: €71k
2023: €75k
2024: €83k
2018 → 2025
Net result
€6k▲ 36.2%
2024 · €4k
2018: €-7k
2019: €267
2020: €-9k
2021: €1k
2022: €4k
2023: €931
2024: €4k
2018 → 2025
Working capital
€-6k▲ 60.5%
2024 · €-15k
2018: €8k
2019: €11k
2020: €3k
2021: €-3k
2022: €1k
2023: €-543
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€9k▲ 70.0%€10k▲ 10.2%€15k▲ 44.8%€21k▲ 42.1%
Operating result€3k-€9k▲ 194%€9k▲ 5.1%€11k▲ 22.0%€13k▲ 18.6%
Net result€1k-€4k▲ 227%€931▼ 75.1%€4k▲ 382%€6k▲ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€44k▼ 20.2%
Current assets
€25k▼ 12.3%
Equity and liabilities €69k
Equity
€21k▲ 42.1%
Debt
€48k▼ 30.1%
The debt ratio falls from 82.5% to 69.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €27k
Cash flow
€25k▲
2024 · €20k
Solvency
30.1%▲
2024 · 17.5%
Current ratio
0.81▲
2024 · 0.66
Quick ratio
0.81▲
2024 · 0.66
Debt / equity
2.32▼
2024 · 4.72
ROE
29.6%▼
2024 · 30.9%
ROA
8.9%▲
2024 · 5.4%
Interest coverage
10.42▲
2024 · 8.43
Debt
€48k▼
2024 · €69k
Debt ≤ 1 year
€31k▼
2024 · €43k
Debt > 1 year
€17k▼
2024 · €25k
Income taxes
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€69k▼
Fixed assets21/28€55k€44k▼
Tangible fixed assets22/27€55k€44k▼
Plant, machinery and equipment23€11k€11k▼
Leasing and similar rights25€43k€33k▼
Current assets29/58€28k€25k▼
Amounts receivable within one year40/41€17k€17k▼
Trade receivables40€17k€16k▼
Other amounts receivable41-€645
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€3k€914▼
Equity and liabilities
Total equity and liabilities10/49€83k€69k▼
Equity10/15€15k€21k▲
Contributions10/11€20k€20k=
Reserves13-€616
Distributable reserves133-€616
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€69k€48k▼
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€43k€31k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€14k€6k▼
Other amounts payable47/48€13k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€30k€34k▲
Operating profit (loss)9901€11k€13k▲
Financial income75/76B-€132
Recurring financial income75-€132
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€8k€10k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€616▲
Profit (loss) brought forward from the previous period14P€-10k€-5k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€616
To other reserves6921-€616
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €6k ▲36.2%
Operating result €13k, net result €6k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-9k ▼3649%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Back to profitnet €267
Net result €267 after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldemeersdreef 149880 AalterGround area
2,200 m²
Building footprint
182 m²
Volume, LiDAR
995 m³
Parcel 44502C0751/00F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Veldemeersdreef 14, 9880 Aalter
since 20162.260.033.484
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0751/00F000 | Flanders | 2,200 m² | 1 · 182 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CreAction Services
BE 0667.774.625
Chaumont-Gistoux · Eq €21k
JAHSOLUTIONS
BE 0736.458.444
Elsene · Eq €21k
PHICAP INVESTMENT MANAGEMENT
BE 0864.348.885
Watermaal-Bosvoorde · Eq €21k
UNITSEVEN
BE 0897.474.583
Sint-Pieters-Woluwe · Eq €21k
3T Land
BE 0644.529.663
Brakel · Eq €21k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 30,862 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.