SALIANDRE
ActiveSummary
The computed 12-month bankruptcy probability of SALIANDRE is 2.4% (moderate). The annual accounts of SALIANDRE for financial year 2024 show a net loss of 72% of total assets and of 68% of the equity at the start of that year. The 2024 annual accounts show equity of €537 and a net result of -€1,155. Equity has been shrinking by about 31% per year since 2018. If that trend continues, it turns negative around financial year 2025. The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 22-11-2001 Normal situation
- Activity
- “Toutes opérations immobilières en ce notamment,l’achat,la vente,la division et la mise en valeur sous…” (deed in French)From the articles, 6 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.099.028.134 1420 Braine-l'Alleud, since 16-05-2002
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.4%
Annual accounts 2024
- Gross margin
- €60
- Turnover
- ≈ €410
- estimated
- Loss
- €1,155
- ▼ 58.8%
- Equity
- €537
- ▼ 68.3%
- Total assets
- €1,602
- ▼ 41.8%
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 04-09-2025)No main activity registeredlowers riskSize: total assets €1,602Founded in 2001Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 16% of micro companies without a NACE code
Financial strength · tick: 2023
Weak
Solvency
58-28
equity 33.5% of total assets
Liquidity
32-50
short-term debt 66.5% · cash 13.8%
Profitability
0=
return on assets -72.1%
Bankruptcy probability within 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024lowest value
02-2025: 1.0%● unchanged vs 01-2025lowest value
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.1%▲ +0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.3 percentage points vs 07-2025
09-2025: 1.5%● unchanged vs 08-2025
10-2025: 1.1%▼ -0.4 percentage points vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.0%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%▲ +0.1 percentage points vs 05-2026
07-2026: 1.3%▲ +0.2 percentage points vs 06-2026
08-2026: 1.9%▲ +0.6 percentage points vs 07-2026
09-2026: 1.8%▼ -0.1 percentage points vs 08-2026
10-2026: 2.4%▲ +0.6 percentage points vs 09-2026highest value
11-2026: 2.4%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 35% of them on solvency, 17% on liquidity, 4% on profitability and 7% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 30 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
30 days late
2023
63 days late
2022
79 days late
2021
30 days late
2020
208 days late
2019
185 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 6 accounts on average 99 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, full format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 30-08-2025 PDF all 23 filings
Turnover
≈ €410
Estimated: probably between €170 and €1,000
EBIT margin
Not included in this filing
Net result
-€1,155▲ 58.8%
2023 · -€2,802
Working capital
-€523
2023 · €631
Multi-year overview
2018 to 2024, 7 financial yearsOperating result
-€836
▲ 68.0%
2024
20182024
Net result
-€1,155
▲ 58.8%
2024
20182024
Equity
€537
▼ 68.3%
2024
20182024
Total assets
€1,602
▼ 41.8%
2024
20182024
Debt
€1,066
▲ 0.2%
2024
20182024
Working capital
-€523
2024
20182024
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920202021202220232024
Operating result€4-€279▲ 76×-€4,505-€1,259▲ 72.1%-€1,387▼ 10.2%-€2,616▼ 88.6%-€836▲ 68.0%
Net result-€149-€187-€4,934-€1,359▲ 72.5%-€1,999▼ 47.2%-€2,802▼ 40.1%-€1,155▲ 58.8%
Equity€12,598-€12,785▲ 1.5%€7,851▼ 38.6%€6,493▼ 17.3%€4,493▼ 30.8%€1,691▼ 62.4%€537▼ 68.3%
Total assets€13,523-€13,590▲ 0.5%€9,726▼ 28.4%€8,884▼ 8.7%€6,374▼ 28.2%€2,755▼ 56.8%€1,602▼ 41.8%
Debt€924-€805▼ 12.9%€1,875▲ 133%€2,392▲ 27.6%€1,881▼ 21.3%€1,064▼ 43.4%€1,066▲ 0.2%
Working capital€12,598-€12,785▲ 1.5%€6,791▼ 46.9%€5,433▼ 20.0%€3,433▼ 36.8%€631▼ 81.6%-€523
The operating result for 2024 is a loss of €836, smaller than the loss of €2,616 in 2023.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1,602
Fixed assets
€1,060 =
Current assets
€542 ▼ 68.0%
Equity and liabilities €1,602
Equity
€537 ▼ 68.3%
Debt
€1,066 ▲ 0.2%
Debt's share of the balance-sheet total rises from 38.6% to 66.5%. Equity is lower and debt is higher.
Key figures and ratios
Debt ≤ 1 year
€1,066▲
2023 · €1,064
The ratios are withheld because a balance sheet total of €1,602 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | €348 | €460 | €125 | €897 | ▲ 617% |
| Gross operating margin9900 | €4 | €279 | -€4,044 | -€912 | -€928 | -€2,491 | €60 | - |
| Operating profit (loss)9901 | €4 | €279 | -€4,505 | -€1,259 | -€1,387 | -€2,616 | -€836 | ▲ 68.0% |
| Recurring financial income75 | €4 | €1 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €99 | €612 | €186 | €318 | ▲ 71.5% |
| Recurring financial charges65 | €156 | €94 | €428 | €99 | €612 | €186 | €318 | ▲ 71.5% |
| Profit (loss) for the period before taxes9903 | -€148 | €187 | -€4,934 | -€1,359 | -€1,999 | -€2,802 | -€1,155 | ▲ 58.8% |
| Income taxes67/77 | €1 | €0 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€149 | €187 | -€4,934 | -€1,359 | -€1,999 | -€2,802 | -€1,155 | ▲ 58.8% |
| Profit (loss) for the period to be appropriated9905 | -€149 | €187 | -€4,934 | -€1,359 | -€1,999 | -€2,802 | -€1,155 | ▲ 58.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €13,523 | €13,590 | €9,726 | €8,884 | €6,374 | €2,755 | €1,602 | ▼ 41.8% |
| Fixed assets21/28 | - | - | €1,060 | €1,060 | €1,060 | €1,060 | €1,060 | = |
| Financial fixed assets28 | - | - | €1,060 | €1,060 | €1,060 | €1,060 | €1,060 | = |
| Current assets29/58 | €13,523 | €13,590 | €8,666 | €7,824 | €5,314 | €1,695 | €542 | ▼ 68.0% |
| Stocks and contracts in progress3 | - | - | €1,827 | €3,919 | €4,018 | €168 | €168 | = |
| Stocks30/36 | - | - | - | €3,919 | €4,018 | €168 | €168 | = |
| Amounts receivable within one year40/41 | €11,432 | €7,753 | - | - | - | €57 | €154 | ▲ 170% |
| Other amounts receivable41 | - | - | - | - | - | €57 | €154 | ▲ 170% |
| Cash at bank and in hand54/58 | €2,091 | €5,837 | €6,828 | €3,896 | €1,138 | €1,453 | €221 | ▼ 84.8% |
| Deferred charges and accrued income490/1 | - | - | - | €9 | €158 | €18 | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €13,523 | €13,590 | €9,726 | €8,884 | €6,374 | €2,755 | €1,602 | ▼ 41.8% |
| Equity10/15 | €12,598 | €12,785 | €7,851 | €6,493 | €4,493 | €1,691 | €537 | ▼ 68.3% |
| Contributions10/11 | €26,550 | €26,550 | €26,550 | €26,550 | €26,550 | €26,550 | €26,550 | = |
| Capital10 | - | - | - | €26,550 | €26,550 | €26,550 | €26,550 | = |
| Issued capital100 | - | - | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Uncalled capital101 | - | - | - | €73,450 | €73,450 | €73,450 | €73,450 | = |
| Profit (loss) carried forward14 | -€13,952 | -€13,765 | -€18,699 | -€20,057 | -€22,057 | -€24,859 | -€26,013 | ▼ 4.6% |
| Amounts payable17/49 | €924 | €805 | €1,875 | €2,392 | €1,881 | €1,064 | €1,066 | ▲ 0.2% |
| Amounts payable within one year42/48 | €924 | €805 | €1,875 | €2,392 | €1,881 | €1,064 | €1,066 | ▲ 0.2% |
| Trade debts44 | €924 | €805 | €1,312 | €972 | €941 | €1,064 | €1,066 | ▲ 0.2% |
| Suppliers440/4 | - | - | - | €972 | €941 | €1,064 | €1,066 | ▲ 0.2% |
| Other amounts payable47/48 | - | - | - | €1,420 | €940 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€149 | €187 | -€4,934 | -€1,359 | -€1,999 | -€2,802 | -€1,155 | ▲ 58.8% |
| Operating cash flow (approximation) | -€149 | €187 | -€4,934 | -€1,359 | -€1,999 | -€2,802 | -€1,155 | ▲ 58.8% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €3,746 | €991 | -€2,931 | -€2,758 | €315 | -€1,232 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | full format | 30-08-2025 | 2025-00480992 | |
| 31-12-2023 | full format | 02-10-2024 | 2024-00491888 | |
| 31-12-2022 | full format | 18-10-2023 | 2023-00490451 | |
| 31-12-2021 | full format | 30-08-2022 | 2022-20401464 | |
| 31-12-2020 | micro format | 24-02-2022 | 2022-06300481 | |
| 31-12-2019 | micro format | 01-02-2021 | 2021-04100491 | |
| 31-12-2018 | micro format | 03-12-2019 | 2019-75500379 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-58500521 | |
| 31-12-2016 | full format | 31-08-2017 | 2017-56300369 | |
| 31-12-2015 | full format | 12-05-2017 | 2017-12100031 |
Board & ownership
Directors
Directors
1 director, last change in 2024
Samira BENIHLAL
Current
Director (not named in the articles) · appointed in the act of 12-01-2024 · earlier manager, until 12-01-2024 · term without a fixed end
Owners and capital
Shareholders
Stated in the act
act of 12-01-2024 ↗
- GOOSSE Philippe 500 shares
- Samira BENIHLAL 500 shares
Capital transactions
Capital over time
- 12-01-2024 Capital stated in the deed · 1,000 shares
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Samira BENIHLAL |
|
Network & group
SALIANDRE shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of SALIANDRE. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2025
30-08
full format · 30 days late
2024
02-10
full format · 63 days late
12-01
Gazette deed
Change of role: Samira BENIHLAL, from manager to directorShareholding · Capital · Amendment of the articles12 points ▸
Gazette deed
Change of role: Samira BENIHLAL, from manager to director
Shareholding · Capital · Amendment of the articles12 points ▸
- Other provision, “vote-troisième résolution adoption nouveaux statuts, adoptée à l’unanimité des voix” (deed in French)
- Director resignation, Samira BENIHLAL (manager), mentioned 2 times in the deed
- Other provision, “vote-quatrième résolution fin mandat gérant et renouvellement administrateur, adoptée à l’unanimité des voix” (deed in French)
- General meeting, 27-12-2023
- GOOSSE Philippe holds 500 shares
- Samira BENIHLAL holds 500 shares
- Capital
- Other provision, “absence d'obligations convertibles et de droits de souscription” (deed in French)
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “article 39,§2,deuxième alinéa de la loi du 23-03-2019, compte de capitaux propres apports non appelés” (deed in French)
- Capital conversion, “unanimité, suppression du compte de capitaux propres statutairement indisponible” (deed in French)
- Director appointment, Samira BENIHLAL (director (not named in the articles))
2023
18-10
full format · 79 days late
2022
2021
01-02
micro format · 185 days late
2020
31-12
Financial
Weakest financial yearnet -€4,934
The net result drops to -€4,934, the lowest from 2018 to 2024. It recovers the following year.
2019
31-12
Financial
Back to profitnet €187
The net result is €187, after one loss-making year.
03-12
micro format · 125 days late
2018
31-08
micro format · 31 days late
2017
2001
04-12
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
SALIANDRE in French
Enterprise number
0476.129.151
Legal form
Private limited company
Status
Active, normale toestand
Founded
22-11-2001
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-01-2024 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, Annexes du Moniteur belge”
deed of 12-01-2024 (in French)Registered office and establishments
Registered office
Avenue Louis David 42, 1410 Waterloo, Belgium
Establishment unit
Les Trésors de Samira, Chaussée Reine Astrid 11, 1420 Braine-l'Alleud since 16-05-2002 · unit number 2.099.028.1344618031
Activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 12-01-2024 (in French)
“Toutes opérations immobilières en ce notamment,l’achat,la vente,la division et la mise en valeur sous n’importe quelle forme de biens…”
6 activities
- Toutes opérations immobilières en ce notamment,l’achat,la vente,la division et la mise en valeur sous n’importe quelle forme de biens immobiliers ainsi que tous services de consultance et toutes importations et exportations de biens et de services divers
- L'étude,le conseil,l'expertise,l'ingénierie et toutes prestations de services en ce compris l’exécution de tous travaux d’entreprise générale dans le cadre des activités décrites dans le présent objet
- Toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilières ou immobilières,ayant un rapport direct ou indirect avec son objet ou de nature à en favoriser la réalisation et le développement
- La souscription,cession,participation,fusion,intervention financière ou autrement dans toutes sociétés,associations et entreprises,tant en Belgique qu'à l'étranger
- L'exercice des fonctions d'administrateur,de gérant,de directeur ou de liquidateur dans d'autres sociétés
- L'achat,la vente,l'import-export de tout article de maroquinerie,bijoux,cosmétique,textile et,ce,dans le sens le plus large
Invoicing and payment
VAT number
BE 0476.129.151
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the addresses
Ground area
992 m²
Building footprint
266 m²
Building volume
2,010 m³
Tallest building: 11.6 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25764Q0293/00G000 | Wallonia | 823 m² | 1 · 168 m² | 9.3 m · 2 |
| 25742H0231/00A000 | Wallonia | 169 m² | 1 · 98 m² | 11.6 m · 3 |