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Salfin

Active
Private limited companyfounded 20251 year activeScouselestraat 38, 9140 Temse, BelgiumKBO/BCE: BE 1023.259.235
Summary

Salfin has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,958 and a net result of €35,958. Its solvency ranks better than 71% of 2,304 sector peers (NACE 63, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Other information service activities
NACE 63920
1 site
Size
€48,594total assets 2025
Equity
€36,958
Profit
€35,958
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Accounts 1 day early0 of 1 deed read
Why 98- Founded in 2025+ Liquidity: current ratio 3.72, cash €30,816+ Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)+ Equity €36,958 (76.1% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 84% of its sector peers (NACE 63, micro)
Financial strength
Strong
Solvency 100
equity 76.1% of total assets
Liquidity 91
short-term debt 23.9% · cash 63.4%
Profitability 100
return on assets 74.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,951 companies)
Last 24 months 06-2026: 0.6% 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.72; short-term debt: 23.9% and cash: 63.4% of total assets), and 23.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 86% on solvency, 82% on liquidity and 85% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.72, cash €30,816
NBB · annual accounts
lowers risk · Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €36,958 (76.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Founded 16 months agofounded 13-05-2025 16 months View
  • Total assets 2025first fiscal year filed €48,594 View

By topic

Financials

Fiscal year
2025
Total assets
€48,594
Profit
€35,958
Solvency
76.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other information service activitiesNACE 63920
Founded
13-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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