SALES PRO
ActiveSALES PRO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €-3k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.81 against 6.85 in 2024; short-term debt: 17.2% and cash: 56.7% of total assets), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
68 d early
2023
58 d early
2022
61 d early
2021
34 d early
2020
50 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▼ 2.3%
2024 · €135k
2018: €89k
2019: €92k
2020: €124k
2021: €117k
2022: €133k
2023: €137k
2024: €135k
2018 → 2025
Total assets
€159k▲ 0.8%
2024 · €158k
2018: €150k
2019: €207k
2020: €225k
2021: €224k
2022: €154k
2023: €156k
2024: €158k
2018 → 2025
Net result
€-3k▼ 32.6%
2024 · €-2k
2018: €9k
2019: €3k
2020: €32k
2021: €-7k
2022: €16k
2023: €5k
2024: €-2k
2018 → 2025
Working capital
€132k▼ 2.1%
2024 · €135k
2018: €79k
2019: €87k
2020: €123k
2021: €116k
2022: €132k
2023: €137k
2024: €135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€133k▲ 13.5%€137k▲ 3.4%€135k▼ 1.7%€132k▼ 2.3%
Operating result€3k-€23k▲ 579%€8k▼ 63.3%€-484€-1k▼ 180%
Net result€-7k-€16k€5k▼ 71.1%€-2k€-3k▼ 32.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €484 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €159k
Equity
€132k▼ 2.3%
Debt
€27k▲ 19.0%
The debt ratio rises from 14.6% to 17.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▼
2024 · €-51
Cash flow
€-3k▼
2024 · €-2k
Solvency
82.8%▼
2024 · 85.4%
Current ratio
5.81▼
2024 · 6.85
Quick ratio
3.37▼
2024 · 3.94
Debt / equity
0.21▲
2024 · 0.17
ROE
-2.3%▼
2024 · -1.7%
ROA
-1.9%▼
2024 · -1.5%
Interest coverage
-0.64▼
2024 · -0.03
Debt
€27k▲
2024 · €23k
Debt ≤ 1 year
€27k▲
2024 · €23k
Income taxes
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€159k▲
Fixed assets21/28€254€0▼
Tangible fixed assets22/27€254€0▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€151€0▼
Other tangible fixed assets26€103€0▼
Current assets29/58€158k€159k▲
Stocks and contracts in progress3€67k€67k=
Stocks30/36€67k€67k=
Amounts receivable within one year40/41€385€1k▲
Other amounts receivable41€385€1k▲
Cash at bank and in hand54/58€90k€90k▲
Deferred charges and accrued income490/1€566€919▲
Equity and liabilities
Total equity and liabilities10/49€158k€159k▲
Equity10/15€135k€132k▼
Contributions10/11€19k€19k=
Reserves13€116k€113k▼
Distributable reserves133€116k€113k▼
Amounts payable17/49€23k€27k▲
Amounts payable within one year42/48€23k€27k▲
Trade debts44€283€248▼
Suppliers440/4€283€248▼
Taxes, remuneration and social security45€466€511▲
Taxes450/3€466€511▲
Other amounts payable47/48€22k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€433€254▼
Other operating charges640/8€432€306▼
Gross operating margin9900€382€-797▼
Operating profit (loss)9901€-484€-1k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€-3k▼
Income taxes67/77-€0
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-3k▼
Transfer from equity791/2€2k€3k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.06
Current ratio from 2.09 to 7.06; short-term debt falls from €107k to €22k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-7k ▼121%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €32k ▲1171%
Operating result €41k, net result €32k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲34.9%
3 profitable years in a row build equity to €124k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 2 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Russelt 883830 WellenGround area
2,782 m²
Building footprint
717 m²
Volume, LiDAR
4,643 m³
2 parcels, Flanders, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue Chaussée 51, 4342 Awans
since 19962.039.584.851
Russelt 88, 3830 Wellen
since 19992.039.584.950
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73098E0248/00M000 | Flanders | 1,414 m² | 1 · 307 m² | 9.0 m · 1 fl. |
| 62053A0397/00E000 | Wallonia | 1,368 m² | 1 · 410 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Brecht's Autocenter
BE 0821.477.459
Antwerpen · Eq €132k
ST-MICHEL
BE 0474.118.974
Zaventem · Eq €131k
PETER MESSIAEN
BE 0472.457.997
Zwevegem · Eq €133k
COLETTE ENCLIN
BE 0445.610.179
Liège · Eq €133k
TOTO CARS
BE 0546.741.290
Zwevegem · Eq €130k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-1988
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.