Sales Inspiration Product Development Advice
ActiveSummary
Sales Inspiration Product Development Advice has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency51▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.91 in 2024; short-term debt: 72% and cash: 41.7% of total assets), and 74.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.9%
Return on assets
46.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
165 d early
2024
57 d early
2023
57 d early
2022
54 d early
2021
52 d early
2020
53 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2018: €21k
2019: €49k
2020: €68k
2021: €29k
2022: €59k
2023: €59k
2024: €20k
2018 → 2025
Total assets
€79k▼ 4.2%
2024 · €82k
2018: €43k
2019: €72k
2020: €73k
2021: €51k
2022: €134k
2023: €137k
2024: €82k
2018 → 2025
Net result
€36k▲ 13.2%
2024 · €32k
2018: €14k
2019: €48k
2020: €19k
2021: €38k
2022: €60k
2023: €35k
2024: €32k
2018 → 2025
Working capital
€-3k▲ 40.4%
2024 · €-5k
2018: €21k
2019: €49k
2020: €64k
2021: €26k
2022: €40k
2023: €28k
2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€59k▲ 106%€59k=€20k▼ 65.5%€20k=
Operating result€50k-€75k▲ 48.5%€44k▼ 40.8%€41k▼ 7.8%€47k▲ 15.6%
Net result€38k-€60k▲ 56.3%€35k▼ 42.4%€32k▼ 6.9%€36k▲ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€25k ▼ 31.9%
Current assets
€54k ▲ 17.8%
Equity and liabilities €79k
Equity
€20k =
Debt
€58k ▼ 5.6%
Debt's share of the balance-sheet total falls from 75.2% to 74.1%. Debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €56k
Cash flow
€53k▲
2024 · €48k
Current ratio
0.95▲
2024 · 0.91
Debt to equity
2.86▼
2024 · 3.03
ROE
177.8%▲
2024 · 157.0%
ROA
46.1%▲
2024 · 39.0%
Interest coverage
289.03▲
2024 · 199.39
Debt ≤ 1 year
€57k▲
2024 · €51k
Debt > 1 year
€2k▼
2024 · €11k
Income taxes
€11k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€82k€79k▼
Fixed assets21/28€37k€25k▼
Tangible fixed assets22/27€37k€25k▼
Furniture and vehicles24€34k€23k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€46k€54k▲
Amounts receivable within one year40/41€26k€21k▼
Trade receivables40€21k€18k▼
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€19k€33k▲
Deferred charges and accrued income490/1€328€342▲
Equity and liabilities
Total equity and liabilities10/49€82k€79k▼
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€7-
Amounts payable17/49€62k€58k▼
Amounts payable after more than one year17€11k€2k▼
Financial debts170/4€11k€2k▼
Amounts payable within one year42/48€51k€57k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44-€230
Suppliers440/4-€230
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€14k▲
Other amounts payable47/48€28k€33k▲
Income statement
Code20242025
Non-recurring operating income76A€607-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€59k€65k▲
Operating profit (loss)9901€41k€47k▲
Financial income75/76B€9€1▼
Recurring financial income75€9€1▼
Financial charges65/66B€283€220▼
Recurring financial charges65€283€220▼
Profit (loss) for the period before taxes9903€41k€47k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€32k€36k▲
Profit (loss) for the period to be appropriated9905€32k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€36k▼
Profit (loss) brought forward from the previous period14P€39k€7▼
Profit to be distributed694/7€71k€36k▼
Return on contributions (dividend)694€71k€36k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €60k ▲56.3%
Operating result €75k, net result €60k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 13.04
Current ratio from 3.11 to 13.04; short-term debt falls from €23k to €5k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamsesteenweg 1623150 HaachtGround area
324 m²
Building footprint
84 m²
Volume, LiDAR
518 m³
Parcel 24033F0163/00L000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sales Inspiration Product Development Advice, afgekort SIPDA
since 20182.277.424.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033F0163/00L000 | Flanders | 324 m² | 1 · 84 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 5,834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2018
Fiscal year end31-12
Abbreviation NL
SIPDA
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.