Saldi
ActiveSummary
Saldi has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132,963 and a net result of €10,054. Equity has been growing by about 19% per year since 2018. Its solvency ranks better than 46% of 15,784 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 30-01-2014 Normal situation
- Activity
- Certified accountants and tax accountants NACE 69201
- Joint committee
- 336 Paritair Comité voor de vrije beroepen · annual accounts 2025
- Establishment unit
- 2.291.039.634 3010 Leuven, since 30-01-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 29-07-2024
Board and ownership
Board
- SALAETS Francis MariaDirector · since 01-01-2014
- INGELBERTS Nick Alfons Jacqueline BernardDirector · since 01-05-2019
- John de Villers Grand ChampsDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Gross margin
- €103,591
- ▲ 15.1%
- Turnover
- ≈ €200,000
- estimated
- Profit
- €10,054
- Equity
- €132,963
- ▼ 24.1%
- Total assets
- €250,261
- ▲ 0.3%
- Employees on 31-12-2025
- 2
- =
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 3 of the last 3 accounts latelowers riskSector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed on 31-08-2026)Size: total assets €250,261Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 27% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency
78-17
equity 53.1% of total assets
Liquidity
41-30
short-term debt 46.5% · cash 11.4%
Profitability
74+60
return on assets 4.0%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.98 (3.73 in 2024), above the usual 1.5. Short-term debt is 46.5% and cash 11.4% of total assets. 46.9% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 49% of them on solvency, 17% on liquidity, 24% on profitability and 17% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
31 days late
2022
30 days late
2021
31 days late
2020
31 days late
2019
121 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 44 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469235.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 11 filings
Turnover
≈ €200,000
Estimated: probably between €160,000 and €240,000
Total assets
€250,261▲ 0.3%
2024 · €249,554
Net result
€10,054
2024 · -€8,847
Working capital
€114,416▼ 31.3%
2024 · €166,609
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€21,112
2025
20182025
Net result
€10,054
2025
lowest quarter of the sector
20182025
Equity
€132,963
▼ 24.1%
2025
middle half of the sector
20182025
Total assets
€250,261
▲ 0.3%
2025
middle half of the sector
20182025
Debt
€117,298
▲ 57.8%
2025
20182025
Working capital
€114,416
▼ 31.3%
2025
middle half of the sector
20182025
Solvency
53.1%
▼ 17.1pp
2025
middle half of the sector
20182025
Current ratio
1.98
▼ 1.74
2025
middle half of the sector
20182025
Return on assets (ROA)
4.0%
▲ 7.6pp
2025
lowest quarter of the sector
20182025
Staff (FTE)
1.8
▲ 5.9%
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€32,159-€323▼ 99.0%€22,458▲ 70×€84,444▲ 276%€55,094▼ 34.8%€29,792▼ 45.9%-€8,089€21,112
Net result€19,835--€240€14,931within the sector's middle half€59,646within the sector's middle half▲ 299%€37,865within the sector's middle half▼ 36.5%€19,788within the sector's middle half▼ 47.7%-€8,847below the sector's middle half€10,054below the sector's middle half
Equity€59,411-€59,171▼ 0.4%€74,103within the sector's middle half▲ 25.2%€131,249within the sector's middle half▲ 77.1%€164,257within the sector's middle half▲ 25.1%€184,045within the sector's middle half▲ 12.0%€175,198within the sector's middle half▼ 4.8%€132,963within the sector's middle half▼ 24.1%
Total assets€174,206-€167,759▼ 3.7%€165,656within the sector's middle half▼ 1.3%€240,954within the sector's middle half▲ 45.5%€259,466within the sector's middle half▲ 7.7%€264,478within the sector's middle half▲ 1.9%€249,554within the sector's middle half▼ 5.6%€250,261within the sector's middle half▲ 0.3%
Debt€114,795-€108,588▼ 5.4%€91,553▼ 15.7%€109,706▲ 19.8%€95,209▼ 13.2%€80,433▼ 15.5%€74,356▼ 7.6%€117,298▲ 57.8%
Working capital€11,086-€17,477▲ 57.7%€39,032within the sector's middle half▲ 123%€104,825within the sector's middle half▲ 169%€141,947within the sector's middle half▲ 35.4%€161,484within the sector's middle half▲ 13.8%€166,609within the sector's middle half▲ 3.2%€114,416within the sector's middle half▼ 31.3%
Solvency34.1%-35.3%▲ 1.2pp44.7%within the sector's middle half▲ 9.5pp54.5%within the sector's middle half▲ 9.7pp63.3%within the sector's middle half▲ 8.8pp69.6%within the sector's middle half▲ 6.3pp70.2%within the sector's middle half▲ 0.6pp53.1%within the sector's middle half▼ 17.1pp
Current ratio1.11-1.17▲ 0.061.43within the sector's middle half▲ 0.261.96within the sector's middle half▲ 0.532.49within the sector's middle half▲ 0.533.01within the sector's middle half▲ 0.523.73within the sector's middle half▲ 0.721.98within the sector's middle half▼ 1.74
Return on assets (ROA)11.4%--0.1%▼ 11.5pp9.0%within the sector's middle half▲ 9.2pp24.8%within the sector's middle half▲ 15.7pp14.6%within the sector's middle half▼ 10.2pp7.5%within the sector's middle half▼ 7.1pp-3.5%below the sector's middle half▼ 11.0pp4.0%below the sector's middle half▲ 7.6pp
Staff (FTE)2.53above the sector's middle half▲ 20.0%2.2▼ 26.7%1.4▼ 36.4%1.71.8▲ 5.9%
above
within
below
The sector band is the middle half of the companies in Legal and accounting activities (NACE 69). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a profit of €21,112, after a loss of €8,089 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250,261
Fixed assets
€19,568 ▼ 10.5%
Current assets
€230,693 ▲ 1.3%
Equity and liabilities €250,261
Equity
€132,963 ▼ 24.1%
Debt
€117,298 ▲ 57.8%
Debt's share of the balance-sheet total rises from 29.8% to 46.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25,356▲
2024 · -€4,390
Cash flow
€14,298▲
2024 · -€5,148
Debt to equity
0.88▲
2024 · 0.42
ROE
7.6%▲
2024 · -5.0%
Interest coverage
9.46▲
2024 · -6.24
Debt ≤ 1 year
€116,277▲
2024 · €61,089
Income taxes
€8,413▲
2024 · €59
Staff costs
€70,223▲
2024 · €65,872
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 2 | 2 |
| full-time | 1 | 1 | 1 | 2 |
| part-time | - | 0 | 1 | 0 |
| in full-time equivalents | 1 | 1 | 1.8 | 2 |
| Average over the year, in full-time equivalents | 2.2 | 1.4 | 1.7 | 1.8 |
| On a permanent contract | 1 | 1 | 1 | 2 |
| Joined | 2 | 1 | 1 | 2 |
| Left | 4 | 1 | 1 | 2 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €745 | €660 | €4,383 | €3,300 | €1,956 |
| Financial fixed assets | - | €500 | - | - | €0 |
| Depreciation and write-downs of the year | €9,737 | €6,096 | €2,890 | €3,699 | €4,245 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2024 · 2 entries · €653 awarded · €653 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €542 | €542 |
| 2022 | 1 | €111 | €111 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €75,832 | €63,323 | €48,939 | €65,872 | €70,223 | ▲ 6.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,688 | €38,352 | €13,403 | €9,737 | €6,096 | €2,890 | €3,699 | €4,245 | ▲ 14.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €3,029 | €27,461 | €7,329 | ▼ 73.3% |
| Other operating charges640/8 | - | - | - | €892 | €654 | €795 | €753 | €683 | ▼ 9.3% |
| Non-recurring operating charges66A | - | - | - | - | - | €3 | €305 | €0 | ▼ 100% |
| Gross operating margin9900 | €114,561 | €140,997 | €159,233 | €170,905 | €125,167 | €85,447 | €90,001 | €103,591 | ▲ 15.1% |
| Operating profit (loss)9901 | €32,159 | €323 | €22,458 | €84,444 | €55,094 | €29,792 | -€8,089 | €21,112 | - |
| Financial income75/76B | - | - | - | - | - | €1 | €4 | €36 | ▲ 711% |
| Recurring financial income75 | €0 | - | - | - | - | €1 | €4 | €36 | ▲ 711% |
| Financial charges65/66B | - | - | - | €1,301 | €557 | €921 | €703 | €2,681 | ▲ 281% |
| Recurring financial charges65 | €1,118 | €828 | €1,643 | €1,301 | €557 | €921 | €703 | €2,681 | ▲ 281% |
| Profit (loss) for the period before taxes9903 | €31,042 | -€505 | €20,814 | €83,144 | €54,537 | €28,871 | -€8,787 | €18,467 | - |
| Income taxes67/77 | €11,206 | -€265 | €5,883 | €23,498 | €16,671 | €9,083 | €59 | €8,413 | ▲ 142× |
| Profit (loss) for the period9904 | €19,835 | -€240 | €14,931 | €59,646 | €37,865 | €19,788 | -€8,847 | €10,054 | - |
| Profit (loss) for the period to be appropriated9905 | €19,835 | -€240 | €14,931 | €59,646 | €37,865 | €19,788 | -€8,847 | €10,054 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €174,206 | €167,759 | €165,656 | €240,954 | €259,466 | €264,478 | €249,554 | €250,261 | ▲ 0.3% |
| Fixed assets21/28 | €60,768 | €48,064 | €36,238 | €27,246 | €22,310 | €22,560 | €21,857 | €19,568 | ▼ 10.5% |
| Intangible fixed assets21 | €36,953 | €6,000 | €3,186 | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €20,565 | €39,814 | €33,052 | €27,246 | €21,810 | €22,060 | €21,357 | €19,068 | ▼ 10.7% |
| Plant, machinery and equipment23 | - | - | - | - | - | €2,220 | €4,029 | €3,786 | ▼ 6.0% |
| Furniture and vehicles24 | - | - | - | €10,586 | €6,130 | €5,141 | €3,607 | €2,542 | ▼ 29.5% |
| Other tangible fixed assets26 | - | - | - | €16,660 | €15,680 | €14,700 | €13,720 | €12,740 | ▼ 7.1% |
| Financial fixed assets28 | €3,250 | €2,250 | - | - | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €113,438 | €119,695 | €129,418 | €213,709 | €237,156 | €241,918 | €227,698 | €230,693 | ▲ 1.3% |
| Amounts receivable within one year40/41 | €112,850 | €116,654 | €107,807 | €196,764 | €171,412 | €181,518 | €142,596 | €164,232 | ▲ 15.2% |
| Trade receivables40 | - | - | - | €179,326 | €171,412 | €180,843 | €137,437 | €150,160 | ▲ 9.3% |
| Other amounts receivable41 | - | - | - | €17,438 | €0 | €675 | €5,159 | €14,072 | ▲ 173% |
| Cash at bank and in hand54/58 | €588 | €1,300 | €19,239 | €4,459 | €50,932 | €51,267 | €60,473 | €28,452 | ▼ 52.9% |
| Deferred charges and accrued income490/1 | - | - | - | €12,486 | €14,812 | €9,132 | €24,629 | €38,009 | ▲ 54.3% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €174,206 | €167,759 | €165,656 | €240,954 | €259,466 | €264,478 | €249,554 | €250,261 | ▲ 0.3% |
| Equity10/15 | €59,411 | €59,171 | €74,103 | €131,249 | €164,257 | €184,045 | €175,198 | €132,963 | ▼ 24.1% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €59,006 | €92,014 | €111,802 | €111,802 | €69,567 | ▼ 37.8% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €57,146 | €90,154 | €109,942 | €109,942 | €67,707 | ▼ 38.4% |
| Profit (loss) carried forward14 | €38,951 | €38,711 | €53,643 | €53,643 | €53,643 | €53,643 | €44,796 | €44,796 | = |
| Amounts payable17/49 | €114,795 | €108,588 | €91,553 | €109,706 | €95,209 | €80,433 | €74,356 | €117,298 | ▲ 57.8% |
| Amounts payable after more than one year17 | €12,443 | €5,156 | €334 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €102,352 | €102,218 | €90,386 | €108,883 | €95,209 | €80,433 | €61,089 | €116,277 | ▲ 90.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €334 | €0 | - | - | - | - |
| Financial debts43 | - | - | - | - | - | - | €1,482 | €0 | ▼ 100% |
| Other loans439 | - | - | - | - | - | - | €1,482 | €0 | ▼ 100% |
| Trade debts44 | €25,958 | €50,605 | €23,077 | €27,837 | €28,260 | €26,811 | €14,465 | €27,766 | ▲ 92.0% |
| Suppliers440/4 | - | - | - | €27,837 | €28,260 | €26,811 | €14,465 | €27,766 | ▲ 92.0% |
| Taxes, remuneration and social security45 | - | - | - | €57,674 | €57,260 | €47,092 | €38,776 | €32,538 | ▼ 16.1% |
| Taxes450/3 | - | - | - | €54,487 | €52,656 | €38,671 | €28,349 | €22,029 | ▼ 22.3% |
| Remuneration and social security454/9 | - | - | - | €3,188 | €4,604 | €8,421 | €10,427 | €10,508 | ▲ 0.8% |
| Other amounts payable47/48 | - | - | - | €23,039 | €9,689 | €6,530 | €6,366 | €55,973 | ▲ 779% |
| Accrued charges and deferred income492/3 | - | - | - | €822 | €0 | - | €13,268 | €1,021 | ▼ 92.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,835 | -€240 | €14,931 | €59,646 | €37,865 | €19,788 | -€8,847 | €10,054 | - |
| + Depreciation and write-downs630 | €29,688 | €38,352 | €13,403 | €9,737 | €6,096 | €2,890 | €3,699 | €4,245 | ▲ 14.8% |
| Operating cash flow (approximation) | €49,523 | €38,112 | €28,334 | €69,383 | €43,961 | €22,678 | -€5,148 | €14,298 | - |
| Investment in fixed assets (approximation) | - | -€25,648 | -€1,577 | -€745 | -€1,160 | -€3,140 | -€2,995 | -€1,956 | ▲ 34.7% |
| Change in cash | - | €713 | €17,939 | -€14,780 | €46,473 | €335 | €9,206 | -€32,020 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 10,904 companies had the same profile as Saldi has now. Two years later, 95.1% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
95.1%
was still going
4.0%
stopped otherwise
0.7%
went bankrupt
That fits the bankruptcy probability of Saldi itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for Saldi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 11 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00469235 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00453059 | |
| 31-12-2023 | micro format | 31-08-2024 | 2024-00424292 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00417442 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20372630 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-65700383 | |
| 31-12-2019 | micro format | 29-11-2020 | 2020-73200581 | |
| 31-12-2018 | micro format | 29-09-2019 | 2019-68200394 | |
| 31-12-2017 | micro format | 24-09-2018 | 2018-63800403 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-52300144 |
Board & ownership
Directors
Directors
3 directors, last change in 2026
SALAETS Francis Maria
Current
Director (not named in the articles) · since 01-01-2014 · earlier manager, until 06-06-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-08-2026
INGELBERTS Nick Alfons Jacqueline Bernard
Current
Director (not named in the articles) · since 01-05-2019 · earlier manager, until 06-06-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-08-2026
John de Villers Grand Champs
Current
Director · appointed in the act of 02-10-2026 · term without a fixed end
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 06-06-2024Owners and capital
Shareholders
Stated in the act
act of 06-06-2024 ↗
Capital transactions
Capital over time
- 06-06-2024 Converted to unavailable equity · €20,460
Mandate history
4 people, 3 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| INGELBERTS Nick Alfons Jacqueline Bernard |
|
| SALAETS Francis Maria |
|
| John de Villers Grand Champs |
|
| DE VILLERS GRAND CHAMPS John Odon Guy Idesbald Marie Ghislain |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering die benoemt bepaalt aantal, duur opdracht en bij meerdere bevoegdheid, 1”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “93, 93”
Articles of association, deed of 06-06-2024 (in Dutch)
Network & group
Saldi shares no director with another company.
Companies at the same address
5 other companiesConnections & network
3 current directorsThe network starts from the directors of Saldi. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
02-10
Gazette deed
Appointment: John de Villers Grand Champs (director)4 points ▸
Gazette deed
Appointment: John de Villers Grand Champs (director)
4 points ▸
- Other provision, “publication identifier”, 26368416 (deed in Dutch)
- General meeting, 30-06-2026
- Director appointment, John de Villers Grand Champs (director)
- Other provision, “bestuurder, filing submitter” (deed in Dutch)
31-08
micro format · 31 days late
2025
31-12
Financial
Back to profitnet €10,054
The net result is €10,054, after one loss-making year.
31-08
micro format · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€8,847
The net result drops to -€8,847, the lowest from 2018 to 2025. It recovers the following year.
31-08
micro format · 31 days late
06-06
Gazette deed
3 directors resigning, 2 reappointedResignations: SALAETS Francis Maria, INGELBERTS Nick Alfons Jacqueline Bernard and DE VILLERS GRAND CHAMPS John Odon Guy Idesbald Marie Ghislain · Reappointments: SALAETS Francis Maria (director) and INGELBERTS Nick Alfons Jacqueline Bernard (director) · Power of attorney17 points ▸
Gazette deed
3 directors resigning, 2 reappointed
Resignations: SALAETS Francis Maria, INGELBERTS Nick Alfons Jacqueline Bernard and DE VILLERS GRAND CHAMPS John Odon Guy Idesbald Marie Ghislain · Reappointments: SALAETS Francis Maria (director) and INGELBERTS Nick Alfons Jacqueline Bernard (director) · Power of attorney17 points ▸
- Power of attorney, Michaël ADRIAENS
- Director resignation, SALAETS Francis Maria (manager)
- Director resignation, INGELBERTS Nick Alfons Jacqueline Bernard (manager)
- Director resignation, DE VILLERS GRAND CHAMPS John Odon Guy Idesbald Marie Ghislain (manager)
- Director reappointment, SALAETS Francis Maria (director (not named in the articles))
- Director reappointment, INGELBERTS Nick Alfons Jacqueline Bernard (director (not named in the articles))
- Other provision, “uitoefening mandaat, kwijting ontslagnemende zaakvoerder” (deed in Dutch)
- Registered office clause, “3010 Leuven (Kessel-Lo), Martelarenlaan 32, zevende besluit” (deed in Dutch)
- Other provision, “stemming en sluiting, tien uur dertig” (deed in Dutch)
- General meeting, 03-06-2024
- Other provision, “beraadslaging over agendapunten, aanwezigheidsquorum” (deed in Dutch)
- Amendment of the articles
- The act holds 5 more points.
2023
30-08
micro format · 30 days late
2022
31-12
Financial
Equity above €150,000equity €164,257 ▲25.1%
After 3 profitable years in a row, equity reaches €164,257.
31-08
micro format · 31 days late
2021
31-12
Financial
Highest result from 2018 to 2025net €59,646 ▲299%
The operating result of €84,444 and the net result of €59,646 are both a record.
31-12
Financial
Equity above €100,000equity €131,249 ▲77.1%
After 2 profitable years in a row, equity reaches €131,249.
Show earlier events
31-08
micro format · 31 days late
2020
31-12
Financial
Back to profitnet €14,931
The net result is €14,931, after one loss-making year.
29-11
micro format · 121 days late
2019
29-09
micro format · 60 days late
2018
24-09
micro format · 55 days late
2017
31-08
micro format · 31 days late
2014
03-02
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Saldi in Dutch
Enterprise number
0544.890.768
Legal form
Private limited company
Status
Active, normale toestand
Founded
30-01-2014
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-06-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit…”
deed of 06-06-2024 (in Dutch)Registered office and establishments
Registered office
Martelarenlaan 32, 3010 Leuven, Belgium
Establishment unit
Saldi, Martelarenlaan 32, 3010 Leuven since 30-01-2014 · unit number 2.291.039.634
Activities
NACEBEL 2025VAT activities
69201
Certified accountants and tax accountants main activity
Social security (RSZ) activities
69201
Certified accountants and tax accountants main activity
Codes under NACEBEL 2008
VAT activities
69202
Legal and accounting activities main activity
Social security (RSZ) activities
69202
Legal and accounting activities main activity
Joint committee
336 Paritair Comité voor de vrije beroepen annual accounts 2025
Invoicing and payment
VAT number
BE 0544.890.768
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
1.1 ha
Building footprint
666 m²
Building volume
9,073 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24483E0012/00B003 | Flanders | 1.1 ha | 1 · 666 m² | 18.0 m · 5 |