SALAMANDER
ActiveSALAMANDER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20k and a net result of €-4k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 14% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40▼-1
Solvency40▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.13 in 2023; short-term debt: 68.2% and cash: 4.2% of total assets), and 85% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15%
Return on assets
-3.2%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
1 d early
2022
4 d early
2021
12 d early
2020
13 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k▼ 17.6%
2023 · €24k
2018: €11k
2019: €11k
2020: €17k
2021: €23k
2022: €24k
2023: €24k
2018 → 2024
Total assets
€131k▼ 4.4%
2023 · €137k
2018: €58k
2019: €108k
2020: €135k
2021: €164k
2022: €143k
2023: €137k
2018 → 2024
Net result
€-4k
2023 · €291
2018: €-1k
2019: €210
2020: €5k
2021: €6k
2022: €250
2023: €291
2018 → 2024
Working capital
€-2k
2023 · €11k
2018: €19k
2019: €28k
2020: €40k
2021: €23k
2022: €17k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€17k-€23k▲ 38.0%€24k▲ 1.1%€24k▲ 1.2%€20k▼ 17.6%
Operating result€15k-€16k▲ 8.4%€8k▼ 52.3%€6k▼ 25.4%€3k▼ 47.6%
Net result€5k-€6k▲ 17.1%€250▼ 96.1%€291▲ 16.5%€-4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 48% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €131k
Fixed assets
€44k=
Current assets
€88k▼ 6.5%
Equity and liabilities €131k
Equity
€20k▼ 17.6%
Debt
€112k▼ 1.7%
The debt ratio rises from 82.6% to 85.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €17k
Cash flow
€13k▲
2023 · €11k
Solvency
15.0%▼
2023 · 17.4%
Current ratio
0.98▼
2023 · 1.13
Quick ratio
0.98▼
2023 · 1.13
Debt / equity
5.67▲
2023 · 4.75
ROE
-21.4%▼
2023 · 1.2%
ROA
-3.2%▼
2023 · 0.2%
Interest coverage
3.00▲
2023 · 2.66
Debt
€112k▼
2023 · €113k
Debt ≤ 1 year
€89k▲
2023 · €83k
Debt > 1 year
€22k▼
2023 · €30k
Income taxes
€492▲
2023 · €-868
Staff costs
€51k▼
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€137k€131k▼
Fixed assets21/28€44k€44k=
Intangible fixed assets21-€15k
Tangible fixed assets22/27€44k€29k▼
Plant, machinery and equipment23€1k€985▼
Furniture and vehicles24€40k€26k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€94k€88k▼
Amounts receivable within one year40/41€76k€72k▼
Trade receivables40€73k€70k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€8k€6k▼
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€137k€131k▼
Equity10/15€24k€20k▼
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€541€-4k▼
Amounts payable17/49€113k€112k▼
Amounts payable after more than one year17€30k€22k▼
Financial debts170/4€30k€22k▼
Amounts payable within one year42/48€83k€89k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€54k€44k▼
Credit institutions430/8€54k€44k▼
Trade debts44€8k€26k▲
Suppliers440/4€8k€26k▲
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48€1k€2k▲
Accrued charges and deferred income492/3€400-
Income statement
Code20232024
Remuneration, social security and pensions62€52k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€17k▲
Other operating charges640/8€685€2k▲
Non-recurring operating charges66A-€116
Gross operating margin9900€70k€73k▲
Operating profit (loss)9901€6k€3k▼
Financial income75/76B€55€57▲
Recurring financial income75€55€57▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€-577€-4k▼
Income taxes67/77€-868€492▲
Profit (loss) for the period9904€291€-4k▼
Profit (loss) for the period to be appropriated9905€291€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€541€-4k▼
Profit (loss) brought forward from the previous period14P€250€541▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼1542%
Net result drops to €-4k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €6k ▲17.1%
Operating result €16k, net result €6k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
31-12
Financial
Back to profitnet €210
Net result €210 after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ekselsebaan 23940 Hechtel-EkselGround area
1,144 m²
Parcel 72013A0155/00S004, Flanders. Linked by address, not a title deed.
1 establishment unit
SALAMANDER
since 20152.246.337.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72013A0155/00S004 | Flanders | 1,144 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 12,936 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2015
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.