SALAER
ActiveSALAER has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €172k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+2
Solvency90▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.86 in 2024; short-term debt: 14.5% and cash: 5.6% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
7.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
on the day
2023
8 d late
2022
38 d early
2021
2 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€172k▲ 20.2%
2024 · €143k
2018: €28k
2019: €27k
2020: €26k
2021: €61k
2022: €139k
2023: €137k
2024: €143k
2018 → 2025
Working capital
€-158k▼ 183%
2024 · €-56k
2018: €247k
2019: €-63k
2020: €589k
2021: €69k
2022: €96k
2023: €-5k
2024: €-56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€868k-€1.01M▲ 16.0%€1.14M▲ 13.6%€1.29M▲ 12.5%€1.46M▲ 13.3%
Operating result€122k-€218k▲ 79.4%€211k▼ 3.4%€222k▲ 5.2%€268k▲ 20.8%
Net result€61k-€139k▲ 129%€137k▼ 1.3%€143k▲ 4.1%€172k▲ 20.2%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.25M
Fixed assets
€2.08M▲ 3.3%
Current assets
€169k▼ 50.2%
Equity and liabilities €2.25M
Equity
€1.46M▲ 13.3%
Debt
€789k▼ 25.9%
The debt ratio falls from 45.3% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€306k▲
2024 · €256k
Cash flow
€210k▲
2024 · €177k
Solvency
64.9%▲
2024 · 54.7%
Current ratio
0.52▼
2024 · 0.86
Quick ratio
0.47▼
2024 · 0.57
Debt / equity
0.54▼
2024 · 0.83
ROE
11.8%▲
2024 · 11.1%
ROA
7.6%▲
2024 · 6.1%
Interest coverage
18.80▲
2024 · 14.94
Debt
€789k▼
2024 · €1.06M
Debt ≤ 1 year
€327k▼
2024 · €394k
Debt > 1 year
€462k▼
2024 · €670k
Income taxes
€81k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.35M€2.25M▼
Fixed assets21/28€2.01M€2.08M▲
Tangible fixed assets22/27€520k€585k▲
Land and buildings22€491k€479k▼
Plant, machinery and equipment23€0€3k▲
Furniture and vehicles24€9k€87k▲
Other tangible fixed assets26€20k€16k▼
Financial fixed assets28€1.49M€1.49M=
Current assets29/58€338k€169k▼
Stocks and contracts in progress3€116k€15k▼
Stocks30/36€116k€15k▼
Amounts receivable within one year40/41€42k€24k▼
Trade receivables40€29k€11k▼
Other amounts receivable41€13k€13k=
Cash at bank and in hand54/58€179k€125k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.35M€2.25M▼
Equity10/15€1.29M€1.46M▲
Contributions10/11€313k€313k=
Capital10€313k€313k=
Issued capital100€313k€313k=
Reserves13€975k€1.15M▲
Non-distributable reserves130/1€31k€31k=
Legal reserve130€31k€31k=
Distributable reserves133€944k€1.12M▲
Amounts payable17/49€1.06M€789k▼
Amounts payable after more than one year17€670k€462k▼
Financial debts170/4€670k€462k▼
Amounts payable within one year42/48€394k€327k▼
Current portion of amounts payable after more than one year42€223k€208k▼
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€78k€52k▼
Taxes450/3€78k€52k▼
Other amounts payable47/48€84k€61k▼
Income statement
Code20242025
Non-recurring operating income76A€65-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k▲
Other operating charges640/8€39k€38k▼
Gross operating margin9900€295k€344k▲
Operating profit (loss)9901€222k€268k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€17k€16k▼
Recurring financial charges65€17k€16k▼
Profit (loss) for the period before taxes9903€204k€253k▲
Income taxes67/77€62k€81k▲
Profit (loss) for the period9904€143k€172k▲
Profit (loss) for the period to be appropriated9905€143k€172k▲
Appropriation of the result
Profit (loss) to be appropriated9906€143k€172k▲
Transfer to equity691/2€143k€172k▲
To other reserves6921€143k€172k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 17 days late
2025
31-12
Financial
Highest result since 2018net €172k ▲20.2%
Operating result €268k, net result €172k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.01M ▲16%
5 profitable years in a row build equity to €1.01M.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €26k ▼7%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 10current ratio 7.44
Current ratio from 0.75 to 7.44; short-term debt falls from €253k to €91k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mezenstraat 122460 KasterleeGround area
1.0 ha
Building footprint
630 m²
Volume, LiDAR
3,396 m³
Parcel 13018D0216/00D000, Flanders · tallest building 12.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AUTOSALON LIMBURG
since 20032.122.381.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018D0216/00D000 | Flanders | 1.0 ha | 1 · 630 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERRIPA
BE 0883.346.138
Izegem · Eq €1.47M
BOCQUET
BE 0430.319.021
Ukkel · Eq €1.45M
TH Trucks Charleroi
BE 0861.161.149
Charleroi · Eq €1.47M
V MOTORS
BE 0822.220.795
Puurs-Sint-Amands · Eq €1.47M
LOUYET USED CARS
BE 0435.448.044
Charleroi · Eq €1.43M
Of 2,131 companies in sector 46711 we hold annual accounts for 1,126. 538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-04-1996
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
68203Renting and operating of own or leased non-residential real estate, excluding land
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.