Skip to content

SAKO

Active
Private limited companyfounded 201313 yrs activeHeikruisesteenweg(BO) 19, 1670 Pepingen, BelgiumKBO/BCE: BE 0534.982.318

SAKO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
55 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-24
Solvency34▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.86 in 2024; short-term debt: 74.6% and cash: 0.3% of total assets), and 90.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 31540 sector peers (2025).
NBB · sector comparison
Position among 31540 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
40 d late
2023
2 d late
2022
2 d late
2021
138 d late
2020
26 d late
2019
8 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€66k▲ 21.6%
2024 · €54k
2019: €15k 2020: €14k 2021: €17k 2022: €-6k 2023: €-18k 2024: €54k
2019 → 2025
Total assets
€701k▲ 3.0%
2024 · €681k
2019: €138k 2020: €386k 2021: €420k 2022: €385k 2023: €367k 2024: €681k
2019 → 2025
Net result
€12k▼ 85.0%
2024 · €79k
2019: €-13k 2020: €-2k 2021: €3k 2022: €-24k 2023: €-11k 2024: €79k
2019 → 2025
Working capital
€-38k▲ 45.9%
2024 · €-71k
2019: €9k 2020: €-6k 2021: €941 2022: €-51k 2023: €-86k 2024: €-71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€17k-€-6k€-18k▼ 170%€54k€66k▲ 21.6%
Operating result€-15k-€-25k▼ 73.1%€-5k▲ 79.8%€91k€18k▼ 79.9%
Net result€3k-€-24k€-11k▲ 53.5%€79k€12k▼ 85.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €-15k€-15kNet result 2021: €3k€3kOperating result 2022: €-25k€-25kNet result 2022: €-24k€-24kOperating result 2023: €-5k€-5kNet result 2023: €-11k€-11kOperating result 2024: €91k€91kNet result 2024: €79k€79kOperating result 2025: €18k€18kNet result 2025: €12k€12k20212022202320242025
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets €217k▼ 16.0%
Current assets €484k▲ 14.5%
Equity and liabilities €701k
Equity €66k▲ 21.6%
Debt €635k▲ 1.4%
The debt ratio falls from 92.0% to 90.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€60k
2024 · €132k
Cash flow
€53k
2024 · €120k
Solvency
9.4%
2024 · 8.0%
Current ratio
0.93
2024 · 0.86
Quick ratio
0.91
2024 · 0.84
Debt / equity
9.59
2024 · 11.51
ROE
17.8%
2024 · 144.4%
ROA
1.7%
2024 · 11.5%
Interest coverage
4.63
2024 · 89.44
Debt
€635k
2024 · €626k
Debt ≤ 1 year
€523k
2024 · €494k
Debt > 1 year
€112k
2024 · €132k
Income taxes
€0
2024 · €11k
Staff costs
€0
2024 · €-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€681k€701k
Fixed assets21/28€258k€217k
Intangible fixed assets21€424€364
Tangible fixed assets22/27€257k€216k
Land and buildings22€70k€59k
Plant, machinery and equipment23€188k€157k
Furniture and vehicles24€213€182
Current assets29/58€423k€484k
Stocks and contracts in progress3€9k€8k
Stocks30/36€9k€8k
Amounts receivable within one year40/41€413k€474k
Trade receivables40€328k€383k
Other amounts receivable41€85k€91k
Cash at bank and in hand54/58€259€2k
Deferred charges and accrued income490/1€539€302
Equity and liabilities
Total equity and liabilities10/49€681k€701k
Equity10/15€54k€66k
Contributions10/11€19k€19k=
Reserves13€36k€48k
Non-distributable reserves130/1€267€0
Reserves not available under the articles1311€267€0
Distributable reserves133€36k€48k
Profit (loss) carried forward14€0-
Amounts payable17/49€626k€635k
Amounts payable after more than one year17€132k€112k
Financial debts170/4€131k€112k
Advances received on contracts in progress176€921€0
Amounts payable within one year42/48€494k€523k
Current portion of amounts payable after more than one year42€28k€29k
Trade debts44€60k€11k
Suppliers440/4€60k€11k
Advances received on contracts in progress46€355k€426k
Taxes, remuneration and social security45€12k€17k
Taxes450/3€12k€17k
Remuneration and social security454/9€0-
Other amounts payable47/48€39k€41k
Income statement Code20242025
Remuneration, social security and pensions62€-1k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€41k
Other operating charges640/8€2k€554
Non-recurring operating charges66A€0€1k
Gross operating margin9900€133k€62k
Operating profit (loss)9901€91k€18k
Financial income75/76B€0€6k
Recurring financial income75€0€6k
Financial charges65/66B€1k€13k
Recurring financial charges65€1k€13k
Profit (loss) for the period before taxes9903€90k€12k
Income taxes67/77€11k€0
Profit (loss) for the period9904€79k€12k
Profit (loss) for the period to be appropriated9905€79k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€36k€12k
Profit (loss) brought forward from the previous period14P€-43k€0
Transfer to equity691/2€36k€12k
To other reserves6921€36k€12k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
10-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
31-03
Financial Back to profitnet €79k
Net result €79k after 2 loss-making years.
2023
02-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2022
02-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
31-03
Financial Weakest financial yearnet €-24k ▼895%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
18-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 138 days late
2021
31-03
Financial Back to profitnet €3k
Net result €3k after 2 loss-making years.
2020
26-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2019
08-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 8 days late
2018
30-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
18-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 138 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 2 establishment units since 2013
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heikruisesteenweg(BO) 191670 Pepingen
Ground area
4,243 m²
Building footprint
1,518 m²
Volume, LiDAR
7,750 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
SAKO
Heikruisesteenweg(BO) 19, 1670 PepingenManufacture of beverages
since 20132.267.470.614
Brouwerij SAKO
Tombergstraat 5, 1760 RoosdaalWholesale of beverages, general range
since 20222.336.880.943
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23010B0037/00W002 Flanders 2,208 m² 1 · 452 m² 8.0 m · 2 fl.
23097D0395/00K000 Flanders 2,035 m² 1 · 1,066 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Pepingen2.267.470.614
1 permission
Toelating · Brouwerij · since 18-12-2019

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,435 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-06-2013
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:koen@brouwerijsako.be
Establishment Roosdaal 2.336.880.943
Phone:0479979609
Establishment Roosdaal 2.336.880.943