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SAINTE-WALBURGE COLLECTION

Active
Private limited companyfounded 2012active for 13 yearsRue Sainte-Walburge 93, 4000 Liège, BelgiumKBO/BCE: BE 0849.975.366
Summary

SAINTE-WALBURGE COLLECTION has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,842 and a net result of -€7,316. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 36% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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SAINTE-WALBURGE COLLECTIONActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of other second-hand goods, excluding clothing
NACE 47793
1 site
Size
€116,470total assets 2025
Equity
€19,842
Loss
-€7,316
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 42 days early1 of 2 deeds summarised
Why 83raises riskSector: Retail trade (NACE 47)Loss of €7,316 (financial year 2025)lowers riskLiquidity: current ratio 1.33, cash €60,230Founded in 2012Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 42-4
equity 17.0% of total assets
Liquidity 60-7
short-term debt 74.1% · cash 51.7%
Profitability 11-22
return on assets -6.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.3%▲ +0.2 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.33, compared with 1.55 in 2024, below the usual 1.5; short-term debt: 74.1% and cash: 51.7% of total assets), and 83% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 33% on solvency, 67% on liquidity, 18% on profitability and 17% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.33, cash €60,230
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Loss of €7,316 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
1 day early
2023
49 days early
2022
47 days early
2021
3 days early
2020
17 days early
2019
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €116,470 View

By topic

Financials

Financial year
2025
Total assets
€116,470
Loss
-€7,316
Solvency
17.0%
Total assets▼ 7.8%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2014
Next accounts
by 31-07-2027
  1. 21-11-2023Resignations: SCIUS Yves (manager) and BONJEAN Patricia…
  2. 14-06-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of other second-hand goods, excluding clothingNACE 47793
Founded
29-10-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Purpose
“Le commerce de détail d’or,de métaux précieux,de tous articles d’orfèvrerie,de…” (deed in French)
Go to Articles of association

Key facts about SAINTE-WALBURGE COLLECTION

What is the company number of SAINTE-WALBURGE COLLECTION?
0849.975.366. In Belgium the VAT number is the company number with BE in front: BE 0849.975.366.
Where is SAINTE-WALBURGE COLLECTION based?
The registered office is at Rue Sainte-Walburge 93, 4000 Liège.Company details
What does SAINTE-WALBURGE COLLECTION do?
According to the KBO register, the main activity is retail sale of other second-hand goods, excluding clothing (NACE 47793).
What is the legal form of SAINTE-WALBURGE COLLECTION?
Private limited company (BV).
When was SAINTE-WALBURGE COLLECTION founded?
On 29-10-2012.
Is SAINTE-WALBURGE COLLECTION still active?
Yes, SAINTE-WALBURGE COLLECTION is an active enterprise in the KBO register.
What is the turnover of SAINTE-WALBURGE COLLECTION?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SAINTE-WALBURGE COLLECTION profitable?
In financial year 2025, SAINTE-WALBURGE COLLECTION made a loss of €7,316.
Where can I find the annual accounts of SAINTE-WALBURGE COLLECTION?
SAINTE-WALBURGE COLLECTION filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAINTE-WALBURGE COLLECTION due?
By 31-07-2027, for financial year 2026.Timeline

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