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SAINT-BENOIT

Active
Private limited company (pre-2019)founded 198442 yrs activeRoute du Chateau d'Eau(Pessoux) 8, 5590 Ciney, BelgiumKBO/BCE: BE 0426.210.872
Summary

SAINT-BENOIT has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11,653 and a net result of €8,432. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 6727 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Scheduled passenger transport by road
NACE 49310NACE 45331
1 site
Size
€21,517turnover 2024
Equity
€11,653
Profit
€8,432
Financial health
57 Fair Checked score 2024
Bankruptcy chance 12 m
1.2%
Structure
Accounts 65 d overdue0 of 2 deeds read
Why 57Capped at 59: a confirmed filing finding- 1 financial year not filed after the legal deadline; latest accounts 106 days late; 3 of the last 3 late- Figures for FY 2024 (filed 15-11-2025)+ Founded in 1984+ Liquidity: current ratio 1.00, cash €3,951Show the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 72% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 87+59
equity 61.6% of total assets
Liquidity 58+42
short-term debt 38.4% · cash 20.9%
Profitability 100=
return on assets 44.6%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,995 companies)
Last 24 months 11-2024: 3.1% 12-2024: 3.1%● 0.0% vs 11-2024 01-2025: 3.1%▲ +1.9% vs 12-2024 02-2025: 3.1%● 0.0% vs 01-2025 03-2025: 3.2%▲ +0.1% vs 02-2025 04-2025: 3.2%▲ +1.1% vs 03-2025 05-2025: 3.1%▼ -3.1% vs 04-2025 06-2025: 2.9%▼ -7.1% vs 05-2025 07-2025: 3.1%▲ +9.2% vs 06-2025 08-2025: 3.7%▲ +18.7% vs 07-2025 09-2025: 4.2%▲ +13.7% vs 08-2025 10-2025: 4.7%▲ +11.9% vs 09-2025 11-2025: 4.9%▲ +2.7% vs 10-2025highest value 12-2025: 0.7%▼ -84.9% vs 11-2025 01-2026: 0.8%▲ +2.3% vs 12-2025 02-2026: 0.8%▲ +1.1% vs 01-2026 03-2026: 0.8%▲ +0.7% vs 02-2026 04-2026: 0.8%▲ +2.9% vs 03-2026 05-2026: 0.8%▼ -1.7% vs 04-2026 06-2026: 0.7%▼ -8.7% vs 05-2026lowest value 07-2026: 0.7%▲ +5.7% vs 06-2026 08-2026: 0.8%▲ +13.9% vs 07-2026 09-2026: 0.9%▲ +9.3% vs 08-2026 10-2026: 1.2%▲ +33.4% vs 09-2026
  • Founded in 1984 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 106 days late; 3 of the last 3 late raises the probability
  • Figures for FY 2024 (filed 15-11-2025) raises the probability
  • Liquidity: current ratio 1.00, cash €3,951 lowers the probability
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 1.0 against 1.33 in 2023; short-term debt: 38.4% and cash: 20.9% of total assets), and 38.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 73%, liquidity 65%, profitability 94%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Founded in 1984
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 106 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Figures for FY 2024 (filed 15-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.00, cash €3,951
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
106 d late
2023
89 d late
2022
105 d late
2021
6 d early
2020
30 d late
2019
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 64 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Liquidity doublescurrent ratio 1.33

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Active since 1984founded 30-06-1984 42 years View
  • Turnover 20244 fiscal years filed €21,517 View

By topic

Financials

Fiscal year
2024
Turnover
€21,517
Profit
€8,432
Solvency
61.6%
Turnover▼ 22.4%
Net result
20212024
Go to Financials

Timeline

Events
14
Since
2016
  1. 14-11-2025Annual accounts filed
  2. 28-10-2024Annual accounts filed
  3. 31-12-2023Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Scheduled passenger transport by roadNACE 49310
Founded
30-06-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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