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SAILS

Active Private limited company (pre-2019)founded 1990active for 35 yearsKasteelstraat 53, 9140 TemseKBO/BCE: BE 0442.430.658

Overview

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1991
peak €43,896 (2021)
-€5,475▼ €16,815
lowest -€18,436 (2024)
-€18,436▼ €17,052
peak €122,976 (2021)
€90,910▼ 16.9%
€22,147▲ 74.0%
Documentsfilings and deeds
31-12-2025153 days late
2024micro format
Gross margin from €11,340 to -€5,475Loss of €18,436Equity from €109,346 to €90,910Debts from €12,728 to €22,147

Key points

from the 2024 annual accounts

Losses

-€32,066 in three years
-12,2462022-1,3842023-18,4362024

Every financial year from 2022 to 2024 closed with a loss. 2024 was the heaviest.

Filings

34 annual accounts 105 days past the deadline
AprilJune31 JulyOctober200020102020

2025 accounts not filed: deadline was 31-07-2026.

Position in the sector

-€18,436

Lower net result than 88% of companies in retail trade. Sector median €4,554 · 25,614 companies.

Turnover not published (abbreviated or micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 5,843 companies had the same profile as SAILS has now. Each dot stands for 15 companies, two years later.

84.3%
were still trading
13.6%
stopped another way
1.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,843 companies, not a prediction for SAILS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0442430658
First establishment Kasteelstraat 53, Temse
Incorporation published on 29-12-1990 · Gazette deed
All 44 events

Comparable companies

same main activity, similar in size and age
Company
SAILS Temse €113,057 -€5,475 80.4% -
JUTA Merchtem €103,312 -€6,991 3.7% -
AQUA-LADEUZE Beloeil €31,807 €588 39.9% -
NEUSJE Antwerp €21,341 €1,177 21.7% -
TAMAX FOOD Nazareth-De Pinte €33,709 €5,367 -112.2% -
DINA Antwerp €17,340 -€5,998 83.6% -
VISSPECIAALZAAK DE MAEYER Willebroek €145,779 €9,484 60.0% -

These companies have the same main activity as SAILS: retail trade (NACE 47230). They are comparable in size and age: total assets between €17,300 and €146,000, founded between 1988 and 2013.

Official details

Source: KBO
Status
Active since 05-12-1990Normal situation
Activity
Retail tradeNACE 47230
Establishment unit
2.051.041.6409140 Temse, since 15-01-1991
Financial year end
31 December
Peppol
Reachable since 23-09-2026
Company details

Annual accounts 2024

-€5,475
€18,436▲ 13×
€90,910▼ 16.9%
€113,057▼ 7.4%
Filing
Filed on 31-12-2025
Financials

Insights on SAILS

SAILS files the micro format. That format states no turnover. The gross margin fell from €32,506 in 2005 to -€5,475 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 31-12-2025, 153 days late

2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 13 November 2026.

-€5,475
▼ €16,815
-€14,360
▼ €17,150
-€9,371
▼ €17,150
-€13,447
▼ €17,052
80.4%
▼ 9.2 percentage points
4.80
▼ 3.87

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.

Money flows

no detail for 2024

Balance sheet

balance sheet total €113,057 on 31-12-2024
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

80.4%

Higher than 88% of 25,636 companies in 2024.

4.80

Higher than 87% of 24,690 companies in 2024.

-16.3%

Higher than 13% of 24,860 companies in 2024.

SAILS Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20242023202220212020201920182017201620152014201320122011201020092008200720062005
Balance sheet: assets
20/58 113,057122,074131,770131,570109,90784,08188,12685,03495,211101,894107,200124,254129,406125,668143,595163,392154,622150,787168,168158,996
21/28 6,71711,70616,69527,65211,96217,93018,26722,82727,38735,45543,73053,60063,67655,95865,30267,01574,66378,83084,43996,531
22/27 6,69011,67916,66827,62511,93517,90318,24022,80027,36035,42843,70353,57363,64955,93165,27566,98874,63678,80384,41296,504
22 ---4,5609,12013,68018,24022,80027,36031,92036,48041,04045,60050,16054,72059,28063,84068,40073,67278,944
23 4,1656,6299,09312,4071,7002,550----2072,0094,0175,7717,7482,0932,374--3,240
24 2,5255,0507,57510,6581,1151,673---3,5087,01610,52414,03202,8075,6158,42210,40310,74014,320
28 2727272727272727272727272727272727272727
29/58 106,340110,368115,075103,91897,94566,15169,85962,20767,82466,43963,47070,65465,73069,71078,29396,37779,95971,95783,72962,465
29 24,40224,40224,40224,40217,40017,40017,40017,40017,40017,400----------
291 24,40224,40224,40224,40217,40017,40017,40017,40017,40017,400----------
3 5675665675674625444,5574,5574,5577,6478558558558559518251,3772,453394470
30/36 5675665675674625444,5574,5574,5577,6478558558558559518251,3772,453394470
40/41 4,0771,4935,5724,5005,0933,62220,4914,4076,35111,32732,58241,14338,47635,90443,33448,00445,58539,14935,37028,644
40 --3,5103,531-10618,2882,5042,2766,75912,18911,5725,9628,29219,33322,70618,60813,72010,2953,138
41 4,0771,4932,0629695,0933,5162,2031,9034,0754,56820,39329,57132,51427,61224,00125,29826,97725,42925,07525,506
50/53 ------------------12,527-
54/58 73,58570,46571,57161,48762,02731,62214,44822,88026,55317,10217,07028,65626,39932,95132,45045,99031,43928,79635,37633,351
490/1 3,70913,44212,96312,96212,96312,96312,96312,96312,96312,96312,963---1,5581,5581,5581,55962-
Balance sheet: equity and liabilities
10/49 113,057122,074131,770131,570109,90784,08188,12685,03495,211101,894107,200124,254129,406125,668143,595163,392154,622150,787168,168158,996
10/15 90,910109,346110,730122,97694,36280,49084,26570,82670,49768,96377,02675,02068,72766,30574,99279,66666,93566,12163,16053,763
10/11 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
10 18,59218,59218,59218,592----------------
100 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
13 16,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93416,93411,56511,565
130/1 1,8591,8591,8591,8591,859---------------
130 1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
132 5,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,3695,369--
133 9,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,7069,706
14 55,38473,82075,20487,45058,83644,96448,73935,30034,97133,43741,50039,49433,20130,77939,46644,14031,40930,59533,00323,606
17/49 22,14712,72821,0408,59415,5453,5913,86114,20824,71432,93130,17449,23460,67959,36368,60383,72687,68784,666105,008105,233
17 --------2,64511,30317,98827,08437,62844,52851,31461,57068,90973,48583,74196,421
170/4 --------2,64511,30317,98827,08437,62844,52851,31461,57068,90973,48583,74196,421
42/48 22,14712,72821,0408,59415,5453,5913,86114,20822,06921,62812,18622,15023,05114,83517,28922,15618,77811,18121,2678,812
42 333------1,5118,6588,6586,1589,0576,0846,8326,8326,2374,9817,6285,027-
44 19,8798,41118,2966,17710,0926969669,95511,26111,0955,44911,72716,1147,44810,45711,27312,6402,98615,6448,376
440/4 19,8798,41118,2966,17710,0926969669,95511,26111,0955,44911,72716,1147,44810,45711,27312,6402,98615,6448,376
45 287267--2,5962,5742,5742,3572,1341,8595791,366853555-2,1461,157567596436
450/3 287267--2,5962,5742,5742,3572,1341,8595791,366853555-2,1461,157567596436
47/48 1,6484,0502,7442,4172,8573213213851616-----2,500----
Income statement
70 ------------------207,906-
9900 -5,47511,3407,14643,89628,8666,52020,99711,80913,79211,33212,68519,80315,7218,93015,58830,77722,18131,65132,51032,506
60/61 ------------------175,396-
630 4,9894,98910,9569,2545,9685,9684,5604,5608,0688,2759,87010,07610,6499,96410,0198,3148,14718,61312,09214,569
640/8 3,8963,5613,1263,9933,0583,9262,7042,7282,7772,8892,8562,5652,3742,7662,4842,3643,6282,5962,4551,999
66A --------------4,479-----
9901 -14,3602,790-6,93630,64919,840-3,37413,7334,5212,947168-417,1622,698-3,8003,08520,09910,40610,44217,96315,938
75/76B 15911------1031151,6391,9871,9232,4372,8702,6982,8412,0342,306
75 15911------1031151,6391,9871,9232,4372,8702,6982,8412,0342,306
65/66B 1881851831452222332941921,4251,7761,9662,3782,3103,3313,5353,9055,4456,3235,9274,685
65 1881851831452222332941921,4251,7761,9662,3782,3103,3313,5353,9055,4456,3235,9274,685
9903 -14,3892,616-7,11930,50419,618-3,60713,4394,3291,532-1,577-1,9926,4232,375-5,208-2,49219,0647,6596,96014,07013,559
67/77 4,0474,0005,1271,8905,746168-4,000-26,486-3,998130-473,4792,1823,8336,8453,9994,6732,801
9904 -18,436-1,384-12,24628,61413,872-3,77513,4393291,534-8,0632,0066,2932,422-8,687-4,67415,2318142,9619,39710,758
9905 -18,436-1,384-12,24628,61413,872-3,77513,4393291,534-8,0632,0066,2932,422-8,687-4,67415,2318142,9619,39710,758
Appropriation of the result
9906 55,38473,82075,20487,45058,83644,96448,73935,30034,97133,43741,50039,49433,20130,77939,46646,64031,40935,96433,00323,606
14P 73,82075,20487,45058,836----------------
691/2 -----------------5,369--
6921 -----------------5,369--
694/7 ---------------2,500----
695 ---------------2,500----
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 14 older financial years (1991-2004) were filed as documents without figures as data, scans for example.

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 31-12-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2024 micro format 31-12-2025 2026-00001627 PDF
31-12-2023 micro format 12-12-2024 2024-00615525 PDF
31-12-2022 micro format 14-12-2023 2023-00528448 PDF
31-12-2021 micro format 28-12-2022 2022-20547756 PDF
31-12-2020 abbreviated format 17-12-2021 2021-80400591 PDF
31-12-2019 abbreviated format 30-12-2020 2020-77800017 PDF
31-12-2018 abbreviated format 31-10-2019 2019-72700109 PDF
31-12-2017 abbreviated format 29-09-2018 2018-67100014 PDF
31-12-2016 abbreviated format 30-09-2017 2017-65700005 PDF
31-12-2015 abbreviated format 30-11-2016 2016-69000050 PDF
31-12-2014 abbreviated format 31-10-2015 2015-66200372 PDF
31-12-2013 abbreviated format 03-01-2015 2015-00200326 PDF
31-12-2012 abbreviated format 30-11-2013 2013-67500292 PDF
31-12-2011 abbreviated format 31-05-2013 2013-14600280 PDF
31-12-2010 abbreviated format 30-10-2011 2011-59400300 PDF
31-12-2009 abbreviated format 02-11-2010 2010-60000224 PDF
31-12-2008 abbreviated format 31-08-2009 2009-73900275 PDF
31-12-2007 abbreviated format 12-03-2009 2009-07200216 PDF
31-12-2006 abbreviated format 12-03-2009 2009-07200215 PDF
31-12-2005 abbreviated format 12-03-2009 2009-07200206 PDF
31-12-2004 abbreviated format 30-09-2005 2005-78602439 PDF
31-12-2003 abbreviated format 30-09-2005 2005-78602452 PDF
31-12-2002 abbreviated format 26-09-2003 2003-69503043 PDF
31-12-2001 abbreviated format 22-07-2003 2003-48203300 PDF
31-12-2000 abbreviated format 01-02-2002 2002-03203220 PDF
31-12-1999 abbreviated format 07-11-2000 2000-70301134 PDF
31-12-1998 abbreviated format 26-11-1999 1999-60602094 PDF
31-12-1997 abbreviated format 01-12-1998 1998-59801622 PDF
31-12-1996 abbreviated format 11-12-1997 1997-56304585 PDF
31-12-1995 abbreviated format 11-12-1996 1996-53103936 PDF
31-12-1994 abbreviated format 30-05-1995 1995-10104722 PDF
31-12-1993 abbreviated format 28-10-1994 1994-45801658 PDF
31-12-1992 abbreviated format 03-09-1993 1993-34601954 PDF
31-12-1991 abbreviated format 04-01-1993 1993-00102453 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20242023202220212020201920182017201620152014201320122011201020092008200720062005
-9,3717,7794,02039,90325,8082,59418,2939,08111,0158,4439,82917,23813,3476,16413,10428,41318,55329,05530,05530,507
-13,4473,605-1,29037,86819,8402,19317,9994,8899,60221211,87616,36913,0711,2775,34523,5458,96121,57421,48925,327
00-124,94405,63100000018,3676208,3066663,98013,004017,900
3,120-1,10610,084-54030,40517,174-8,432-3,6739,45132-11,5862,257-6,552501-13,54014,5512,643-6,5802,025-
84,19397,64094,03595,32482,40062,56065,99847,99945,75544,81151,28448,50442,67954,87561,00474,22161,18160,77662,46253,653
------------------8.6%-
80.4%89.6%84.0%93.5%85.9%95.7%95.6%83.3%74.0%67.7%71.9%60.4%53.1%52.8%52.2%48.8%43.3%43.9%37.6%33.8%
4.808.675.4712.096.3018.4218.094.383.073.075.213.192.854.704.534.354.266.443.947.09
4.788.635.4412.036.2718.2716.914.062.872.725.143.152.814.644.474.314.186.223.927.04
0.240.120.190.070.160.040.050.200.350.480.390.660.880.900.911.051.311.281.661.96
-20.3%-1.3%-11.1%23.3%14.7%-4.7%15.9%0.5%2.2%-11.7%2.6%8.4%3.5%-13.1%-6.2%19.1%1.2%4.5%14.9%20.0%
-16.3%-1.1%-9.3%21.7%12.6%-4.5%15.2%0.4%1.6%-7.9%1.9%5.1%1.9%-6.9%-3.3%9.3%0.5%2.0%5.6%6.8%
-49.8542.0521.97over 100----------------
------------------18 days-
------------------33 days-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2024202320222021
Tangible fixed assets---€24,944
€4,989€4,989€10,956€9,254

Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)

Insights on SAILS

The operating result for 2024 is a loss of €14,360, after a profit of €2,790 in 2023. It is the lowest result since 2005.

Debt's share of the balance-sheet total rises from 10.4% to 19.6%. Equity is lower and debt is higher.

Timeline

Timeline

44 events since 1990
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0442430658
2025
Annual accounts 2024 filed PDFmicro format · 153 days late
2024
Weakest financial year net -€18,436 The net result drops to -€18,436, the lowest from 2005 to 2024.
Annual accounts 2023 filed PDFmicro format · 134 days late
2023
Annual accounts 2022 filed PDFmicro format · 136 days late
2022
Annual accounts 2021 filed PDFmicro format · 150 days late
2021
Highest result from 2005 to 2024 net €28,614 ▲106% The operating result of €30,649 and the net result of €28,614 are both a record.
Equity above €100,000 equity €122,976 ▲30.3% After 2 profitable years in a row, equity reaches €122,976.
Annual accounts 2020 filed PDFabbreviated format · 139 days late
2020
Back to profit net €13,872 The net result is €13,872, after one loss-making year.
Annual accounts 2019 filed PDFabbreviated format · 152 days late
2019
Annual accounts 2018 filed PDFabbreviated format · 92 days late
2018
Liquidity more than quadruples current ratio 18.09 The current ratio rises from 4.38 to 18.09. Short-term debt falls from €14,208 to €3,861.
Annual accounts 2017 filed PDFabbreviated format · 60 days late
2017
Annual accounts 2016 filed PDFabbreviated format · 61 days late
2016
Back to profit net €1,534 The net result is €1,534, after one loss-making year.
Annual accounts 2015 filed PDFabbreviated format · 122 days late
2015
Annual accounts 2014 filed PDFabbreviated format · 92 days late
Annual accounts 2013 filed PDFabbreviated format · 156 days late
2013
Annual accounts 2012 filed PDFabbreviated format · 122 days late
Annual accounts 2011 filed PDFabbreviated format · 304 days late
2012
Back to profit net €2,422 The net result is €2,422, after 2 loss-making years.
2011
Annual accounts 2010 filed PDFabbreviated format · 91 days late
2010
Annual accounts 2009 filed PDFabbreviated format · 94 days late
2009
Annual accounts 2008 filed PDFabbreviated format · 31 days late
Annual accounts 2005 filed PDFabbreviated format
Annual accounts 2006 filed PDFabbreviated format · 590 days late
Annual accounts 2007 filed PDFabbreviated format · 224 days late
2005
Annual accounts 2003 filed PDFabbreviated format
Annual accounts 2004 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
Annual accounts 2001 filed PDFabbreviated format
2002
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed NBBabbreviated format
1997
Annual accounts 1996 filed NBBabbreviated format
1996
Annual accounts 1995 filed NBBabbreviated format
1995
Annual accounts 1994 filed NBBabbreviated format
1994
Annual accounts 1993 filed NBBabbreviated format
1993
Annual accounts 1992 filed NBBabbreviated format
Annual accounts 1991 filed NBBabbreviated format
1991
First establishment Kasteelstraat 53, Temse
1990
Incorporation published on 29-12-1990

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 5 December 1990, SAILS was incorporated.1 Total assets went from €88,126 in 2018 to €113,057 in 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2024

Company details

Identity

Enterprise number
0442.430.658
VAT number
BE 0442.430.658
Peppol ID
0208:0442430658
Other Peppol ID
9925:BE0442430658
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
05-12-1990
Financial year
ends on 31 December
Peppol
Reachable since 23-09-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SAILS in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
47230 Retail trade main activity
Codes under NACEBEL 2008
47230 Retail trade main activity
Codes under NACEBEL 2003
52230 main activity

Registered office and establishments

1 establishment
Establishment Since Unit numberFASFC approval
Kasteelstraat 53 registered office 9140 Temse 15-01-1991 2.051.041.640 Fish shop

Buildings and parcels at the address

Ground area
470 m²
Buildings
128 m²
Volume, LiDAR
759 m³
Tallest building
12.4 m
Buildings to scale, each on its own parcel
128 m², 12.4 m 128 m², 12.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
46302D0713/00F000470 m² 1 · 128 m² 12.4 m · 2

Recognitions

Food safety, FASFC

1 site
Temseunit number 2.051.041.640
1 permission
Authorisation · Fish shop · since 16-10-2008

Source: FAVV-AFSCA, open data, updated on 02-11-2026