Skip to content

SAIFA

Active Risk: low
Private limited companyfounded 2023active for 3 yearsMerellaan 13, 1860 Meise, BelgiumKBO/BCE: BE 0802.478.129
Summary

SAIFA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low). No annual accounts have been filed with the National Bank.

Overview

Activity
Computer programming
NACE 62100
1 site
Size
No accounts filed yet
Financial health
Bankruptcy probabilitywithin 12 months
1.1%
No score: no figures
Signalsraises riskFounded in 2023No annual accounts with figureslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Bankruptcy probability

Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,166 companies, NACE 62, without accounts)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 1.1%▲ +0.5 percentage points vs 12-2025highest value 02-2026: 1.0%▼ -0.1 percentage points vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.1%▲ +0.1 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Three signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · No annual accounts with figures
NBB · filings
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. IncorporationAppointment: CARVALHO ALVES Silvia Andreia…

Financials

No annual accounts filed
No annual accounts of this company are filed with the National Bank. As a private limited company it is required to file; a dormant company does still have to file.

Similar companies · same sector and region

No filed accounts are known for this company, so a size comparison is not possible. These companies share only the sector and the region. Of the 16,999 active companies whose main activity is computer programming (NACE 62100), figures are known for 9,006. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
CARVALHO ALVES Silvia Andreia
Director · since 09-06-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CARVALHO ALVES Silvia Andreia
  • Director, from 09-06-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 09-06-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 09-06-2023 Incorporation · €2,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SAIFA was incorporated on 7 June 2023 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2023, CARVALHO ALVES Silvia Andreia has served as director of the company.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-06-2023

Acts, filings and financial milestones

2023
09-06
Gazette deed Incorporation
Appointment: CARVALHO ALVES Silvia Andreia (director) · Founder · Founding capital7 facts ▸
  • Incorporation, 05-06-2023
  • Founder, CARVALHO ALVES Silvia Andreia
  • Founding capital, €2,000
  • Registered office clause, “1860 Meise,Merellaan 13” (deed in Dutch)
  • Board rule, 1
  • Director appointment, CARVALHO ALVES Silvia Andreia (director)
  • General meeting, “benoeming bestuurder, bijzondere algemene vergadering” (deed in Dutch)
Gazette deed
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded07-06-2023
Activities, NACEBEL 2025
62100Computer programming
47120Other non-specialised retail sale
62200Computer consultancy and computer facilities management
82990Other business support services
96993Pet care services, excluding veterinary services
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
336 m²
Building footprint
64 m²
Building volume
640 m³
Parcel 23050G0264/00H000, Flanders · tallest building 12.3 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Saifa
Merellaan 13, 1860 MeiseComputer programming
since 2023unit no. 2.345.956.381
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23050G0264/00H000 Flanders 336 m² 1 · 64 m² 12.3 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“De groot- en kleinhandel,in- en uitvoer,transport,opslag en verpakking,alle handelsactiviteiten van allerhande producten via e-commerce…” (deed in Dutch)
18 activities (deed in Dutch)
  1. De groot- en kleinhandel,in- en uitvoer,transport,opslag en verpakking,alle handelsactiviteiten van allerhande producten via e-commerce
  2. Pensions voor huisdieren,zonder gezondheidszorg
  3. Alle activiteiten,zoals onderzoek,advies,dienstverlening en assistentie op het vlak van management,consulting,marketing,communicatie en opleiding.Tussenkomsten die ondermeer gericht zijn op de personeels-politiek,aanwerving en selectie van personeel,personeelssurvey,coaching,bedrijfsorganisatie en training
  4. De uitbating van een studie,organisatie en raadgevend bureau inzake economische,handels,fiscale,juridische en sociale aangelegenheden
  5. Het beheren van bedrijven ondermeer door het uitvoeren van of het deelnemen in de organisatie,herstructurering of leiding
  6. Het waarnemen en uitoefenen van allerhande bestuurs en beheersmandaten en opdrachten
  7. Het verlenen van advies en service betreffende software en hardware,alsook de aan- en verkoop,import en export van software en hardware,het verzorgen van opleidingen betreffende hard- en software en het vervullen van de rol van tussenpersoon bij het opleveren van software en bijhorende licenties
  8. Het oprichten van en deelname aan projectteams en het uitvoeren van interim management opdrachten
  9. De prospectie van afzetmarkten,het onderhouden van realisaties met clienteel,zowel particulier als overheidsinstanties,alsmede het onderhouden van externe relaties in het algemeen
  10. De ontwikkeling en de productie de vertegenwoordiging en de verhandeling in de ruimste zin van het woord van computersoftware en hardware voor industriële,wetenschappelijke,pedagogische en vrijetijdsdoeleinden;ontwikkeling,testen,integreren en advies van nieuwe media toepassingen in de ruimst zin van het woord(digitale televisie,mobile,internet,domotica,enzovoort)
  11. Advies met betrekking tot strategieën rond nieuwe media;advies met betrekking tot strategieën rond IT-systemen,advies in TV-operatoren,tv-zenders,telecommunicatie en media-activiteiten,de ontwikkeling en verbouwing van computersystemen en systemen van electronische gegevensverwerking in de ruimste zin van het woord voor alle doeleinden
  12. Het verlenen van advies over soorten computers(hardware)en hun configuratie en toepassing van bijbehorende programmatuur(software)het analyseren van behoeften en problemen van gebruiker en het aanbieden ervan
  13. De analyse,het ontwerp,de ontwikkeling,de verkoop,de installatie,het onderhoud en de reparatie van informaticasystemen,computers,gegevensbanken,computerprogramma's en telecom netwerken
  14. Het importeren,exporteren en vertegenwoordigen van technologie,soft- en hardware,het verlenen van licentiecontracten en het verlenen van licenties en sublicenties met betrekking tot deze software en hardware;het verlenen van engineeringservice met betrekking tot voornoemde soft- en hardware
  15. De aankoop,verkoop,het huren en verhuren,de huurkoop en de leasing van computers,hoogtechnologisch materiaal en apparatuur en,in het algemeen,van elke informatica en elektronisch materiaal,met inbegrip van,maar niet beperkt tot(i)personal computers,bedienings- en controlepanelen(ii)computerwerkstations,processors(iii)digitale overbrengers,telefaxapparaten,plotters printers,toetsenborden,toevoertoebehoren,beeldschermen,computerterminals en(iv)onderdelen,uitrusting toebehoren en randapparatuur
  16. De vennootschap mag het bovenvermeld informatica en elektronisch materiaal en in het algemeen alle computersoftware en -hardware,invoeren en uitvoeren,verdelen en op de markt brengen,kopen en verkopen,huren en verhuren door middel van huurkoop of leasing,en mag onderhouds-,reparatie,opleidings- en systeemdiensten verlenen in verband met dit materiaal of het gebruik ervan
  17. De creatie,ontwikkeling,verbetering,herstelling,installatie,verkoop,distributie,commercialisering,algemene vertegenwoordiging van websites,logo's,grafisch materiaal,zowel hardware als software
  18. Alle overige activiteiten in verband met computers en informatica

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SAIFA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)

deed of 09-06-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Één of meer bestuurders,natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, algemene vergadering” (deed in Dutch)

deed of 09-06-2023

Meetings and financial year

Financial yearThe twelve-month period the company draws up its annual accounts for.
From 1 January to 31 December
Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00

deed of 09-06-2023

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 09-06-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Dagelijks bestuur, bestuursorgaan” (deed in Dutch)
Other provision: “Toegang algemene vergadering, ingeschreven in register effecten op naam” (deed in Dutch)
Other provision: “Bestuurder,bij gebrek aanwezige aandeelhouder met meeste aandelen,bij pariteit oudste, zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Beraadslagingen, meerderheid van stemmen” (deed in Dutch)
Other provision: “Bestuursorgaan, verdaging” (deed in Dutch)
Other provision: “Bestemming winst-reserves, verminderd met overgedragen verlies of vermeerderd met overgedragen winst” (deed in Dutch)
2 more provisions in the deed, see the deed of 09-06-2023

deed of 09-06-2023