SAIDO
ActiveSummary
The annual accounts of SAIDO for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €10k and a net result of €-11k. Equity is shrinking by ~42.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 25% of 31791 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-3
Solvency48▼-18
Growth32=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.04 against 1.28 in 2024; short-term debt: 73.7% and cash: 7.8% of total assets), and 77% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23%
Return on assets
-25.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
14 d early
2023
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 52.9%
2024 · €21k
Total assets
€43k▼ 15.2%
2024 · €51k
Net result
€-11k▼ 69.1%
2024 · €-7k
Working capital
€1k▼ 86.0%
2024 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€-2k-€-7k▼ 177%€-11k▼ 69.8%
Net result€-2k-€-7k▼ 178%€-11k▼ 69.1%
Equity€28k-€21k▼ 23.8%€10k▼ 52.9%
Total assets€28k-€51k▲ 82.7%€43k▼ 15.2%
Debt€271-€30k▲ 10,948%€33k▲ 11.3%
Working capital€28k-€9k▼ 69.2%€1k▼ 86.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €7k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€10k ▼ 18.7%
Current assets
€33k ▼ 14.1%
Equity and liabilities €43k
Equity
€10k ▼ 52.9%
Debt
€33k ▲ 11.3%
Debt's share of the balance-sheet total rises from 58.7% to 77.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-9k▼
2024 · €-4k
Cash flow
€-9k▼
2024 · €-4k
Current ratio
1.04▼
2024 · 1.28
Quick ratio
0.11▼
2024 · 0.30
Debt to equity
3.36▲
2024 · 1.42
ROE
-112.1%▼
2024 · -31.3%
ROA
-25.7%▼
2024 · -12.9%
Interest coverage
-129.00▼
2024 · -63.57
Debt ≤ 1 year
€32k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2k | €2k | ▲ 10.8% |
| Other operating charges640/8 | €271 | €178 | €687 | ▲ 285% |
| Gross operating margin9900 | €-2k | €-4k | €-8k | ▼ 90.5% |
| Operating profit (loss)9901 | €-2k | €-7k | €-11k | ▼ 69.8% |
| Financial income75/76B | - | €0 | - | - |
| Recurring financial income75 | - | €0 | - | - |
| Financial charges65/66B | €13 | €69 | €68 | ▼ 2.2% |
| Recurring financial charges65 | €13 | €69 | €68 | ▼ 2.2% |
| Profit (loss) for the period before taxes9903 | €-2k | €-7k | €-11k | ▼ 69.1% |
| Profit (loss) for the period9904 | €-2k | €-7k | €-11k | ▼ 69.1% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-7k | €-11k | ▼ 69.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €28k | €51k | €43k | ▼ 15.2% |
| Fixed assets21/28 | - | €13k | €10k | ▼ 18.7% |
| Tangible fixed assets22/27 | - | €13k | €10k | ▼ 18.7% |
| Land and buildings22 | - | €5k | €5k | ▼ 11.1% |
| Plant, machinery and equipment23 | - | €150 | €114 | ▼ 23.6% |
| Furniture and vehicles24 | - | €7k | €5k | ▼ 24.2% |
| Current assets29/58 | €28k | €38k | €33k | ▼ 14.1% |
| Stocks and contracts in progress3 | - | €30k | €30k | = |
| Stocks30/36 | - | €30k | €30k | = |
| Amounts receivable within one year40/41 | €7k | €9k | €109 | ▼ 98.7% |
| Trade receivables40 | €7k | €5k | - | - |
| Other amounts receivable41 | €63 | €3k | €109 | ▼ 96.6% |
| Cash at bank and in hand54/58 | €21k | €378 | €3k | ▲ 793% |
| Deferred charges and accrued income490/1 | €1 | - | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €28k | €51k | €43k | ▼ 15.2% |
| Equity10/15 | €28k | €21k | €10k | ▼ 52.9% |
| Contributions10/11 | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €-2k | €-9k | €-20k | ▼ 124% |
| Amounts payable17/49 | €271 | €30k | €33k | ▲ 11.3% |
| Amounts payable within one year42/48 | €271 | €30k | €32k | ▲ 6.4% |
| Trade debts44 | €271 | €18k | €20k | ▲ 10.7% |
| Suppliers440/4 | €271 | €18k | €20k | ▲ 10.7% |
| Other amounts payable47/48 | - | €12k | €12k | = |
| Accrued charges and deferred income492/3 | - | - | €1k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-7k | €-11k | ▼ 69.1% |
| + Depreciation and write-downs630 | - | €2k | €2k | ▲ 10.8% |
| Operating cash flow (approximation) | €-2k | €-4k | €-9k | ▼ 96.9% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €-20k | €3k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2023
Ground area
3,037 m²
Parcel 73006A0017/00V000, Flanders. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
SAIDO
since 20232.351.131.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006A0017/00V000 | Flanders | 3,037 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 22,879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
31009
47793Retail sale of other second-hand goods, excluding clothing
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.