SAI
ActiveSAI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-2k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency94▲+24
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.58 in 2024), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
-4.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
58 d early
2023
on the day
2022
45 d early
2021
44 d early
2020
53 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 7.9%
2024 · €20k
2018: €2k
2019: €3k
2020: €13k
2021: €13k
2022: €15k
2023: €11k
2024: €20k
2018 → 2025
Total assets
€38k▼ 31.1%
2024 · €55k
2018: €17k
2019: €19k
2020: €20k
2021: €36k
2022: €31k
2023: €36k
2024: €55k
2018 → 2025
Net result
€-2k
2024 · €9k
2018: €730
2019: €1k
2020: €10k
2021: €-3
2022: €2k
2023: €-4k
2024: €9k
2018 → 2025
Working capital
€19k▼ 7.9%
2024 · €20k
2018: €2k
2019: €3k
2020: €13k
2021: €12k
2022: €15k
2023: €11k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€15k▲ 19.6%€11k▼ 25.5%€20k▲ 79.2%€19k▼ 7.9%
Operating result€3k-€6k▲ 80.4%€-537€12k€1k▼ 91.6%
Net result€-3-€2k€-4k€9k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €38k
Equity
€19k▼ 7.9%
Debt
€19k▼ 44.6%
The debt ratio falls from 63.2% to 50.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
49.2%▲
2024 · 36.8%
Current ratio
1.97▲
2024 · 1.58
Quick ratio
0.44▼
2024 · 0.81
Debt / equity
1.03▼
2024 · 1.72
ROE
-8.6%▼
2024 · 44.2%
ROA
-4.2%▼
2024 · 16.3%
Debt
€19k▼
2024 · €35k
Debt ≤ 1 year
€19k▼
2024 · €35k
Income taxes
€274▼
2024 · €302
Staff costs
€34k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€38k▼
Current assets29/58€55k€38k▼
Stocks and contracts in progress3€27k€29k▲
Stocks30/36€27k€29k▲
Amounts receivable within one year40/41€17k€52▼
Trade receivables40€17k€0▼
Other amounts receivable41-€52
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€55k€38k▼
Equity10/15€20k€19k▼
Contributions10/11€19k€19k=
Reserves13€2k€61▼
Non-distributable reserves130/1€17€17=
Reserves not available under the articles1311€17€17=
Distributable reserves133€2k€44▼
Profit (loss) carried forward14€0-
Amounts payable17/49€35k€19k▼
Amounts payable within one year42/48€35k€19k▼
Financial debts43€3k€11k▲
Credit institutions430/8€3k€11k▲
Trade debts44€19k€3k▼
Suppliers440/4€19k€3k▼
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€2k€274▼
Remuneration and social security454/9€8k€5k▼
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€33k€34k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€49k€39k▼
Operating profit (loss)9901€12k€1k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€9k€-1k▼
Income taxes67/77€302€274▼
Profit (loss) for the period9904€9k€-2k▼
Profit (loss) for the period to be appropriated9905€9k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-2k▼
Profit (loss) brought forward from the previous period14P€-7k€0▲
Transfer from equity791/2-€2k
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-4k ▼255%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €10k ▲856%
Net result €10k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.82
Current ratio from 1.19 to 2.82; short-term debt falls from €16k to €7k.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardenmarkt 1042000 AntwerpenGround area
87 m²
Building footprint
86 m²
Volume, LiDAR
850 m³
Parcel 11802B1187/00A000, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PAARDENMARKT
since 20092.176.792.143
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B1187/00A000 | Flanders | 87 m² | 1 · 86 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RADHAKRISHAN
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NORD SUD ALIMENTATION
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S&B Group
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Of 10,412 companies in sector 47110 we hold annual accounts for 5,787. 4,040 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-03-2009
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
47260Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.