SAGY
ActiveSummary
The computed 12-month bankruptcy probability of SAGY is 4.0% (moderate). The 2025 annual accounts show equity of €19,724 and a net result of €3,231. Its solvency ranks better than 92% of 28051 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
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Signals
This company filed its last 2 accounts on average 145 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Gross operating margin9900 | €11,494 | €4,038 | ▼ 64.9% |
| Operating profit (loss)9901 | €11,494 | €4,038 | ▼ 64.9% |
| Profit (loss) for the period before taxes9903 | €11,494 | €4,038 | ▼ 64.9% |
| Income taxes67/77 | - | €808 | - |
| Profit (loss) for the period9904 | €11,494 | €3,231 | ▼ 71.9% |
| Profit (loss) for the period to be appropriated9905 | €11,494 | €3,231 | ▼ 71.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €17,603 | €22,340 | ▲ 26.9% |
| Current assets29/58 | €17,603 | €22,340 | ▲ 26.9% |
| Amounts receivable within one year40/41 | €17,603 | €22,340 | ▲ 26.9% |
| Other amounts receivable41 | €17,603 | €22,340 | ▲ 26.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €17,603 | €22,340 | ▲ 26.9% |
| Equity10/15 | €16,494 | €19,724 | ▲ 19.6% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €575 | €575 | = |
| Non-distributable reserves130/1 | €575 | €575 | = |
| Reserves not available under the articles1311 | €575 | €575 | = |
| Profit (loss) carried forward14 | €10,919 | €14,150 | ▲ 29.6% |
| Amounts payable17/49 | €1,109 | €2,616 | ▲ 136% |
| Amounts payable within one year42/48 | €1,109 | €2,616 | ▲ 136% |
| Taxes, remuneration and social security45 | €1,109 | €2,616 | ▲ 136% |
| Taxes450/3 | €1,109 | €2,616 | ▲ 136% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €11,494 | €3,231 | ▼ 71.9% |
| Operating cash flow (approximation) | €11,494 | €3,231 | ▼ 71.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0111/00F004 | Brussels | 162 m² | 1 · 96 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.