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SAGHROU CONSTRUCT

In bankruptcy Private limited companyfounded 2012Boulevard Pierre Mayence 37, 6000 CharleroiKBO/BCE: BE 0847.406.054
SAGHROU CONSTRUCT
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Overview

Information for creditors

Enterprise Court of Hainaut, Charleroi division · Official Gazette of 28-03-2025
Appeal or third-party opposition 12-04-2025Filing the claim in RegSol 23-04-2025First verification report 21-05-2025Late claim 24-03-2026

Trustee: David Cornil. The judgment is more than a year old. A claim can no longer be filed, not even late. The trustee knows whether anything will still be paid out.

Lifetime

11 annual accounts with figures on one time axis
peak €276,410 (2021)
€198,170▲ 4.2%
lowest -€27,683 (2023)
-€27,683▼ €13,419
peak €43,219 (2016)
-€22,891▼ €27,684
€86,983▲ 2.2%
peak 2.7 FTE (2017)
-not published
Documentsfilings and deeds
08-10-202469 days late
2023micro format
Gross margin from €46,014 to €20,316Loss of €27,683Company renamed from SAGHROU to SAGHROU CONSTRUCT 28-11Equity from €4,793 to -€22,891Cash from €10,879 to €227

Key points

from the 2023 annual accounts, the last ones filed

Losses

-€46,507 in three years
-4,5602021-14,2642022-27,6832023

Every financial year from 2021 to 2023 closed with a loss. 2023 was the heaviest.

Debts

€86,983 136% of the balance sheet
Financial debts 0%Suppliers 71%Taxes and wages 18%Other 10%

Of this, €86,620 falls due within a year.

Staff

1 employees on 31-12-2023
112022112023

In 2023, 1 person joined and 1 left.

Payment terms

127 days to suppliers
Suppliers
133 to 127
Customers
78 to 50

SAGHROU CONSTRUCT pays its suppliers 6 days earlier than in 2022. Customers pay 28 days earlier.

Filings

11 annual accounts since 2013
AprilJune31 JulyOctober20152020

Ten of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.

Board and ownership

  • 100 sharesdeed of 10-10-2024
Board & ownership

Recent changes

Bankruptcy published Enterprise Court of Hainaut, Charleroi division · judgment of 24-03-2025 · Bankruptcy
Transfer of 25 shares from to holds 100 shares · General meeting of 30-09-2023 · Gazette deed
Company renamed from SAGHROU to SAGHROU CONSTRUCT General meeting of 22-11-2023 · Gazette deed
Transfer of 25 shares from to Partner: (associe actif) · holds 75 shares · holds 25 shares · General meeting of 01-04-2018 · Gazette deed
All 21 events

Official details

Source: KBO
Status
In bankruptcydeclared bankrupt on 24-03-2025
Activity
Floor and wall tilingNACE 43331
Establishment unit
2.211.957.9106043 Charleroi, since 16-07-2012
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2023

€198,170▲ 4.2%
€27,683▲ 94.1%
-€22,891
€64,092▼ 28.7%
Employeeson 31-12-2023
1▼ 50.0%
Filing
Filed on 08-10-2024
Financials

Insights on SAGHROU CONSTRUCT

SAGHROU CONSTRUCT reached its highest turnover since 2013 in 2021: €276,410. A year later it was €190,261.

Equity fell from €43,219 in 2016 to -€22,891 in 2023, while debts rose from €32,603 to €86,983.

On 24 March 2025 the court declared SAGHROU CONSTRUCT bankrupt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2023

micro format, filed on 08-10-2024, 69 days late
€198,170
▲ 4.2%
-€25,841
▼ €12,587
-€21,824
▼ €12,454
-€23,666
▼ €13,286
-35.7%
▼ 41.0 percentage points
0.65
▼ 0.31

Money flows

of every €100 of turnover, €13.97 was lost in 2023

Balance sheet

balance sheet total €64,092 on 31-12-2023
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

-35.7%

Lower than 95% of 33,214 companies in 2023.

0.65

Higher than 10% of 32,722 companies in 2023.

-43.2%

Lower than 95% of 32,862 companies in 2023.

SAGHROU CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Staff

€26,751

Staff costs divided by the average number of full-time equivalents.

level

people who joined people who left

In 2023, 1 person joined and 1 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20232022202120202019201820172016201520142013
Balance sheet: assets
20/58 64,09289,90183,70583,96864,83777,84983,80975,82252,60749,69767,287
21/28 8,0418,83412,7184,6337,04810,54512,24617,06820,05323,60730,239
21 -05811,5812,5813,5814,5815,5816,5817,5818,581
22/27 8,0418,83412,1373,0524,2186,7157,41611,23813,22315,77721,528
22 4148281,2421,6562,0702,4842,8983,3123,726--
23 5,1717,67110,2133176701,0241,3702,5544,0056,5538,171
24 2,4563356821,0791,4783,2073,1485,3725,4929,22413,357
28 ---0249249249249249249130
29/58 56,05181,06770,98779,33557,78967,30471,56358,75432,55426,09037,048
29 336336336336336336336336336336-
290 -------336336336-
291 336336336336336336336----
3 23,50223,58616,96927,52122,6503914265098529203,101
30/36 23,50223,58616,96927,52122,6503914265098529203,101
40/41 31,74646,23353,09635,75030,22653,95932,89823,0126,61115,93328,866
40 27,36040,70351,66028,85529,68149,10526,91319,0464,78414,66019,786
41 4,3865,5301,4366,8955454,8545,9853,9661,8271,2739,080
54/58 22710,8792615,5411,15912,57037,57434,66624,6938,9015,081
490/1 240335601873,4184832923162--
Balance sheet: equity and liabilities
10/49 64,09289,90183,70583,96864,83777,84983,80975,82252,60749,69767,287
10/15 -22,8914,79319,05723,61717,55936,69133,88643,21924,84930,59331,704
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ----18,60018,60018,60018,60018,60018,60018,600
13 1,8601,8601,8601,8601,8601,8601,8601,860911911911
130/1 1,8601,8601,8601,860-------
130 ----1,8601,8601,8601,860911911911
1311 1,8601,8601,8601,860-------
14 -43,351-15,667-1,4033,157-2,90116,23113,42622,7595,33811,08212,193
17/49 86,98385,10864,64860,35147,27841,15849,92332,60327,75819,10435,583
17 3633634,649--3,5027,179----
170/4 3633634,649--3,5027,179----
42/48 86,62084,74559,99959,95147,27837,65642,74432,60327,75819,10435,583
42 -4,2864,155-3,5023,6773,533---2,587
43 -01,305--------
430/8 -01,305--------
44 61,92852,40238,79238,08826,46620,04423,94015,36417,3985,06117,966
440/4 61,92852,40238,79238,08826,46620,04423,94015,36417,3985,06117,966
46 --08,500------1,413
45 15,89218,2867,8614,4169,4238,3539,84710,6363,5018,0947,826
450/3 1,375582342242,5923,1728,1817,4539526,0565,241
454/9 14,51717,7047,8274,1926,8315,1811,6663,1832,5492,0382,585
47/48 8,8009,7717,8868,9477,8875,5825,4246,6036,8595,9495,791
492/3 --0400-------
Income statement
70 198,170190,261276,410226,764199,595194,622185,432244,661171,076158,476210,579
76A ---1,3591,1271,2831,0733,272463363425
9900 20,31646,01455,08962,95047,07856,46952,89675,21734,56740,49359,572
60/61 177,854144,247221,320163,813152,517138,153132,536169,444136,509117,983151,007
62 40,12744,53851,85844,55055,14245,13855,15742,18620,26432,50227,332
630 4,0173,8844,4153,2073,4973,8195,9327,9827,2817,74211,247
640/8 2,01310,8461,5977,7732,4551,6181,3841,5352,2811,2662,323
66A --1,34705,4042,117-1,36710,407--
9901 -25,841-13,254-4,1287,420-19,4203,777-9,57722,1474,741-1,01718,670
75/76B -1,0496431,3781,1271,2831,0733,272---
75 -0319-------
76B -1,0496401,3591,1271,2831,0733,272---
65/66B 9721,4771,075959839611338339393235866
65 9721,4771,075959839611338339393235866
9903 -26,813-13,682-4,5607,839-19,1324,449-8,84225,080-5,596-88918,229
67/77 870582-1,78101,6444936,7101482225,125
9904 -27,683-14,264-4,5606,058-19,1322,805-9,33518,370-5,744-1,11113,104
9905 -27,683-14,264-4,5606,058-19,1322,805-9,33518,370-5,744-1,11113,104
Appropriation of the result
9906 -43,351-15,667-1,4033,157-2,90116,23113,42623,7085,33811,08213,104
14P -15,668-1,4033,157--------
691/2 -------949--911
6920 -------949--911
Social balance sheet
9087 1.51.921.92.31.72.721.61.51.1
Hours worked1013 1,1201,3361,6401,7362,3241,8313,3272,1542,0652,0481,110
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2023 (PDF), filed on 08-10-2024.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2023 annual accounts filed 69 days after the deadline. Filed on 8 October 2024, deadline 31 July 2024 (7 months after the close on 31 December 2023, Companies Code art. 3:10). Source: NBB, 2024-00503581.

Financial year Type Filed Reference Document
31-12-2023 micro format 08-10-2024 2024-00503581 PDF
31-12-2022 micro format 31-08-2023 2023-00427789 PDF
31-12-2021 micro format 13-10-2022 2022-20459184 PDF
31-12-2020 full format 31-08-2021 2021-65800499 PDF
31-12-2019 full format 29-10-2020 2020-66400124 PDF
31-12-2018 full format 29-08-2019 2019-58600535 PDF
31-12-2017 full format 31-08-2018 2018-58500443 PDF
31-12-2016 full format 27-10-2017 2017-68200016 PDF
31-12-2015 full format 31-08-2016 2016-58600302 PDF
31-12-2014 full format 28-08-2015 2015-57200342 PDF
31-12-2013 full format 29-08-2014 2014-55300211 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20232022202120202019201820172016201520142013
-21,824-9,37028710,627-15,9237,596-3,64530,12912,0226,72529,917
-23,666-10,380-1459,265-15,6356,624-3,40326,3521,5376,63124,351
3,224012,5001,04110,0122,1181,1104,9975,0601,11041,486
-10,65210,853-15,51514,382-11,411-25,0042,9089,97315,7923,820-
-30,569-3,67810,98819,38410,51129,64828,81926,1514,7966,9861,465
-13.0%-7.0%-1.5%3.3%-9.7%1.9%-5.2%9.1%2.8%-0.6%8.9%
-35.7%5.3%22.8%28.1%27.1%47.1%40.4%57.0%47.2%61.6%47.1%
0.650.961.181.321.221.791.671.801.171.371.04
0.380.680.900.860.741.781.661.791.141.320.95
-17.763.392.562.691.121.470.751.120.621.12
--297.6%-23.9%25.7%-109.0%7.6%-27.5%42.5%-23.1%-3.6%41.3%
-43.2%-15.9%-5.4%7.2%-29.5%3.6%-11.1%24.2%-10.9%-2.2%19.5%
-22.45-6.340.27--------
50 days78 days68 days46 days54 days92 days53 days28 days10 days34 days34 days
127 days133 days64 days85 days63 days53 days66 days33 days47 days16 days43 days

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202331-12-202231-12-2021
Employees at the balance-sheet date122
full-time122
in full-time equivalents122
1.51.92
On a permanent contract122
Joined11-
Left11-

Source: social balance sheet in the 2021 to 2023 annual accounts

Investments

fixed assets acquired
Item202320222021
Tangible fixed assets€3,224-€12,500
€4,017€3,884€4,415

Source: notes to the 2021 to 2023 annual accounts (statement of fixed assets)

Insights on SAGHROU CONSTRUCT

The operating result for 2023 is a loss of €25,841, larger than the loss of €13,254 in 2022. It is the lowest result since 2013.

Equity is negative. Debt (€86,983) exceeds the balance-sheet total (€64,092).

Board & ownership

Curator

the curator has managed the company since 24-03-2025
David Cornil
Curator, Rue De GozéE 137, 6110 Montigny- Le-Tilleul
Also on 71 other cases

Control

Shareholder
This company
SAGHROU CONSTRUCT
Equity -€22,891
Loss €27,683 in 2023

Capital

Contribution
€18,600
Shares
186
Contribution per share
€100
Equity per share
-€123 in 2023
Source
2023 annual accounts

Articles of association

deed of 28-11-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Assemblée générale décide gratuité ou non, assemblée majorité absolue ou actionnaire unique fixe montant fixe ou proportionnel”

Shareholders

Stated in the deed deed of 10-10-2024 ↗
  • 100 shares
Share transfer deed of 10-10-2024 ↗
  • to 25 shares
Stated in the deed deed of 13-04-2018 ↗
  • associe actif · 25 shares
  • 75 shares
Share transfer deed of 13-04-2018 ↗
  • to 25 shares

Office holders in the KBO →

Network & group

No group

SAGHROU CONSTRUCT has no parent and no holdings in its annual accounts.

Connections & network

See the function holders in the KBO register.

Timeline

Timeline

21 events since 2012
2025
Bankruptcy published Enterprise Court of Hainaut, Charleroi division · judgment of 24-03-2025
2024
Transfer of 25 shares from to holds 100 shares · General meeting of 30-09-20233 points ▸
  • General meeting, 30-09-2023
  • Share transfer, , 25 shares
  • holds 100 shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Annual accounts 2023 filed PDFmicro format · 69 days late
2023
Weakest financial year net -€27,683 The net result drops to -€27,683, the lowest from 2013 to 2023.
Company renamed from SAGHROU to SAGHROU CONSTRUCTGeneral meeting of 22-11-20233 points ▸
  • General meeting, 22-11-2023
  • Name change, SAGHROU CONSTRUCT
  • 186 shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 31 days late
2022
Annual accounts 2021 filed PDFmicro format · 74 days late
2021
Annual accounts 2020 filed PDFfull format · 31 days late
2020
Back to profit net €6,058 The net result is €6,058, after one loss-making year.
Annual accounts 2019 filed PDFfull format · 90 days late
2019
Annual accounts 2018 filed PDFfull format · 29 days late
2018
Back to profit net €2,805 The net result is €2,805, after one loss-making year.
Annual accounts 2017 filed PDFfull format · 31 days late
Transfer of 25 shares from to Partner: (associe actif) · holds 75 shares · holds 25 shares · General meeting of 01-04-20185 points ▸
  • General meeting, 01-04-2018
  • Partner, (associe actif)
  • Share transfer, , 25 shares
  • holds 75 shares
  • holds 25 shares

Open the deed in the Belgian Official Gazette

2017
Annual accounts 2016 filed PDFfull format · 88 days late
2016
Back to profit net €18,370 The net result is €18,370, after 2 loss-making years.
Annual accounts 2015 filed PDFfull format · 31 days late
2015
Annual accounts 2014 filed PDFfull format · 28 days late
2014
Annual accounts 2013 filed PDFfull format · 29 days late
2012
Incorporation PDF5 publications in the Belgian Official Gazette, the last on 28-03-2025 · published on 25-07-2012
First establishment Full construct, Rue de la Cayauderie 41, Charleroi

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 16 July 2012, SAGHROU CONSTRUCT was incorporated.1 Since 2023 the company has been called SAGHROU CONSTRUCT.2 Turnover went from €194,622 in 2018 to €198,170 in 2023 and headcount from 1.7 to 1.5 full-time equivalents.3 The company was declared bankrupt on 24 March 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-11-2023
  3. 3National Bank, annual accounts 2018 and 2023
  4. 4Belgian Official Gazette, 28-03-2025

Company details

Identity

Enterprise number
0847.406.054
VAT number
BE 0847.406.054
Legal form
Private limited company
Status
In bankruptcy, since 24-03-2025
Founded
16-07-2012
Financial year
ends on 31 December
Peppol
Not found in the Peppol Directory
Name
SAGHROU CONSTRUCT in French
Former name
SAGHROU until the deed of 28-11-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-11-2023 (in French)

Activities

NACEBEL 2025
43331 Floor and wall tiling main activity
Codes under NACEBEL 2008
43331 Floor and wall tiling main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Boulevard Pierre Mayence 37 registered office 6000 Charleroi
Full construct Rue de la Cayauderie 41, 6043 Charleroi 16-07-2012 2.211.957.910

Buildings and parcels at the addresses

Ground area
915 m²
Buildings
180 m²
Volume, LiDAR
1,462 m³
Tallest building
11.4 m
Buildings to scale, each on its own parcel
132 m², 10.2 m 48 m², 11.4 m 132 m², 10.2 m 48 m², 11.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
52058B0561/00Y135779 m² 1 · 132 m² 10.2 m · 3
52011B0239/00X062136 m² 1 · 48 m² 11.4 m · 3

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