Financials
- Financial year
- 2025
- Total assets
- €66,012
- Profit
- €46,048
- Solvency
- 65.8%
Saga-Therapie
ActiveSummary
Saga-Therapie has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,442 and a net result of €46,048. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
“Psychologische begeleiding, individueel en in groep.” (deed in Dutch)
From the articles, 14 activitiesNo NACE code in the KBO yet1 site
Size
≈ €180,000turnover 2025, estimated
- Equity
- €43,442
- Profit
- €46,048
Turnover estimated from the gross margin
Why 86raises riskFounded in 2025lowers riskLiquidity: current ratio 2.27, cash €32,134Size: total assets €66,012Equity €43,442 (65.8% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 74% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency
91
equity 65.8% of total assets
Liquidity
85
short-term debt 34.2% · cash 48.7%
Profitability
100
return on assets 69.8%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 2.4%
03-2026: 2.4%● unchanged vs 02-2026
04-2026: 2.5%▲ +0.1 percentage points vs 03-2026
05-2026: 2.9%▲ +0.4 percentage points vs 04-2026
06-2026: 3.1%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 0.4%▼ -2.7 percentage points vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%▼ -0.1 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.27, above the usual 1.5; short-term debt: 34.2% and cash: 48.7% of total assets), and 34.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 55% on solvency, 76% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
52 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: Stefanie Janssens (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- Stefanie JanssensDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 22-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 19
- Annual meeting
- First Friday of June at 16:00
- Purpose
- “Psychologische begeleiding, individueel en in groep; Psychotherapie, individueel en in…” (deed in Dutch)
Key facts about Saga-Therapie
- What is the company number of Saga-Therapie?
- 1019.074.872. In Belgium the VAT number is the company number with BE in front: BE 1019.074.872.
- Where is Saga-Therapie based?
- The registered office is at Ramselsesteenweg 186, 2230 Herselt.Company details
- What is the legal form of Saga-Therapie?
- Private limited company (BV).
- When was Saga-Therapie founded?
- On 22-01-2025.
- Is Saga-Therapie still active?
- Yes, Saga-Therapie is an active enterprise in the KBO register.
- What is the turnover of Saga-Therapie?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Saga-Therapie profitable?
- In financial year 2025, Saga-Therapie made a profit of €46,048.
- Where can I find the annual accounts of Saga-Therapie?
- Saga-Therapie filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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