SAG-FRUIT
Open bankruptcyA bankruptcy procedure is open for SAG-FRUIT according to publications in the Belgian State Gazette; curator: GAUTIER PIRARD. The file additionally contains 1 administrative flag. The 2023 annual accounts show negative equity (€-175) and a net result of €21k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-08-2024, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
27 d late
2022
81 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2023, micro schema
Equity
€-175▲ 99.2%
2022 · €-22k
2022: €-22k
2022 → 2023
Total assets
€13k▲ 16.0%
2022 · €11k
2022: €11k
2022 → 2023
Net result
€21k
2022 · €-27k
2022: €-27k
2022 → 2023
Working capital
€-2k▲ 92.9%
2022 · €-22k
2022: €-22k
2022 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023Trend
Equity€-22k-€-175▲ 99.2%
Operating result€-26k-€22k
Net result€-27k-€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €22k after a loss of €26k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €13k
Fixed assets
€1k▼ 24.5%
Current assets
€11k▲ 24.0%
Key figures and ratios
EBITDA
€22k▲
2022 · €-26k
Cash flow
€22k▲
2022 · €-26k
Solvency
-1.4%▲
2022 · -198.5%
Current ratio
0.88▲
2022 · 0.30
Quick ratio
0.66▲
2022 · 0.30
ROA
169.7%▲
2022 · -244.3%
Interest coverage
142.01▲
2022 · -90.44
Debt
€13k▼
2022 · €33k
Debt ≤ 1 year
€13k▼
2022 · €31k
Staff costs
€21k▲
2022 · €18k
Equity ratios withheld: equity of €-175 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€11k€13k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€9k€11k▲
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€2k-
Trade receivables40€2k-
Cash at bank and in hand54/58€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€11k€13k▲
Equity10/15€-22k€-175▲
Contributions10/11€5k€5k=
Capital10-€5k
Issued capital100-€5k
Profit (loss) carried forward14€-27k€-5k▲
Amounts payable17/49€33k€13k▼
Amounts payable within one year42/48€31k€13k▼
Trade debts44€18k€9k▼
Suppliers440/4€18k€9k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€950€2k▲
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48€6k-
Accrued charges and deferred income492/3€2k-
Income statement
Code20222023
Remuneration, social security and pensions62€18k€21k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€407€441▲
Other operating charges640/8€617€515▼
Gross operating margin9900€-8k€43k▲
Operating profit (loss)9901€-26k€22k▲
Financial charges65/66B€287€156▼
Recurring financial charges65€287€156▼
Profit (loss) for the period before taxes9903€-27k€21k▲
Profit (loss) for the period9904€-27k€21k▲
Profit (loss) for the period to be appropriated9905€-27k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-5k▲
Profit (loss) brought forward from the previous period14P-€-27k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-06
KBO administration
Address struck
2024
02-12
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL SAG-FRUIT BOULEVARD DE L’EMPEREUR 10, 1000 BRUXELLES · event 25-11-2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 81 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
776 m²
Building footprint
592 m²
Volume, LiDAR
12,215 m³
2 parcels, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Steenweg op Waver 816, 1040 Etterbeek
since 20212.316.118.785
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
| 21362B0090/00B000 | Brussels | 105 m² | 1 · 104 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GAUTIER PIRARD AVENUE FRANKLIN ROOSE-
VELT 51, 1050 IXELLES |
25-11-2024 → present |
Similar companies · same sector and region
't VITAMIENTJE
BE 0425.531.179
Hasselt
Action et Recherches culturelles
BE 0430.229.246
Dour
AGFIK
BE 0423.274.742
Lommel
ALTAMIRA - IMPORT - EXPORT
BE 0432.686.118
Putte
ANCI
BE 0434.476.361
Herentals
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 3,827 companies in sector 47210 we hold annual accounts for 966.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2021
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.