SAG²
ActiveSummary
SAG² has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-959) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-84
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-959
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
21 d late
2023
26 d late
2022
24 d late
2021
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-959
2024 · €1k
Total assets
€3k▲ 64.7%
2024 · €2k
Net result
€-2k▼ 1.5%
2024 · €-2k
Working capital
€-959
2024 · €1k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-2k-€3k€990▼ 65.5%€-2k€-2k▼ 3.6%
Net result€-2k-€3k€521▼ 79.6%€-2k€-2k▼ 1.5%
Equity€306-€3k▲ 834%€3k▲ 18.2%€1k▼ 63.7%€-959
Total assets€306-€5k▲ 1,424%€6k▲ 30.6%€2k▼ 65.7%€3k▲ 64.7%
Debt€2k€3k▲ 50.2%€866▼ 68.1%€4k▲ 409%
Working capital€3k€3k▲ 18.2%€1k▼ 63.7%€-959
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€4k▲
2024 · €866
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €91 | - | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €-2k | €3k | €990 | €-2k | €-2k | ▼ 3.6% |
| Operating profit (loss)9901 | €-2k | €3k | €990 | €-2k | €-2k | ▼ 3.6% |
| Financial income75/76B | - | €9 | - | - | - | - |
| Recurring financial income75 | - | €9 | - | - | - | - |
| Financial charges65/66B | €6 | €99 | €339 | €44 | - | - |
| Recurring financial charges65 | €6 | €99 | €339 | €44 | - | - |
| Profit (loss) for the period before taxes9903 | €-2k | €3k | €651 | €-2k | €-2k | ▼ 1.5% |
| Income taxes67/77 | - | €229 | €130 | - | - | - |
| Profit (loss) for the period9904 | €-2k | €3k | €521 | €-2k | €-2k | ▼ 1.5% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €3k | €521 | €-2k | €-2k | ▼ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €306 | €5k | €6k | €2k | €3k | ▲ 64.7% |
| Current assets29/58 | €306 | €5k | €6k | €2k | €3k | ▲ 64.7% |
| Amounts receivable within one year40/41 | €281 | €291 | €3k | €2k | €416 | ▼ 72.3% |
| Trade receivables40 | - | €117 | €3k | €2k | - | - |
| Other amounts receivable41 | €281 | €174 | - | - | €416 | - |
| Cash at bank and in hand54/58 | €25 | €4k | €3k | €588 | €3k | ▲ 415% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €306 | €5k | €6k | €2k | €3k | ▲ 64.7% |
| Equity10/15 | €306 | €3k | €3k | €1k | €-959 | ▼ 178% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-2k | €859 | €1k | €-774 | €-3k | ▼ 282% |
| Amounts payable17/49 | - | €2k | €3k | €866 | €4k | ▲ 409% |
| Amounts payable within one year42/48 | - | €2k | €3k | €866 | €4k | ▲ 409% |
| Trade debts44 | - | €97 | €1k | €837 | €400 | ▼ 52.2% |
| Suppliers440/4 | - | €97 | €1k | €837 | €400 | ▼ 52.2% |
| Taxes, remuneration and social security45 | - | €229 | €446 | €6 | - | - |
| Taxes450/3 | - | €229 | €446 | €6 | - | - |
| Other amounts payable47/48 | - | €1k | €1k | €23 | €4k | ▲ 17,105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €3k | €521 | €-2k | €-2k | ▼ 1.5% |
| Operating cash flow (approximation) | €-2k | €3k | €521 | €-2k | €-2k | ▼ 1.5% |
| Change in cash | - | €4k | €-2k | €-2k | €2k | ▲ 209% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2021
Ground area
8,727 m²
Building footprint
404 m²
Volume, LiDAR
5,914 m³
2 parcels, Brussels, Wallonia · tallest building 24.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SAG²
since 20212.311.754.478
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0590/00D005 | Brussels | 6,738 m² | 1 · 258 m² | 24.4 m · 7 fl. |
| 91382D0611/00S000 | Wallonia | 1,989 m² | 1 · 146 m² | 5.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 5,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.