Equity
-€1.4m
Debts exceed assets in financial year 2025.
SAFYR
Lifetime
5 annual accounts with figures on one time axispeak €853,861 (2025)
€853,861▲ 51.5%
lowest -€535,354 (2024)
-€355,348▲ €180,006
peak -€85,163 (2022)
-€1.4m▼ €355,348
€3.1m▲ 3.6%
peak 3.7 FTE (2024)
3.5 FTE▼ 5.4%
Board3 names since 2021
2 directorsTRAINING & CONSULTING TW and 1 other
Owners4 names in the annual accounts
56.47%SOFIED Belgium and 2 others
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from €563,563 to €853,861Loss of €355,3481 director appointed, 1 resignation 26-11Equity from -€1.1m to -€1.4mCash from €2,123 to €9,538
Key points
from the 2025 annual accountsLosses
-€1.7m in five years
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€3.1m 184% of the balance sheet
Financial debts 77%Suppliers 8%Taxes and wages 1%Other 14%
€213,513 of the debts are secured on the company's own assets. In 2021 that was €415,000.
Staff
4 employees on 31-12-2025
In 2025, 3 people joined and 3 left.
Board
1 left
A director left. Latest change 08-05-2026 · 1 in office.
Position in the sector
-€355,348
Lower net result than 95% of companies in publishing. Sector median €14,623 · 325 companies.
Checked score
53
Fair
Financially stronger than 19% of micro companies in publishing (NACE 58)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,283 companies (NACE 58, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.8%● unchanged vs 12-2024
02-2025: 1.8%● unchanged vs 01-2025
03-2025: 1.8%● unchanged vs 02-2025
04-2025: 1.7%▼ -0.1 percentage points vs 03-2025
05-2025: 1.8%▲ +0.1 percentage points vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 1.9%▲ +0.1 percentage points vs 06-2025
08-2025: 1.7%▼ -0.2 percentage points vs 07-2025
09-2025: 1.7%● unchanged vs 08-2025
10-2025: 1.7%● unchanged vs 09-2025
11-2025: 1.7%● unchanged vs 10-2025
12-2025: 1.7%● unchanged vs 11-2025
01-2026: 1.7%● unchanged vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.8%▲ +0.1 percentage points vs 04-2026
06-2026: 1.9%▲ +0.1 percentage points vs 05-2026
07-2026: 2.0%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 1.5%▼ -0.5 percentage points vs 07-2026lowest value
09-2026: 1.5%● unchanged vs 08-2026
10-2026: 1.5%● unchanged vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€1.4m
Loss of €355,348, the second in a row (financial year 2025)
lowers risk
Founded in 2021
Sector: Publishing activities (NACE 58)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, micro). It does better than 7% of them on solvency, 18% on liquidity, 32% on profitability and 18% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as SAFYR has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAFYR itself is lower: 1.5% within 12 months. It rests on far more data about SAFYR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for SAFYR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.61 (0.75 in 2024), below 1. Short-term debt is 42.3% and cash 0.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€1.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 days early
2024
14 days early
2023
22 days early
2022
6 days early
2021
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 14 days before the deadline. In the sector (NACE 58), the median for financial year 2024 was 7 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HYGIENE & EXPERTISE 88%score 78equity €1.1m (2025) · 2024 annual accounts of HYGIENE & EXPERTISE
- SOFIED Belgium 56.47%score 82equity €90,983 (2025) · 2025 annual accounts of SOFIED Belgium
- TRAINING & CONSULTING TW 30%score 97equity €345,777 (2025) · 2025 annual accounts of TRAINING & CONSULTING TW
Recent changes
Resignation: Training & Consulting TW SRL (director)
Permanent representative: Tony Wattrelot · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0762972702
1 director appointed, 1 resignation
Resignation: Technical Consulting Concept SRL · Permanent representative: David Deneuville · Appointment: Thomas Dagueneau · Gazette deed
Amendment of the articles
General meeting of 05-09-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAFYR Estaimpuis | €1.7m | €0.9m | -83.6% | 3.5 |
| MERLIN SOFTWARE Chaudfontaine | €1.8m | €0.5m | 16.0% | 3.9 |
| PiiVO Tournai | €2.0m | €1.0m | 74.9% | 2.8 |
| INSENS Mont-Saint-Guibert | €1.8m | €0.5m | 39.8% | 5.1 |
| BUTTONS FOR CLEANERS Ghent | €1.1m | €0.7m | 8.2% | 3.8 |
| Persistent Security Industries Eupen | €1.5m | €0.7m | 96.7% | 1.9 |
| Qonqord Belux Temse | €1.4m | €0.3m | 51.2% | 3.8 |
These companies have the same main activity as SAFYR: other software publishing (NACE 58290). They are comparable in size and age: total assets between €1.1m and €2m, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 05-02-2021Normal situation
- Activity
- Other software publishingNACE 58290and 6 others
- Establishment units
- 2.314.070.4046041 Charleroi, since 05-02-2021
- 2.336.365.3587730 Estaimpuis, since 18-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- ≈ €2.0mestimated
- €1.7m▼ 12.8%
- Employeeson 31-12-2025
- 4=
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Companies linked to SAFYR
Shareholders
Insights on SAFYR
SAFYR files the abbreviated format. That format states no turnover. The gross margin rose from €24,692 in 2021 to €853,861 in 2025.
HYGIENE & EXPERTISE holds 88% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAFYR
- What is the company number of SAFYR?
- The company number of SAFYR is 0762.972.702. The VAT number is the same number with BE in front: BE 0762.972.702.
- Where is SAFYR based?
- The registered office is at Porte des Bâtisseurs 145, 7730 Estaimpuis.Company details
- What does SAFYR do?
- According to the KBO register, the main activity is other software publishing (NACE 58290).
- What is the legal form of SAFYR?
- SAFYR is a private limited company (BV).
- When was SAFYR founded?
- SAFYR was founded on 05-02-2021.
- Is SAFYR still active?
- Yes, SAFYR is an active enterprise in the KBO register.
- How many employees does SAFYR have?
- SAFYR had an average of 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SAFYR?
- The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €853,861 and 2,275 comparable companies of the same size. It probably lies between €1.2m and €3.4m. It is a rough estimate.
- Is SAFYR profitable?
- In financial year 2025, SAFYR made a loss of €355,348.
- Where can I find the annual accounts of SAFYR?
- SAFYR filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SAFYR due?
- SAFYR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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