SAFTECH CONSULTING
ActiveSAFTECH CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €86k and a net result of €16k. Its solvency ranks better than 57% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-15
Solvency94▼-2
Growth52
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 3.37 in 2023; short-term debt: 31.1% and cash: 45.2% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€86k▲ 22.6%
2023 · €70k
2023: €70k
2023 → 2024
Total assets
€124k▲ 27.0%
2023 · €98k
2023: €98k
2023 → 2024
Net result
€16k▼ 77.1%
2023 · €69k
2023: €69k
2023 → 2024
Working capital
€84k▲ 26.3%
2023 · €67k
2023: €67k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€70k-€86k▲ 22.6%
Operating result€87k-€20k▼ 76.6%
Net result€69k-€16k▼ 77.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 77% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €124k
Fixed assets
€2k▼ 50.3%
Current assets
€123k▲ 29.8%
Equity and liabilities €124k
Equity
€86k▲ 22.6%
Debt
€39k▲ 38.0%
The debt ratio rises from 28.6% to 31.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▼
2023 · €89k
Cash flow
€18k▼
2023 · €71k
Solvency
68.9%▼
2023 · 71.4%
Current ratio
3.17▼
2023 · 3.37
Quick ratio
3.17▼
2023 · 3.37
Debt / equity
0.45▲
2023 · 0.40
ROE
18.4%▼
2023 · 98.6%
ROA
12.7%▼
2023 · 70.3%
Interest coverage
126.63▼
2023 · 400.81
Debt
€39k▲
2023 · €28k
Debt ≤ 1 year
€39k▲
2023 · €28k
Income taxes
€4k▼
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€98k€124k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€95k€123k▲
Amounts receivable within one year40/41€24k€66k▲
Trade receivables40€3k€1k▼
Other amounts receivable41€21k€65k▲
Cash at bank and in hand54/58€70k€56k▼
Equity and liabilities
Total equity and liabilities10/49€98k€124k▲
Equity10/15€70k€86k▲
Contributions10/11€1k€1k=
Capital10€1k€1k=
Issued capital100€1k€1k=
Profit (loss) carried forward14€69k€85k▲
Amounts payable17/49€28k€39k▲
Amounts payable within one year42/48€28k€39k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€22k€30k▲
Taxes450/3€22k€30k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€291€890▲
Gross operating margin9900€89k€23k▼
Operating profit (loss)9901€87k€20k▼
Financial income75/76B€708-
Recurring financial income75€708-
Financial charges65/66B€221€174▼
Recurring financial charges65€221€174▼
Profit (loss) for the period before taxes9903€87k€20k▼
Income taxes67/77€18k€4k▼
Profit (loss) for the period9904€69k€16k▼
Profit (loss) for the period to be appropriated9905€69k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€85k▲
Profit (loss) brought forward from the previous period14P-€69k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emancipatiestraat 61020 BrusselGround area
5,460 m²
Building footprint
1,700 m²
Volume, LiDAR
25,406 m³
Parcel 21816C0064/00L004, Brussels · tallest building 41.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SAFTECH CONSULTING
since 20222.333.581.953
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0064/00L004 | Brussels | 5,460 m² | 1 · 1,700 m² | 41.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,588 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2022
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
62020IT consultancy
62200Computer consultancy and computer facilities management
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.