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SAFE-T-FIRST

Active
Private limited companyfounded 200422 yrs activeAquilonlaan 15, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0864.365.614
Summary

SAFE-T-FIRST has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €51,695 and a net result of €135,571. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
SAFE-T-FIRSTActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Investigation and private security services
NACE 80010NACE 74601NACE 80100
#5 employer in Sint-Lambrechts-Woluwe, Administrative and support services sector1 site
Size
€542,370total assets 2026
Staff
31 FTE
Equity
€51,695
Profit
€135,571
Financial health
87 Excellent Checked score 2026
Bankruptcy chance 12 m
0.3%
Structure
Accounts 33 d early0 of 3 deeds read
Why 87- Equity €51,695 (9.5% of total assets)- Size: 31 FTE, total assets €542,370+ Liquidity: current ratio 0.86, cash €149,292+ Founded in 2004Show the evidence

Checked score

Score 2026
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 80, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Average
Solvency 35+35
equity 9.5% of total assets
Liquidity 34+27
short-term debt 90.5% · cash 27.5%
Profitability 100+8
return on assets 25.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (60 companies)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● 0.0% vs 11-2024 01-2025: 1.9%● 0.0% vs 12-2024 02-2025: 1.9%● 0.0% vs 01-2025 03-2025: 1.9%● 0.0% vs 02-2025 04-2025: 1.9%● 0.0% vs 03-2025 05-2025: 1.9%● 0.0% vs 04-2025 06-2025: 1.9%▼ -2.1% vs 05-2025 07-2025: 1.9%▲ +2.8% vs 06-2025highest value 08-2025: 1.9%▼ -2.7% vs 07-2025 09-2025: 1.8%▼ -5.5% vs 08-2025 10-2025: 1.6%▼ -10.5% vs 09-2025 11-2025: 1.6%● 0.0% vs 10-2025 12-2025: 1.6%● 0.0% vs 11-2025 01-2026: 1.6%● 0.0% vs 12-2025 02-2026: 1.6%● 0.0% vs 01-2026 03-2026: 1.6%● 0.0% vs 02-2026 04-2026: 1.6%● 0.0% vs 03-2026 05-2026: 1.6%● 0.0% vs 04-2026 06-2026: 1.6%▼ -2.1% vs 05-2026 07-2026: 1.6%▲ +3.1% vs 06-2026 08-2026: 1.6%▼ -1.6% vs 07-2026 09-2026: 1.5%▼ -4.9% vs 08-2026 10-2026: 0.3%▼ -79.4% vs 09-2026lowest value
  • Liquidity: current ratio 0.86, cash €149,292 lowers the probability
  • Equity €51,695 (9.5% of total assets) raises the probability
  • Size: 31 FTE, total assets €542,370 raises the probability for this profile
  • Founded in 2004 lowers the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.64 in 2025; short-term debt: 90.5% and cash: 27.5% of total assets), and 90.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 80, small). Better than this share of them on solvency 19%, liquidity 33%, profitability 98%, growth against the median 100%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 0.86, cash €149,292
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €51,695 (9.5% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: 31 FTE, total assets €542,370
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2004
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
33 d early
2025
36 d early
2024
43 d early
2023
29 d early
2022
34 d early
2021
32 d early
2020
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 27 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Result rose in 2026from €55,370 to €135,571 ▲ 145% View
  • Positive: Employer in Sint-Lambrechts-Woluwe, Administrative and support services sectorin the Checked rankings #5 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2026
Total assets
€542,370
Profit
€135,571
Solvency
9.5%
Total assets▲ 80.3%
Net result
20192026
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-10-2027
  1. 28-09-2026Annual accounts filed
  2. 25-09-2025Annual accounts filed
  3. 18-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Investigation and private security servicesNACE 80010
Founded
29-03-2004
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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