Safe Focus
ActiveSafe Focus has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €8k. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency81▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.12 in 2024; short-term debt: 43.9% and cash: 45.6% of total assets), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
120 d early
2023
90 d early
2022
96 d early
2021
67 d early
2020
72 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€321k▲ 2.7%
2024 · €313k
2018: €723k
2019: €517k
2020: €558k
2021: €456k
2022: €399k
2023: €421k
2024: €313k
2018 → 2025
Total assets
€573k▼ 9.6%
2024 · €634k
2018: €848k
2019: €644k
2020: €695k
2021: €583k
2022: €528k
2023: €639k
2024: €634k
2018 → 2025
Net result
€8k▼ 16.1%
2024 · €10k
2018: €83k
2019: €52k
2020: €40k
2021: €-327
2022: €978
2023: €22k
2024: €10k
2018 → 2025
Working capital
€49k▲ 28.9%
2024 · €38k
2018: €379k
2019: €128k
2020: €187k
2021: €119k
2022: €94k
2023: €145k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€456k-€399k▼ 12.5%€421k▲ 5.6%€313k▼ 25.7%€321k▲ 2.7%
Operating result€24k-€11k▼ 53.7%€44k▲ 302%€28k▼ 36.5%€25k▼ 11.5%
Net result€-327-€978€22k▲ 2,191%€10k▼ 54.8%€8k▼ 16.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €573k
Fixed assets
€273k▼ 0.9%
Current assets
€300k▼ 16.2%
Equity and liabilities €573k
Equity
€321k▲ 2.7%
Debt
€252k▼ 21.5%
The debt ratio falls from 50.6% to 43.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €32k
Cash flow
€12k▼
2024 · €15k
Solvency
56.1%▲
2024 · 49.4%
Current ratio
1.19▲
2024 · 1.12
Quick ratio
1.19▲
2024 · 1.12
Debt / equity
0.78▼
2024 · 1.02
ROE
2.6%▼
2024 · 3.2%
ROA
1.5%▼
2024 · 1.6%
Interest coverage
1.99▼
2024 · 2.00
Debt
€252k▼
2024 · €321k
Debt ≤ 1 year
€252k▼
2024 · €321k
Income taxes
€8k▼
2024 · €8k
Staff costs
€2k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€634k€573k▼
Fixed assets21/28€275k€273k▼
Tangible fixed assets22/27€275k€273k▼
Land and buildings22€257k€257k=
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€358k€300k▼
Amounts receivable within one year40/41€19k€39k▲
Trade receivables40€2k€25k▲
Other amounts receivable41€17k€14k▼
Cash at bank and in hand54/58€340k€261k▼
Equity and liabilities
Total equity and liabilities10/49€634k€573k▼
Equity10/15€313k€321k▲
Contributions10/11€10k€10k=
Reserves13€303k€312k▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€300k€308k▲
Amounts payable17/49€321k€252k▼
Amounts payable within one year42/48€321k€252k▼
Trade debts44€98k€31k▼
Suppliers440/4€98k€31k▼
Taxes, remuneration and social security45€14k€4k▼
Taxes450/3€14k€4k▼
Other amounts payable47/48€208k€216k▲
Income statement
Code20242025
Non-recurring operating income76A-€16k
Remuneration, social security and pensions62€85k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€121k€34k▼
Operating profit (loss)9901€28k€25k▼
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Non-recurring financial charges66B-€3
Profit (loss) for the period before taxes9903€18k€16k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Transfer from equity791/2€119k-
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
Profit to be distributed694/7€119k-
Return on contributions (dividend)694€119k-
Social balance
Average headcount (FTE)90871.4-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €978
Net result €978 after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-327 ▼101%
Net result drops to €-327, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tremelobaan 1323140 KeerbergenGround area
4,322 m²
Building footprint
176 m²
Volume, LiDAR
1,021 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tremelobaan 132A, 3140 Keerbergen
since 20112.199.648.808
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0364/00D000 | Flanders | 2,766 m² | - | - |
| 24472F0386/00K000 | Flanders | 1,556 m² | 1 · 176 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,568. 37,713 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.