Financials
- Fiscal year
- 2025
- Total assets
- €735,463
- Profit
- €16,732
- Solvency
- 42.4%
Total assets▲ 38.3%
Net result
20182025
SAERENS TECHNICAL SERVICES
ActiveSummary
SAERENS TECHNICAL SERVICES has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311,607 and a net result of €16,732. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€735,463total assets 2025
- Equity
- €311,607
- Profit
- €16,732
Turnover not published (abridged schema)
Structure
Accounts 2 d early0 of 1 deed read
Why 94- Sector Specialised construction activities (NACE 43)+ Size: total assets €735,463+ Liquidity: current ratio 1.84, cash €201,901+ Figures for FY 2025 (filed 29-07-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
67-13
equity 42.4% of total assets
Liquidity
74-11
short-term debt 27.0% · cash 27.5%
Profitability
72-7
return on assets 2.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.1%highest value
08-2026: 0.1%▼ -15.5% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €735,463 lowers the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Liquidity: current ratio 1.84, cash €201,901 lowers the probability
- Figures for FY 2025 (filed 29-07-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.84 against 2.03 in 2024; short-term debt: 27% and cash: 27.5% of total assets), but 57.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 45%, liquidity 72%, profitability 41%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d early
2023
35 d early
2022
11 d late
2021
2 d early
2020
5 d early
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €16,732 ▼61.6%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 29-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 02-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 20-08-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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