Equity
€402,990 ▲ 17.5%
Saena has made a profit without a break since 2015.
Saena
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €246,247 (2022)
€185,380▲ 15.4%
lowest -€20,663 (2006)
€82,197▲ 100.0%
peak €402,990 (2025)
€402,990▲ 17.5%
€102,509▼ 18.2%
peak 1 FTE (2020)
-not published
Board1 name since 2005
1 directorQUAETHOVEN Marleen
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €160,586 to €185,380Result from €41,107 to €82,197Dividend €22,286Equity from €343,079 to €402,990Debts from €125,294 to €102,509
Key points
from the 2025 annual accountsInvestments
€39,130 1.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 34.9% higher than in 2024.
Filings
21 annual accounts since 2005
Two of the last ten came late. The 2016 accounts came latest: 59 days after the end of the period.
Checked score
95
Excellent
Financially stronger than 60% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,192 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 8.93, cash €84,151
Equity €402,990 (79.7% of total assets)
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 52% on liquidity, 43% on profitability and 62% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Saena has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Saena itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Saena. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.93 (7.12 in 2024), above the usual 1.5. Short-term debt is 8.7% and cash 16.6% of total assets. 20.3% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
2023
34 days early
2022
12 days early
2021
16 days early
2020
36 days early
2019
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875030565
Amendment of the articles · Legal-form change · Resignations & appointments
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 23-06-2022 · Gazette deed
Incorporation
published on 20-07-2005 · Gazette deed
First establishment
Anne Frankplein 11, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Saena Hasselt | €505,499 | €185,380 | 79.7% | - |
| TANDARTSPRAKTIJK PETER GIELEN Hasselt | €513,474 | €206,485 | 95.8% | - |
| TANDARTSEN DE WIT Alken | €458,727 | €182,692 | 31.9% | 1.4 |
| DENTALCARE MCK Woluwe-Saint-Lambert | €513,277 | €183,955 | 33.9% | - |
| CABINET DENTAIRE ROBBERECHTS ANNE Forest | €490,869 | €192,194 | 82.7% | - |
| Y.K.DENTAL Waterloo | €512,177 | €175,238 | 70.6% | - |
| C-DENT Brecht | €575,673 | €176,174 | 85.8% | - |
These companies have the same main activity as Saena: dental practice (NACE 86230). They are comparable in size and age: total assets between €459,000 and €576,000, founded between 2003 and 2006.
Official details
Source: KBO- Status
- Active since 12-07-2005Normal situation
- Activity
- Dental practiceNACE 86230
- Establishment unit
- 2.286.867.2483500 Hasselt, since 12-07-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 23-06-2025
Annual accounts 2025
- ≈ €460,000estimated
- €505,499▲ 7.9%
- Employeeson 31-12-2025
- 2▲ 100%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Saena
Saena files the micro format. That format states no turnover. The gross margin rose from €14,069 in 2006 to €185,380 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Saena
- What is the company number of Saena?
- The company number of Saena is 0875.030.565. The VAT number is the same number with BE in front: BE 0875.030.565.
- Where is Saena based?
- The registered office is at Anne Frankplein 11, 3500 Hasselt.Company details
- What does Saena do?
- According to the KBO register, the main activity is dental practice (NACE 86230).
- What is the legal form of Saena?
- Saena is a private limited company (BV).
- When was Saena founded?
- Saena was founded on 12-07-2005.
- Is Saena still active?
- Yes, Saena is an active enterprise in the KBO register.
- How many employees does Saena have?
- Saena had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Saena?
- The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €185,380 and 31 comparable companies (NACE 86230). It probably lies between €330,000 and €530,000.
- Is Saena profitable?
- In financial year 2025, Saena made a profit of €82,197.
- Where can I find the annual accounts of Saena?
- Saena filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Saena due?
- Saena must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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