Sadilou
ActiveSadilou has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €13k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency7▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.34 in 2024), and 90% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10%
Return on assets
6.6%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
63 d early
2024
on the day
2023
68 d late
2022
18 d late
2021
28 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€30k
EBIT margin
63.3%
Net result
€13k▲ 92.1%
2024 · €7k
2019: €88
2020: €5k
2021: €14k
2022: €12k
2023: €17k
2024: €7k
2019 → 2025
Working capital
€-76k▼ 52.1%
2024 · €-50k
2019: €-51k
2020: €-42k
2021: €-31k
2022: €-25k
2023: €-16k
2024: €-50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€30k
Equity€31k-€43k▲ 37.9%€60k▲ 38.5%€37k▼ 39.0%€19k▼ 47.3%
Operating result€22k-€18k▼ 18.3%€19k▲ 4.5%€20k▲ 5.0%€22k▲ 9.3%
Net result€14k-€12k▼ 16.4%€17k▲ 39.9%€7k▼ 60.2%€13k▲ 92.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€185k▼ 2.5%
Current assets
€8k▼ 67.1%
Equity and liabilities €194k
Equity
€19k▼ 47.3%
Debt
€174k▼ 2.5%
The debt ratio rises from 83.0% to 90.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€27k▲
2024 · €25k
Cash flow
€18k▲
2024 · €11k
Solvency
10.0%▼
2024 · 17.0%
Current ratio
0.10▼
2024 · 0.34
Quick ratio
0.10▼
2024 · 0.34
Debt / equity
9.04▲
2024 · 4.89
ROE
66.0%▲
2024 · 18.1%
ROA
6.6%▲
2024 · 3.1%
Interest coverage
7.10▲
2024 · 6.76
Debt
€174k▼
2024 · €179k
Debt ≤ 1 year
€84k▲
2024 · €75k
Debt > 1 year
€90k▼
2024 · €104k
Income taxes
€5k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€194k▼
Fixed assets21/28€190k€185k▼
Tangible fixed assets22/27€190k€185k▼
Land and buildings22€190k€185k▼
Current assets29/58€25k€8k▼
Amounts receivable within one year40/41€9k€68▼
Trade receivables40€5k-
Other amounts receivable41€4k€68▼
Cash at bank and in hand54/58€17k€8k▼
Equity and liabilities
Total equity and liabilities10/49€215k€194k▼
Equity10/15€37k€19k▼
Contributions10/11€12k€12k=
Reserves13€892€892=
Distributable reserves133€892€892=
Profit (loss) carried forward14€23k€6k▼
Amounts payable17/49€179k€174k▼
Amounts payable after more than one year17€104k€90k▼
Financial debts170/4€104k€90k▼
Amounts payable within one year42/48€75k€84k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€300€40▼
Suppliers440/4€300€40▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€57k€66k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€3k€2k▼
Gross operating margin9900€28k€28k▲
Operating profit (loss)9901€20k€22k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€16k€18k▲
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€7k€13k▲
Profit (loss) for the period to be appropriated9905€7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€36k▲
Profit (loss) brought forward from the previous period14P€17k€23k▲
Transfer from equity791/2€30k-
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Highest result since 2019net €17k ▲39.9%
Net result €17k, the highest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brulens 302275 LilleGround area
6,310 m²
Building footprint
3,190 m²
Volume, LiDAR
22 m³
Parcel 13009C0717/00T006, Flanders · tallest building 0.5 m. Linked by address, not a title deed.
1 establishment unit
Sadilou
since 20182.272.665.359
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009C0717/00T006 | Flanders | 6,310 m² | 1 · 3,190 m² | 0.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 2,164 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2018
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.