Turnover
≈ €170,000 estimated
The micro format states no turnover.
SADI CONSTRUCT
Lifetime
2 annual accounts with figures on one time axispeak €17,154 (2025)
€17,154▲ 20.1%
peak €14,530 (2025)
€14,530▲ 8.4%
peak €29,428 (2025)
€29,428▲ 97.5%
€2,609▼ 26.2%
Board2 names since 2022
2 directorsHAFIZI Fatmire and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €14,285 to €17,154Equity from €14,898 to €29,428Debts from €3,534 to €2,609Cash from €547 to €5,850
Key points
from the 2025 annual accountsLiquidity
9.38 was 2.48 in 2024
Short-term debts fell from €3,534 to €2,609.
Position in the sector
91.9%
Higher solvency than 94% of companies in specialised construction. Sector median 46.7% · 35,136 companies.
2025 accounts filed 31 days after the deadline
Checked score
66
Healthy
Financially stronger than 86% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.1%
01-2025: 6.1%● unchanged vs 12-2024
02-2025: 12.8%▲ +6.7 percentage points vs 01-2025highest value
03-2025: 12.7%▼ -0.1 percentage points vs 02-2025
04-2025: 12.7%● unchanged vs 03-2025
05-2025: 12.7%● unchanged vs 04-2025
06-2025: 12.7%● unchanged vs 05-2025
07-2025: 12.7%● unchanged vs 06-2025
08-2025: 12.7%● unchanged vs 07-2025
09-2025: 3.2%▼ -9.5 percentage points vs 08-2025
10-2025: 3.2%● unchanged vs 09-2025
11-2025: 3.2%● unchanged vs 10-2025
12-2025: 3.2%● unchanged vs 11-2025
01-2026: 3.2%● unchanged vs 12-2025
02-2026: 3.3%▲ +0.1 percentage points vs 01-2026
03-2026: 2.6%▼ -0.7 percentage points vs 02-2026
04-2026: 2.7%▲ +0.1 percentage points vs 03-2026
05-2026: 3.0%▲ +0.3 percentage points vs 04-2026
06-2026: 2.7%▼ -0.3 percentage points vs 05-2026
07-2026: 2.6%▼ -0.1 percentage points vs 06-2026
08-2026: 3.2%▲ +0.6 percentage points vs 07-2026
09-2026: 1.5%▼ -1.7 percentage points vs 08-2026lowest value
10-2026: 1.5%● unchanged vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €32,037
Founded in 2022
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Ex-officio strike-off in the KBO
Restart pattern
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 71% on liquidity, 92% on profitability and 91% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SADI CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SADI CONSTRUCT itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SADI CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.38 (2.48 in 2024), above the usual 1.5. Short-term debt is 8.1% and cash 18.3% of total assets. 8.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 28 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Restart pattern
1 indication
A company was founded shortly before or after the bankruptcy of another, with a director in both or at the same registered office.
- FoundedThis companystart date 12-07-2022
This company was founded 5 months before the bankruptcy of TINA CONSTRUCT. Hafizi Saduilah sat on both boards.
- Hafizi Saduilah director of both
- Similar name
This is a pattern, not a judgment. A new start after a bankruptcy is often entirely legitimate. The facts come from the KBO register, the Belgian Official Gazette, the director data and the annual accounts at the NBB. The same name in two sets of accounts is not necessarily the same person. What the facts mean is for you to look into.
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0788508347
UBO non-compliance
effective 06-05-2024 · KBO administration
Appointment: Hafizi Saduilah (director)
Gazette deed
First establishment
Rue de Dave 17, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SADI CONSTRUCT Namur | €32,037 | €17,154 | 91.9% | - |
| FCDL Walhain | €35,116 | €16,257 | 52.0% | - |
| ALB Rénove Verviers | €34,195 | €13,725 | -17.0% | - |
| NJTN Mettet | €38,914 | €24,267 | 55.9% | - |
| JEAN TERRASSEMENTS Walcourt | €19,834 | €16,024 | -2.2% | - |
| AEKO RENOVATION Overijse | €25,989 | €20,555 | 9.6% | - |
| NDM PAINT Lede | €39,407 | €17,483 | 83.7% | - |
These companies have the same main activity as SADI CONSTRUCT: site preparation (NACE 43120). They are comparable in size and age: total assets between €19,800 and €39,400, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 12-07-2022Normal situation
- Activity
- Site preparationNACE 43120and 4 others
- Establishment unit
- 2.358.934.4865100 Namur, since 11-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 10-01-2026
Insights on SADI CONSTRUCT
The computed 12-month bankruptcy probability of SADI CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €29,428 and a net result of €14,530.
Its solvency ranks better than 95% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SADI CONSTRUCT
- What is the company number of SADI CONSTRUCT?
- The company number of SADI CONSTRUCT is 0788.508.347. The VAT number is the same number with BE in front: BE 0788.508.347.
- Where is SADI CONSTRUCT based?
- The registered office is at Rue de Dave 17, 5100 Namur.Company details
- What does SADI CONSTRUCT do?
- According to the KBO register, the main activity is site preparation (NACE 43120).
- What is the legal form of SADI CONSTRUCT?
- SADI CONSTRUCT is a private limited company (BV).
- When was SADI CONSTRUCT founded?
- SADI CONSTRUCT was founded on 12-07-2022.
- Is SADI CONSTRUCT still active?
- Yes, SADI CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of SADI CONSTRUCT?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €17,154 and 31 comparable companies (NACE 43120). It probably lies between €77,000 and €250,000. It is a rough estimate.Financials
- Is SADI CONSTRUCT profitable?
- In financial year 2025, SADI CONSTRUCT made a profit of €14,530.
- Where can I find the annual accounts of SADI CONSTRUCT?
- SADI CONSTRUCT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SADI CONSTRUCT due?
- SADI CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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