SADHAR

Active

Private limited companyfounded 20233 yrs activede Fiennesstraat 10 (rez), 1070 Anderlecht, BelgiumKBO/BCE: BE 0804.473.161

The computed 12-month bankruptcy probability of SADHAR is 3.9% (moderate). The 2025 annual accounts show equity of €7k and a net result of €3k. Its solvency ranks better than 34% of 2507 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

50 / 100

Fair▼ -15 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability64=

Solvency39▼-21

Growth66

Stability94

Bankruptcy probability, 12 months

3.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.38 against 2.05 in 2024), and 77.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

7 d early

2024

22 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€523k▲ 18.0%

2024 · €443k

2024: €443k

2024 → 2025

EBIT margin

0.8%▼ 0.3pp

2024 · 1.1%

2024: 1.1%

2024 → 2025

Net result

€3k▼ 16.3%

2024 · €4k

2024: €4k

2024 → 2025

Working capital

€9k▲ 10.4%

2024 · €8k

2024: €8k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Turnover€443k-€523k▲ 18.0%

Equity€4k-€7k▲ 83.7%

Operating result€5k-€4k▼ 15.8%

Net result€4k-€3k▼ 16.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 16% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €32k

22.2%

77.8%

Equity €7k▲ 83.7%

Debt €25k▲ 115%

The debt ratio rises from 74.9% to 77.8%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

Solvency

22.2%▼

2024 · 25.1%

Current ratio

1.38▼

2024 · 2.05

Quick ratio

0.04▼

2024 · 0.21

Debt / equity

3.50▲

2024 · 2.98

ROE

45.6%▼

2024 · 100.0%

ROA

10.1%▼

2024 · 25.1%

Debt

€25k▲

2024 · €11k

Debt ≤ 1 year

€23k▲

2024 · €7k

Debt > 1 year

€2k▼

2024 · €4k

Income taxes

€804▼

2024 · €960

Staff costs

€44k▲

2024 · €16k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€15k€32k▲

Current assets29/58€15k€32k▲

Stocks and contracts in progress3€14k€31k▲

Stocks30/36€14k€31k▲

Cash at bank and in hand54/58€1k€329▼

Deferred charges and accrued income490/1€167€488▲

Equity and liabilities

Total equity and liabilities10/49€15k€32k▲

Equity10/15€4k€7k▲

Profit (loss) carried forward14€4k€7k▲

Amounts payable17/49€11k€25k▲

Amounts payable after more than one year17€4k€2k▼

Other amounts payable178/9€4k€2k▼

Amounts payable within one year42/48€7k€23k▲

Trade debts44€713€680▼

Suppliers440/4€713€680▼

Taxes, remuneration and social security45€7k€22k▲

Taxes450/3€4k€7k▲

Remuneration and social security454/9€3k€16k▲

Other amounts payable47/48€100-

Income statement Code20242025

Turnover70€443k€523k▲

Goods, raw materials, services and sundry goods60/61€454k€475k▲

Remuneration, social security and pensions62€16k€44k▲

Other operating charges640/8€775€1k▲

Gross operating margin9900€21k€50k▲

Operating profit (loss)9901€5k€4k▼

Financial charges65/66B€93€103▲

Recurring financial charges65€93€103▲

Profit (loss) for the period before taxes9903€5k€4k▼

Income taxes67/77€960€804▼

Profit (loss) for the period9904€4k€3k▼

Profit (loss) for the period to be appropriated9905€4k€3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€4k€7k▲

Profit (loss) brought forward from the previous period14P-€4k

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

09-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

de Fiennesstraat 10 (rez)1070 Anderlecht

Ground area

124 m²

Building footprint

124 m²

Volume, LiDAR

1,772 m³

Parcel 21305C0266/00S010, Brussels · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

SADHAR

de Fiennesstraat 10 (rez), 1070 AnderlechtNACE 45206

since 20232.350.029.391

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21305C0266/00S010	Brussels	124 m²	1 · 124 m²	21.0 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Anderlecht2.350.029.391

1 permission

Toelating · Detailhandel · since 31-10-2023

Similar companies · same sector, comparable size

Saint-Nicolas · Eq €7k

SOGOSO

BE 0759.932.048

Braine-le-Comte · Eq €7k

HASIBULLAH

BE 0667.604.874

Schaarbeek · Eq €7k

Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 3,021 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-08-2023

Fiscal year end31-12

Activities, NACEBEL

95316Washing and cleaning of motor vehicles

47110Non-specialised retail sale with food, beverages or tobacco predominating

47112Retail trade

46190Agents in non-specialised wholesale trade

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.