Sademed
ActiveSummary
Sademed has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 51.32 against 42.89 in 2024; short-term debt: 1.4% and cash: 65% of total assets), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
30 d late
2022
18 d late
2021
2 d early
2020
23 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€330k▼ 0.4%
2024 · €331k
2018: €307k
2019: €317k
2020: €321k
2021: €323k
2022: €321k
2023: €326k
2024: €331k
2018 → 2025
Total assets
€334k▼ 0.7%
2024 · €337k
2018: €314k
2019: €331k
2020: €330k
2021: €325k
2022: €337k
2023: €330k
2024: €337k
2018 → 2025
Net result
€-1k
2024 · €5k
2018: €-2k
2019: €10k
2020: €4k
2021: €2k
2022: €-2k
2023: €5k
2024: €5k
2018 → 2025
Working capital
€234k▼ 0.6%
2024 · €235k
2018: €211k
2019: €221k
2020: €225k
2021: €227k
2022: €225k
2023: €230k
2024: €235k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€323k-€321k▼ 0.5%€326k▲ 1.6%€331k▲ 1.5%€330k▼ 0.4%
Operating result€-2k-€-6k▼ 250%€2k€7k▲ 227%€-663
Net result€2k-€-2k€5k€5k▼ 3.7%€-1k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €663 after €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334k
Fixed assets
€96k =
Current assets
€239k ▼ 1.0%
Equity and liabilities €334k
Equity
€330k ▼ 0.4%
Debt
€5k ▼ 17.2%
Debt's share of the balance-sheet total falls from 1.7% to 1.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
51.32▲
2024 · 42.89
Debt to equity
0.01▼
2024 · 0.02
ROE
-0.4%▼
2024 · 1.5%
ROA
-0.4%▼
2024 · 1.5%
Debt ≤ 1 year
€5k▼
2024 · €6k
Income taxes
€386▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€337k€334k▼
Fixed assets21/28€96k€96k=
Tangible fixed assets22/27€96k€96k=
Land and buildings22€96k€96k=
Financial fixed assets28€124€124=
Current assets29/58€241k€239k▼
Amounts receivable within one year40/41€37k€21k▼
Trade receivables40€37k€19k▼
Other amounts receivable41€348€2k▲
Cash at bank and in hand54/58€204k€217k▲
Equity and liabilities
Total equity and liabilities10/49€337k€334k▼
Equity10/15€331k€330k▼
Contributions10/11€112k€112k=
Capital10€112k€112k=
Issued capital100€112k€112k=
Reserves13€125k€125k=
Non-distributable reserves130/1€38k€38k=
Legal reserve130€11k€11k=
Other1319€27k€27k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€82k€82k=
Profit (loss) carried forward14€95k€94k▼
Amounts payable17/49€6k€5k▼
Amounts payable within one year42/48€6k€5k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Income statement
Code20242025
Other operating charges640/8€12k€12k▲
Gross operating margin9900€18k€11k▼
Operating profit (loss)9901€7k€-663▼
Financial charges65/66B€320€325▲
Recurring financial charges65€320€325▲
Profit (loss) for the period before taxes9903€6k€-989▼
Income taxes67/77€1k€386▼
Profit (loss) for the period9904€5k€-1k▼
Profit (loss) for the period to be appropriated9905€5k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€94k▼
Profit (loss) brought forward from the previous period14P€90k€95k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 63.39
Current ratio from 14.81 to 63.39; short-term debt falls from €16k to €4k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 18 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 93.66
Current ratio from 25.65 to 93.66; short-term debt falls from €9k to €2k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1957
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hof-ter-Varentstraat 59280 LebbekeGround area
411 m²
Building footprint
173 m²
Volume, LiDAR
837 m³
Parcel 42011A0863/00P000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hof-ter-Varentstraat 5, 9280 Lebbeke
since 19572.012.461.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011A0863/00P000 | Flanders | 410 m² | 1 · 173 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEGOCE DES ACIERS DE CHARLEROI
BE 0413.258.008
Charleroi · Eq €334,987
PALITEX
BE 0443.587.433
Paliseul · Eq €335,570
Synergy Plastics
BE 0763.397.918
Beveren-Kruibeke-Zwijndrecht · Eq €336,391
F. NOIRFALISE ET FILS
BE 0440.497.586
Verviers · Eq €319,984
CARMOY
BE 0449.556.693
Rumst · Eq €319,031
Of 413 companies in sector 46872 we hold annual accounts for 218. 158 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
46872Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.