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Saday GMJ

Active
Private limited companyfounded 2025active for 1 yearGrondwetlaan 99, 1083 Ganshoren, BelgiumKBO/BCE: BE 1020.781.973
Summary

Saday GMJ has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,828 and a net result of -€172. Its solvency ranks better than 80% of 2,800 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€4,878total assets 2025
Equity
€3,828
Loss
-€172
Turnover not published (abbreviated format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
2025 accounts filed 5 days late
Why 67raises risk1 change of registered office in 24 monthsFounded in 2025Liquidity: current ratio 4.65, cash €167lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 46% of its sector peers (NACE 82, micro)
Financial strength
Average
Solvency 100
equity 78.5% of total assets
Liquidity 47
short-term debt 21.5% · cash 3.4%
Profitability 29
return on assets -3.5%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,652 companies, NACE 82, micro)
Last 24 months 04-2026: 1.2% 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026highest value 09-2026: 0.9%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 1.0%▲ +0.1 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 88% on solvency, 31% on liquidity and 18% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 4.65, cash €167
NBB · annual accounts
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
5 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered officeRegistered-office move
  3. IncorporationAppointment: SADAY Çetin (director) ·…

Key points

  • Caution: Among the weakest 15% on equitysector median €199,940 · 2,800 companies €3,828 View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €4,878 View

By topic

Financials

Financial year
2025
Total assets
€4,878
Loss
-€172
Solvency
78.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
07-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Saday GMJ

What is the company number of Saday GMJ?
1020.781.973. In Belgium the VAT number is the company number with BE in front: BE 1020.781.973.
Where is Saday GMJ based?
The registered office is at Grondwetlaan 99, 1083 Ganshoren.Company details
What does Saday GMJ do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of Saday GMJ?
Private limited company (BV).
When was Saday GMJ founded?
On 07-03-2025.
Is Saday GMJ still active?
Yes, Saday GMJ is an active enterprise in the KBO register.
What is the turnover of Saday GMJ?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Saday GMJ profitable?
In financial year 2025, Saday GMJ made a loss of €172.
Where can I find the annual accounts of Saday GMJ?
Saday GMJ filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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