SADACO
ActiveSummary
SADACO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,663 and a net result of €22,459. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 16% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43=
Solvency34▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.11 in 2024; short-term debt: 16.3% and cash: 0.5% of total assets), and 91.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
2.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 32629 sector peers (2025).
NBB · sector comparisonPosition among 32629 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
2023
1 d early
2022
27 d late
2021
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€89,663▲ 33.4%
2024 · €67,204
Total assets
€1.0m▼ 0.4%
2024 · €1.0m
Net result
€22,459▲ 7.2%
2024 · €20,955
Working capital
-€158,712▼ 46.0%
2024 · -€108,671
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,895-€14,301▼ 28.1%€14,045▼ 1.8%€31,635▲ 125%€30,332▼ 4.1%
Net result€10,522within the sector's middle half-€7,406within the sector's middle half▼ 29.6%€8,321within the sector's middle half▲ 12.3%€20,955within the sector's middle half▲ 152%€22,459within the sector's middle half▲ 7.2%
Equity€30,522within the sector's middle half-€37,929within the sector's middle half▲ 24.3%€46,249within the sector's middle half▲ 21.9%€67,204within the sector's middle half▲ 45.3%€89,663within the sector's middle half▲ 33.4%
Total assets€1.1mabove the sector's middle half-€1.0mabove the sector's middle half▼ 3.7%€1.0mabove the sector's middle half▲ 1.3%€1.0mabove the sector's middle half▼ 0.5%€1.0mabove the sector's middle half▼ 0.4%
Debt€1.0m-€989,608▼ 4.6%€994,875▲ 0.5%€969,194▼ 2.6%€942,797▼ 2.7%
Working capital-€34,908below the sector's middle half--€71,731below the sector's middle half▼ 105%-€57,914below the sector's middle half▲ 19.3%-€108,671below the sector's middle half▼ 87.6%-€158,712below the sector's middle half▼ 46.0%
Solvency2.9%below the sector's middle half-3.7%below the sector's middle half▲ 0.8pp4.4%below the sector's middle half▲ 0.8pp6.5%below the sector's middle half▲ 2.0pp8.7%below the sector's middle half▲ 2.2pp
Current ratio0.56below the sector's middle half-0.07below the sector's middle half▼ 0.500.24below the sector's middle half▲ 0.180.11below the sector's middle half▼ 0.130.06below the sector's middle half▼ 0.05
Return on assets (ROA)1.0%below the sector's middle half-0.7%below the sector's middle half▼ 0.3pp0.8%below the sector's middle half▲ 0.1pp2.0%within the sector's middle half▲ 1.2pp2.2%within the sector's middle half▲ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€1.0m =
Current assets
€10,030 ▼ 28.2%
Equity and liabilities €1.0m
Equity
€89,663 ▲ 33.4%
Debt
€942,797 ▼ 2.7%
Debt's share of the balance-sheet total falls from 93.5% to 91.3%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
10.51▼
2024 · 14.42
ROE
25.0%▼
2024 · 31.2%
Debt ≤ 1 year
€168,742▲
2024 · €122,639
Debt > 1 year
€774,055▼
2024 · €846,555
Income taxes
€4,921▼
2024 · €7,750
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | €1,901 | €986 | ▼ 48.2% |
| Gross operating margin9900 | €20,251 | €14,301 | €14,045 | €33,536 | €31,318 | ▼ 6.6% |
| Operating profit (loss)9901 | €19,895 | €14,301 | €14,045 | €31,635 | €30,332 | ▼ 4.1% |
| Financial charges65/66B | - | €3,106 | €2,915 | €2,930 | €2,951 | ▲ 0.7% |
| Recurring financial charges65 | €5,862 | €3,106 | €2,915 | €2,930 | €2,951 | ▲ 0.7% |
| Profit (loss) for the period before taxes9903 | €14,032 | €11,195 | €11,131 | €28,705 | €27,381 | ▼ 4.6% |
| Income taxes67/77 | €3,510 | €3,788 | €2,810 | €7,750 | €4,921 | ▼ 36.5% |
| Profit (loss) for the period9904 | €10,522 | €7,406 | €8,321 | €20,955 | €22,459 | ▲ 7.2% |
| Profit (loss) for the period to be appropriated9905 | €10,522 | €7,406 | €8,321 | €20,955 | €22,459 | ▲ 7.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 0.4% |
| Fixed assets21/28 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Financial fixed assets28 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Current assets29/58 | €44,962 | €5,107 | €18,695 | €13,968 | €10,030 | ▼ 28.2% |
| Amounts receivable within one year40/41 | - | - | €2,241 | - | €4,921 | - |
| Other amounts receivable41 | - | - | €2,241 | - | €4,921 | - |
| Cash at bank and in hand54/58 | €44,962 | €5,107 | €16,454 | €13,968 | €5,109 | ▼ 63.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 0.4% |
| Equity10/15 | €30,522 | €37,929 | €46,249 | €67,204 | €89,663 | ▲ 33.4% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €22,000 | ▲ 10.0% |
| Capital10 | - | €20,000 | €20,000 | €20,000 | €22,000 | ▲ 10.0% |
| Issued capital100 | - | €20,000 | €20,000 | €20,000 | €22,000 | ▲ 10.0% |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | - | - |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | - | - |
| Legal reserve130 | - | €2,000 | €2,000 | €2,000 | - | - |
| Profit (loss) carried forward14 | €8,522 | €15,929 | €24,249 | €45,204 | €67,663 | ▲ 49.7% |
| Amounts payable17/49 | €1.0m | €989,608 | €994,875 | €969,194 | €942,797 | ▼ 2.7% |
| Amounts payable after more than one year17 | €957,000 | €912,771 | €918,267 | €846,555 | €774,055 | ▼ 8.6% |
| Financial debts170/4 | - | €912,771 | €918,267 | €846,555 | €774,055 | ▼ 8.6% |
| Amounts payable within one year42/48 | €79,870 | €76,837 | €76,609 | €122,639 | €168,742 | ▲ 37.6% |
| Current portion of amounts payable after more than one year42 | - | €71,500 | €71,500 | €71,500 | €72,500 | ▲ 1.4% |
| Trade debts44 | €2,139 | - | - | €698 | €549 | ▼ 21.3% |
| Suppliers440/4 | - | - | - | €698 | €549 | ▼ 21.3% |
| Taxes, remuneration and social security45 | - | €5,337 | €5,103 | €7,750 | €2 | ▼ 100.0% |
| Taxes450/3 | - | €5,237 | €5,103 | €7,750 | - | - |
| Remuneration and social security454/9 | - | €100 | - | - | €2 | - |
| Other amounts payable47/48 | - | - | €5 | €42,691 | €95,691 | ▲ 124% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,522 | €7,406 | €8,321 | €20,955 | €22,459 | ▲ 7.2% |
| Operating cash flow (approximation) | €10,522 | €7,406 | €8,321 | €20,955 | €22,459 | ▲ 7.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€39,856 | €11,348 | -€2,486 | -€8,859 | ▼ 256% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-06
Financial
Highest result since 2021net €22,459 ▲7.2%
Net result €22,459, the highest in the series.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
30-06
Financial
Weakest financial yearnet €7,406 ▼29.6%
Net result drops to €7,406, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Froidchapelle · 1 establishment unit since 2019
Ground area
1.1 ha
Parcel 56029C0327/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SADACO
since 20192.297.421.343
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56029C0327/00K000 | Wallonia | 1.1 ha | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,449 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded17-10-2019
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736495957
Registered
13-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.