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SACLOMA

Active
Public limited companyfounded 2006active for 19 yearsWarre 66, 6941 Durbuy, BelgiumKBO/BCE: BE 0886.027.001

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SACLOMA has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€473,950) and a net result of €24,618, of which €30,789 non-recurring income. Equity has been shrinking by about 12% per year since 2018. Its solvency ranks better than 5% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 29-12-2006 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.268.075.279 6941 Durbuy, since 29-12-2006
Financial year end
31 December
Peppol
Reachable since 24-12-2025

Board and ownership

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€229,779
▲ 13.9%
Turnover
≈ €340,000
estimated
Profit
€24,618
Equity
-€473,950
▲ 4.9%
Total assets
€1.2m
▼ 4.6%
Filed on 16-06-2026, 45 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€473,950lowers riskSize: total assets €1.2mFigures for financial year 2025 (filed on 16-06-2026)Legal form: public limited companyShow the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 42% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -40.2% of total assets
Liquidity 57+6
short-term debt 12.2% · cash 6.7%
Profitability 43+14
return on assets 2.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025highest value 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.7 (0.26 in 2024), below 1. Short-term debt is 12.2% and cash 6.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 68% on liquidity, 38% on profitability and 59% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€473,950
NBB · annual accounts
lowers risk · Size: total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 16-06-2026)
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5789 sector peers (2025).
NBB · sector comparison
Position among 5789 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
34 days early
2023
30 days late
2022
4 days early
2021
31 days late
2020
2 days early
2019
105 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€473,950 View
  • Caution: Lower solvency than 95% of companies in real estatesector median 38.3% · 5,789 companies -40.2% View
  • Positive: Back in profit in 2025after a loss of €58,884 in 2024 €24,618 View

Comparable companies

These companies have the same main activity as SACLOMA: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €993,000 and €1.5m, founded between 2001 and 2009.

CompanyTotal assetsGross margin
SACLOMA Durbuy€1.2m€0.2m
KIEVITPLEIN PARKING EXPLOITATIE Antwerpen€1.3m€0.3m
HEIDEBLOEM INVEST Kalmthout€1.3m€0.2m
APTIGU Lebbeke€1.3m€0.2m
J.N.H. Ninove€1.0m€0.2m
LEBEAU-LALOUX LEA Hotton€1.3m€0.2m
HESTIA Heusden-Zolder€1.5m€0.2m
Full comparison

Documents

Annual accounts at the NBB

All 19 annual accounts

Articles and registers

Key facts about SACLOMA

What is the company number of SACLOMA?
The company number of SACLOMA is 0886.027.001. The VAT number is the same number with BE in front: BE 0886.027.001.
Where is SACLOMA based?
The registered office is at Warre 66, 6941 Durbuy.Company details
What does SACLOMA do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of SACLOMA?
The legal form of SACLOMA is Public limited company (NV).
When was SACLOMA founded?
SACLOMA was founded on 29-12-2006.
Is SACLOMA still active?
Yes, SACLOMA is an active enterprise in the KBO register.
What is the turnover of SACLOMA?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €229,779 and 31 comparable companies (NACE 68201). It probably lies between €260,000 and €450,000.Financials
Is SACLOMA profitable?
In financial year 2025, SACLOMA made a profit of €24,618.
Where can I find the annual accounts of SACLOMA?
SACLOMA filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SACLOMA due?
SACLOMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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